Costs & Fees
Expense ratios and exit loads, from AMFI's TER disclosures and the schemes' own documents.
431 equity schemes sorted by direct expense ratio band
03 Nov 2026
Of 431 equity schemes in the October 2026 TER file, 171 charge direct-plan fees under 1%, 260 charge 1% or more, and 32 charge 2% or more. The full band table.
Costs & Fees
Exit load break-even: is it worth waiting to redeem?
01 Nov 2026
A 1% exit load on ₹1 lakh costs ₹1,000. How to weigh that against waiting a few days, with the arithmetic and the questions to check before you redeem.
Costs & FeesInvesting StrategyExpense ratio in rupees: what 0.5%, 1% and 2% cost per day
01 Nov 2026
On ₹10 lakh, a 1% expense ratio is about ₹27 a day and 2% is about ₹55. Turning a percentage into rupees, and what the gap compounds to over 20 years.
Costs & Fees
Mutual fund stamp duty: 0.005% on purchases, in rupees
31 Oct 2026
Since July 2020, buying fund units costs 0.005% stamp duty: ₹0.50 on a ₹10,000 SIP, ₹50 on ₹10 lakh. Where it shows up, and how it compares with the TER.
Costs & FeesHow-To Guides
What is AUM? How fund size is counted and why it matters
31 Oct 2026
AUM is NAV times units outstanding. A ₹1,000 crore fund becomes ₹1,150 crore with a 5% rise and ₹100 crore of inflows. What size changes for you.
Costs & FeesHow-To GuidesNifty 50 index funds in October 2026: costs 0.10% to 0.86%
18 Oct 2026
Eighteen Nifty 50 index funds returned 5.73% to 6.53% a year over three years to 16 Oct 2026. Fees run 0.10% to 0.86%; cost explains only part of the gap.
Costs & FeesFund Returns
Union Mutual Fund in 2026: small cap shines, fees run high
18 Oct 2026
Union MF managed ₹28,552 crore in July–September 2026, 27th of 55, up 21.3% in a year. 17 of its 18 equity and hybrid funds charge above median.
Fund IndustryFund ReturnsCosts & Fees
Canara Robeco in 2026: low fees, mid-table ranks
17 Oct 2026
Canara Robeco managed ₹1,24,404 crore in July–September 2026, 19th of 55. Ten of its eleven main equity funds charge below the median, yet most rank mid-table.
Fund IndustryCosts & Fees
Sundaram Mutual Fund in 2026: mid cap leads, costs run high
17 Oct 2026
Sundaram managed ₹82,522 crore in July–September 2026, 21st of 57 houses. Its Mid Cap and Small Cap funds rank in the top half; its dearest funds charge 1.7%+.
Fund IndustryCosts & Fees
Direct vs regular calculator: price your fund's commission
16 Oct 2026
Pick a scheme and the calculator fills in AMFI's two TERs. A worked example: Mirae Asset Large Cap's 0.94-point gap costs ₹11.88 lakh over 20 years.
How-To GuidesCosts & Fees
Impact of 1% calculator: what one point of return costs
16 Oct 2026
One point less return on a ₹20,000 monthly SIP for 25 years costs ₹61.41 lakh, 16.2% of the corpus. How the impact of 1% calculator works and how to read it.
How-To GuidesCosts & Fees
Mutual fund watchlist and alerts: what gets flagged
16 Oct 2026
Star funds into a watchlist, then get one email digest when a fund you hold or watch changes its expense ratio, manager, exit load or minimum SIP.
How-To GuidesCosts & FeesDo bigger equity funds charge less? Direct TER by fund size
15 Oct 2026
Across 303 equity funds, the median Direct plan costs 1.56% a year under ₹500 crore and 0.88% above ₹10,000 crore. All nine categories show the same slope.
Costs & FeesFund IndustryWhat debt funds charge: expense ratios by category
14 Oct 2026
Median Direct expense ratios run from 0.11% in overnight funds to 0.80% in credit-risk funds. The Regular-plan gap is up to 0.78 points. October 2026 TER data.
Costs & FeesDebt & Hybrid FundsEquity fund expense ratios by fund house, 2026
12 Oct 2026
Across 591 equity funds the average Direct plan charges 1.20% and Regular 2.35%. Among larger houses Mirae Asset averages 0.81%, Motilal Oswal 1.59%.
Costs & Fees
Overnight funds: 35 funds within half a point, cost decides
11 Oct 2026
Overnight funds returned 4.95% to 5.47% in the year to 9 October 2026, median 5.25%. The six that charge 0.15% or more all finished in the bottom group.
Debt & Hybrid FundsCosts & Fees10-year gilt funds: Bandhan vs ICICI vs SBI vs UTI
10 Oct 2026
Four 10-year constant maturity gilt funds to 9 October 2026: Bandhan made 2.96% in a year, UTI 1.81%. All four beat NSE's 10-year G-Sec index after costs.
Debt & Hybrid FundsFund ReturnsCosts & Fees
Banking & PSU debt funds: Kotak vs Franklin vs UTI vs LIC
10 Oct 2026
To 9 October 2026, UTI's banking and PSU fund made 5.98% in a year on a 0.45-year book; Kotak's made 4.82% on a 3.73-year book, but yields more now.
Debt & Hybrid FundsFund ReturnsCosts & FeesFloater funds compared: Franklin, ICICI, Bandhan, Axis
10 Oct 2026
Four floater funds ended the year to 9 October 2026 within 0.08 points, 6.20% to 6.28%. Over three years Axis led at 8.46%, with 2.7 times ICICI's volatility.
Debt & Hybrid FundsFund ReturnsCosts & Fees
Gold ETFs compared: UTI, Quantum, ICICI Prudential, LIC
10 Oct 2026
Four gold ETFs to 9 October 2026: 20.93% to 21.80% in a year, 0.87 points apart. Expense ratios run 0.45% to 0.59%, and the dearest, UTI, returned the most.
Gold & SilverCosts & FeesFund Returns