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What the numbers said — fund returns and costs, foreign and domestic flows, index valuations, gold and silver — plus tax, retirement and personal-finance basics, written from the same data the rest of this site shows, with the date on every figure.
Retirement calculator: corpus and SIP from your expenses
16 Oct 2026
How the retirement calculator turns ₹50,000 of monthly spending at 30 into a ₹7.23 crore target and a ₹20,482 SIP, what each input does, and its FIRE numbers.
How-To GuidesRetirement
Risk profile quiz: why capacity caps your tolerance
16 Oct 2026
Ten questions, two scores and a rule: your profile can't exceed what your finances support. Three worked answer sets from the free risk profile quiz.
How-To GuidesInvesting StrategyPersonal Finance
SIF NAV and returns: how to read the SIF tracker
16 Oct 2026
How to read the SIF tracker's 34 long-short strategies without being misled by short records. Worked example: three hybrid SIFs that launched in October 2025.
How-To GuidesFund Returns
Step-up SIP calculator: inputs, outputs and an example
16 Oct 2026
How the step-up SIP calculator works: its five inputs and limits, a worked ₹10,000 example (₹33.74 lakh vs ₹23.23 lakh flat) and what it leaves out.
How-To GuidesInvesting Strategy
STP calculator: modelling a debt-to-equity transfer
16 Oct 2026
How the STP calculator works: four inputs, the vs-lumpsum figure, and why ₹12 lakh moved at ₹1 lakh a month ends ₹34,332 behind a day-one lumpsum at a flat 12%.
How-To GuidesInvesting Strategy
SWP calculator: how long will a corpus last?
16 Oct 2026
How the SWP calculator works: four inputs, the year-by-year table, and why ₹20 lakh paying ₹15,000 a month lasts 27.6 years at 8% but 14.2 with a step-up.
How-To GuidesRetirement
Tax-loss harvesting calculator: why set-off order matters
16 Oct 2026
Booking ₹2 lakh of equity losses cut a ₹98,150 tax bill to ₹60,450 in the calculator's default case. How it applies losses, and the ₹11,700 a wrong order costs.
How-To GuidesTax
Term insurance calculator: life value vs needs method
16 Oct 2026
On ₹20 lakh of income the term insurance calculator suggests ₹4.20 crore of cover: income replacement gives ₹4.20 crore, needs ₹2.70 crore. Both worked.
How-To GuidesPersonal Finance
Track mutual funds with a CAS import: step by step
16 Oct 2026
Import your CAS PDF and see every folio priced at the latest NAV, with cost, gain and XIRR. A walkthrough using a hypothetical five-fund statement.
How-To GuidesPersonal Finance
WealthTicker home page: what each block shows
16 Oct 2026
A tour of the home page: the plain-English fund search, the counters, the top-funds list, NFOs and the Market Pulse ticker, with how fresh each one is.
How-To GuidesFund ReturnsWhere every number on WealthTicker comes from
16 Oct 2026
The methodology and glossary pages in one walk-through: data sources, NAV cleaning, CAGR, Sharpe at 6.5% and the star formula, checked on two mid-cap funds.
How-To GuidesFund Returns
Which mutual funds hold a stock: using the stock pages
16 Oct 2026
Look up a stock and see every mutual fund that owns it, at what weight and for how many rupees. A worked Larsen & Toubro example, September 2026 disclosures.
How-To GuidesPortfolio HoldingsXIRR calculator: how to enter your cash flows
16 Oct 2026
Using the XIRR calculator: signs, dates, the current-value row, a worked example at 11.27%, and three entry mistakes that turn it into -57.42% or -2.86%.
How-To GuidesFund Returns
Bandhan Mutual Fund by the numbers: 77 schemes
15 Oct 2026
Bandhan managed ₹2,17,749 crore in July–September 2026, 12th among fund houses. Debt holds 40% of its scheme money, and its Small Cap fund alone holds 15%.
Fund IndustryFund ReturnsDo bigger equity funds charge less? Direct TER by fund size
15 Oct 2026
Across 303 equity funds, the median Direct plan costs 1.56% a year under ₹500 crore and 0.88% above ₹10,000 crore. All nine categories show the same slope.
Costs & FeesFund IndustryDo bigger equity funds return more? One, three, five years
15 Oct 2026
Split each equity category in half by size, and the smaller funds led over one year in 8 of 9 categories. Over five years the larger half led in 5.
Fund ReturnsFund IndustryEquity fund categories by calendar year, 2021 to 2025
15 Oct 2026
Small cap led 2021 and 2023, value led 2022, mid cap 2024, large cap 2025. Median calendar-year returns for nine equity categories, plus 2026 so far.
Fund ReturnsBest versus worst fund in a category, each year 2021–25
15 Oct 2026
In 2021 small-cap funds ranged from 34.9% to 91.7%, a 56.8-point gap. In 2025 large-cap funds ranged only 6.7 points. The gap in nine categories, five years.
Fund ReturnsInvesting Strategy
Gold and silver by calendar month in rupees, 2000–2026
15 Oct 2026
Gold rose in 60% of months since 2000 and silver in 52%. January and August were gold's best months; June was weakest for silver, up in 9 of 26.
Gold & SilverHow many equity funds beat their index each year, 2021–25
15 Oct 2026
In 2024, 29 of 30 large-cap funds beat the Nifty 100 price index; in 2025 only 65 of 184 broad-market funds beat the Nifty 500. The count for every year.
Fund ReturnsInvesting Strategy