Blog
What the numbers said — fund returns and costs, foreign and domestic flows, index valuations, gold and silver — plus tax, retirement and personal-finance basics, written from the same data the rest of this site shows, with the date on every figure.
What ₹1 crore in 20 years is worth today
10 Oct 2026
At 4% inflation, ₹1 crore in 20 years buys what ₹45.6 lakh buys now; at 7%, ₹25.8 lakh. What that does to a goal, and to the SIP it needs.
Investing StrategyPersonal Finance
Where a fund ranks among its peers: a large-cap example
10 Oct 2026
ICICI Prudential Large Cap ranks 30th of 33 large caps over one year and 4th of 27 over five, yet holds 5 stars. How to read peer ranks, as of 9 October 2026.
Investing StrategyFund ReturnsWorking capital cycle: why profit does not pay the bills
10 Oct 2026
A ₹6 crore auto-parts maker earning 6% net has ₹1.58 crore locked in a 104-day cash cycle. Growing 30% would eat ₹47 lakh, more than the year's profit.
Personal Finance
FIIs have sold nine sessions running: ₹57,469 crore
08 Oct 2026
FIIs were net sellers on all nine sessions from 24 Sep to 7 Oct 2026, ₹57,469 crore in total; DIIs bought ₹55,462 crore. The streak against 2026's longest.
FII & DII FlowsMarket Recap
Fund-of-funds assets more than doubled in five quarters
08 Oct 2026
AMFI's fund-of-funds line rose from ₹1.06 lakh crore to ₹2.29 lakh crore between Apr–Jun 2025 and Jul–Sep 2026; the rest of the industry grew 21%.
Fund Industry
How many stocks do equity funds hold? From 11 to 255
08 Oct 2026
Across 332 equity funds the median portfolio has 63.5 stocks. A focused fund holds 29, a small-cap fund 83; the range runs from 11 to 255. By category.
Portfolio HoldingsInvesting Strategy
India's debt-to-GDP is 83%: 35th highest of 185 economies
08 Oct 2026
The IMF puts India's government debt at 83.4% of GDP in 2026, 35th highest of 185 economies, below the US, China and the UK and above Indonesia and Mexico.
Market Recap
The median listed stock trades at a P/E of 30.6, not 19
08 Oct 2026
Across 1,266 Indian stocks the median P/E is 30.6; a quarter have no positive P/E and 243 trade above 50. By market-cap band, 7 Oct 2026.
Market Valuations
Minimum SIP in equity funds: half start at ₹100
08 Oct 2026
Of 525 Direct Growth equity funds, 262 let you start a SIP at ₹100 or less, 161 ask ₹500 and 81 ask ₹1,000 or more. Which fund houses sit where, from SSDs.
Investing StrategyFund Industry
Nifty 50 vs S&P 500 vs Nasdaq-100, every year since 2017
08 Oct 2026
The Nifty 50 beat the S&P 500 in 3 of 9 full years since 2017, but never lost money in a full year. In 2026 it is down 13.7% while the S&P 500 is up 13.6%.
Market RecapInvesting StrategySmall caps: 19.5% rolling 5-year return, 14.9% trailing
08 Oct 2026
Every equity category's trailing 5-year return is 3 to 6 points below its average rolling 5-year return since 2013. The gap by category, to 7 October 2026.
Fund Returns
SIFs one year on: 29 of 34 are above their first NAV
08 Oct 2026
India's first SIFs posted NAVs from October 2025. Of 34 Direct Growth strategies, 29 are above their first NAV, and 26 of 27 beat the Nifty 50 in 3 months.
Fund ReturnsFund Industry
Thematic funds launched in 2024: 14 of 53 trade below ₹10
08 Oct 2026
53 of the 70 equity funds launched in 2024 are sector or thematic funds. Fourteen have a NAV under the ₹10 launch price; Q4 launches fared worst.
Fund ReturnsSectors
Auto stocks in mutual funds: 9.8% of equity money
07 Oct 2026
Equity funds held ₹3,65,094 crore in Indian vehicle and auto-parts makers on the latest disclosures, 9.84% of their shares. Mahindra & Mahindra led.
Portfolio HoldingsSectors
Equity fund beta: 199 of 275 move less than their index
07 Oct 2026
The median diversified equity fund had a 3-year beta of 0.96 to September 2026. Multi and large & mid caps sat at 1.00, small caps 0.86.
Fund ReturnsInvesting Strategy
Bharat Bond indices for 2030–33: a quiet ride, a dip
07 Oct 2026
NSE's Nifty BHARAT Bond indices for April 2030 to 2033 have risen 7.8% to 10.8% since January 2025, but each is 0.4% to 1.8% below its August peak.
Debt & Hybrid FundsFund Returns
Conservative hybrid funds returned 1.99% in a year
07 Oct 2026
To 6 October 2026 the median conservative hybrid fund returned 1.99% in a year, against 6.47% for liquid funds. Over five years it led, 7.39% to 6.37%.
Debt & Hybrid FundsFund Returns
Floater funds: ahead over three years, behind over one
07 Oct 2026
To 6 October 2026 the 12 floating rate funds returned a median 5.98% in a year, below liquid funds' 6.47%, but 7.60% a year over three years against 6.93%.
Debt & Hybrid FundsFund Returns
The cheapest active equity funds, category by category
07 Oct 2026
The median direct-plan active equity fund charged 1.07% in early October 2026. The cheapest charged 0.51%, and small caps were the cheapest category.
Costs & FeesMedium and long duration debt funds: 36 funds compared
07 Oct 2026
To 6 October 2026 the median medium duration fund returned 5.82% in a year, medium to long 3.65% and long duration 0.93%. Liquid funds made 6.47%.
Debt & Hybrid FundsFund Returns