Investing Strategy
Active vs passive, asset allocation, SIPs and the behaviour that decides long-run returns.
Active vs passive investing: which wins in the long run?
02 Oct 2026
To 1 October 2026, most active large-cap funds beat Nifty 50 index funds over 5 years, but the lead shrank over 10. What the data shows, and what it doesn't.
Investing StrategyFund Returns
How to build an all-weather portfolio from scratch
02 Oct 2026
Equity, debt and gold rarely fall together. Nine years of Indian data on Nifty 50, gold and debt funds, and how to build a portfolio that survives any year.
Investing StrategyGold & SilverDebt & Hybrid Funds5 behavioural biases that cost investors money
02 Oct 2026
Recency, loss aversion, herding, overconfidence and anchoring, each measured in Indian fund and Nifty data, with a practical fix for every one of them.
Investing Strategy
Capital gains tax on stocks and property, explained
02 Oct 2026
Holding periods, rates, the ₹1.25 lakh exemption, the property indexation choice and reinvestment relief, as they stand for FY 2026-27, with worked examples.
TaxInvesting Strategy
Direct vs Regular plans: how 1.2% a year costs lakhs
02 Oct 2026
A regular equity plan costs a median 1.2 points a year more than its direct twin. On a ₹10,000 SIP over 20 years, a gap that size is worth about ₹12 lakh.
Costs & FeesInvesting Strategy
Dividend investing: building passive income from stocks
02 Oct 2026
How much income dividend stocks really pay in India, how dividends are taxed, and how dividend yield funds and SWPs compare, with data as of 1 October 2026.
Investing StrategyMarket ValuationsTaxEquity after 60: five myths about senior allocation
02 Oct 2026
All 22 large-cap funds with a 10-year record returned over 10% a year, yet the median fell 4.7% last year. What equity is for after 60, and how much.
RetirementInvesting StrategyFund Returns
Money plans for marriage, kids and a first home
02 Oct 2026
Three life events, three different time horizons. How to set up money after marriage, invest for a child, and save a home down payment without the wrong fund.
Personal FinanceInvesting Strategy
FIRE in India: what retiring in your 40s really takes
02 Oct 2026
Retiring at 40-45 means a corpus that lasts 45 years. The savings rate, the target multiple and the fund categories that can carry it, with real figures.
RetirementInvesting Strategy
Day trading in India: career or gambling? The F&O data
02 Oct 2026
SEBI found 87.7% of individual F&O traders lost money in FY26, ₹91,685 crore in all. What the numbers, costs and tax rules say about trading for a living.
Investing StrategyPersonal Finance
Fractional real estate: pros, cons and regulatory risks
02 Oct 2026
Fractional platforms sell slices of office buildings from ₹10 lakh. What SEBI's SM REIT rules changed, what you really own, and the risks to check.
Investing StrategyPersonal Finance
How inflation eats your savings
02 Oct 2026
Retail inflation was 4.82% in August 2026. What that does to cash, FDs and liquid funds after tax, and which assets have kept ahead, as of 1 October 2026.
Personal FinanceInvesting Strategy
Mutual fund factsheets: what normal looks like in 2026
02 Oct 2026
A factsheet's numbers only mean something next to the fund's peers. Here is what each section shows, with the normal range for flexi-cap funds in 2026.
Investing StrategyCosts & FeesPortfolio HoldingsLarge, mid or small cap: where should the next rupee go?
02 Oct 2026
Small-cap funds led on 1, 5 and 10 years to 1 October 2026, with the deepest falls. Large caps trade below their usual P/E. How to weigh the three.
Investing StrategyFund ReturnsMarket ValuationsLifestyle inflation: why high earners stay broke
02 Oct 2026
Every raise that turns into spending is a SIP you never started. What ₹10,000 a month did in flexi-cap funds over ten years, and how to keep raises.
Personal FinanceInvesting StrategyFund overlap: are you diversifying or doubling down?
02 Oct 2026
Two large-cap funds shared a median 50.3% of their portfolios on 31 August 2026; a large-cap and a small-cap fund just 3.0%. Overlap by category pair.
Investing StrategyPortfolio Holdings
Anatomy of a market correction: 19 years of Nifty falls
02 Oct 2026
Ten Nifty 50 falls of 10% or more since 2007: how deep, how long, how fast they healed, and why the best days arrive in the middle of the worst.
Investing StrategyMarket Recap
How NRI taxation works on Indian investments
02 Oct 2026
Residency, NRE vs NRO, TDS on mutual fund redemptions, property sales and DTAA relief: how India taxes an NRI's investments in FY 2026-27, with fund data.
TaxInvesting StrategyThe psychology of wealth: why behaviour beats maths
02 Oct 2026
The '80% behaviour, 20% maths' rule of thumb, tested against fund data: the falls you must sit through, the habits that help, and the ones that cost.
Investing StrategyPersonal Finance
Real estate vs mutual funds: comparing true returns
02 Oct 2026
A flat's headline price gain hides stamp duty, low rent, upkeep and selling costs. How to compare it fairly with a mutual fund, with worked numbers.
Investing StrategyPersonal Finance