Fund Returns
How fund categories and schemes have actually performed, computed from their daily NAV history.
346 of 546 equity funds are down over a year, up from 196
04 Nov 2026
To 3 November 2026, 63% of equity funds were down over one year, against 37% on 30 September. The Nifty 50 barely changed; mid and small caps turned negative.
Fund ReturnsMarket Recap
Bandhan vs DSP vs Franklin Templeton: 19 categories
04 Nov 2026
Bandhan led in 10 of 19 categories over three years, DSP in 5 and Franklin Templeton in 4. One Direct Growth fund per category, NAVs to 3 November 2026.
Fund IndustryFund Returns
Large caps +4.3% in a month, small caps -3.2%
04 Nov 2026
To 3 November 2026 the median large-cap fund rose 4.3% in a month, small caps fell 3.2%. Over three months all 12 categories were down; small caps lead in 2026.
Fund ReturnsMarket Recap
Four biggest focused funds compared on return and risk
04 Nov 2026
SBI, HDFC, ICICI Prudential and Franklin India run 58% of focused-fund assets. Their 3-year returns span 8.12% to 17.11% a year; the category median is 13.09%.
Fund ReturnsPortfolio Holdings
NPS equity fell 5–9% in a year while its bond schemes rose
04 Nov 2026
Tier I scheme E lost 4.8% to 8.6% over a year to 2 November 2026; schemes C and G gained. Pension fund managers compared with mutual fund medians.
RetirementFund Returns
Debt fund Sharpe ratios: low duration 1.53, gilt −0.13
04 Nov 2026
Median 3-year Sharpe ratio for 28 fund categories as of 3 November 2026. Low duration leads at 1.53; gilt (−0.13), dynamic bond and long-term debt sit lowest.
Fund ReturnsDebt & Hybrid Funds
Mid-cap funds beat large-cap by 4.8 points a year over 3Y
03 Nov 2026
The median mid-cap fund returned 15.5% a year over three years against 10.7% for large-cap, but its worst fall was 21.2% against 16.4%. Medians of direct plans.
Fund ReturnsInvesting Strategy
Multi-asset funds vs flexi-cap: 13.6% vs 11.9% over 3 years
03 Nov 2026
The median multi-asset fund returned 13.6% a year over three years with a 10.5% worst fall; flexi-cap 11.9% with an 18.5% fall. Hybrid medians compared.
Fund ReturnsInvesting Strategy
Mutual fund NAV history in Python: a worked example
03 Nov 2026
Pull daily mutual fund NAV history into pandas from the WealthTicker API, then reproduce a fund's CAGR, one-year return and maximum drawdown yourself.
How-To GuidesFund Returns
Screening mutual funds through an API query
03 Nov 2026
Use the WealthTicker API's q expression to screen Indian mutual funds by category, size, cost and returns, with a worked flexi cap screen on 2 November data.
How-To GuidesFund ReturnsAnnualising a short return: 2% in a month is not 24%
01 Nov 2026
A fund up 2% in a month is not earning 24% a year. How annualising a short return misleads, with worked examples for gains and for falls.
Fund ReturnsInvesting Strategy
Cash drag: what 5% cash does to an equity fund's return
01 Nov 2026
A fund holding 5% in cash earns about 0.3 points less in a 12% year and loses about 0.8 points less in a −10% year. The arithmetic behind it.
Fund ReturnsPortfolio HoldingsPortfolio return is a weighted average, not a simple one
01 Nov 2026
Three funds returning 12%, 8% and -10% do not make a 3.3% portfolio. How weights decide the answer, with a worked ₹10 lakh example and a short checklist.
Investing StrategyFund ReturnsVolatility drag: why +20% then -20% leaves you 4% down
01 Nov 2026
An average return of 0% can still lose money. The arithmetic of volatility drag, why a smoother fund compounds better, and how to read it on a fund page.
Investing StrategyFund ReturnsA 50% fall needs a 100% gain: the recovery arithmetic
31 Oct 2026
A 10% fall needs an 11.1% rise to recover; 30% needs 42.9%; 50% needs 100%. The table, and why deep falls take years to undo.
Investing StrategyFund ReturnsAlpha and beta explained with two funds that both made 13%
31 Oct 2026
Two funds return 13%. With beta 0.9 the first earns alpha of 1.55%; with beta 1.2 the second earns about zero. The formula, step by step.
Investing StrategyFund ReturnsCAGR vs absolute return: 100% in 5 years is 14.9% a year
31 Oct 2026
A fund that doubles in 5 years returned 100% in absolute terms but 14.9% a year. How to convert between the two, with worked examples.
Fund ReturnsHow-To GuidesStandard deviation: how fund volatility is measured
31 Oct 2026
Two funds can both average 10% a year, one with a standard deviation of 1.4 and the other 15.8. A five-year worked example and how to read the number.
Investing StrategyFund Returns
TRI or price index: which benchmark is your fund beating?
30 Oct 2026
A price index leaves out dividends; a TRI adds them back. A 1.2-point gap turns ₹1 lakh into ₹3.11 lakh versus ₹3.46 lakh over 10 years.
Fund ReturnsInvesting StrategyBest aggressive hybrid fund in 2026: Bandhan leads
29 Oct 2026
Best aggressive hybrid fund of 2026 on one rule: Bandhan Aggressive Hybrid Fund at 14.00% a year over 3 years vs a 10.55% median. Top five, risk, SIP.
Fund Returns