Capital gains tax on stocks and property, explained
02 Oct 2026
Holding periods, rates, the ₹1.25 lakh exemption, the property indexation choice and reinvestment relief, as they stand for FY 2026-27, with worked examples.
TaxInvesting Strategy
Dividend investing: building passive income from stocks
02 Oct 2026
How much income dividend stocks really pay in India, how dividends are taxed, and how dividend yield funds and SWPs compare, with data as of 1 October 2026.
Investing StrategyMarket ValuationsTaxDonations and tax: doing good while saving more
02 Oct 2026
How the donation deduction (old Section 80G, now section 133) works in FY 2026-27: the 50% and 100% categories, the 10% cap, the ₹2,000 cash rule and Form 10BE.
TaxPersonal Finance
EPF vs NPS: which retirement vehicle suits your goals?
02 Oct 2026
EPF pays a declared rate with near-total tax exemption; NPS is market-linked, cheap and ends in an annuity. How they differ on return, tax and access.
RetirementTax
Gift tax in India: when money from family is taxable
02 Oct 2026
Gifts from relatives are tax-free in any amount; from others, over ₹50,000 a year, all of it is taxed. Who counts as a relative, and the clubbing trap.
TaxPersonal Finance
Health insurance super top-ups, explained
02 Oct 2026
A super top-up adds large health cover above a deductible at a fraction of a base policy's cost. How the aggregate deductible works, and where it fails.
Personal FinanceTax
HUF: how a joint family can save tax
02 Oct 2026
A Hindu Undivided Family is a separate taxpayer with its own slabs and deductions. How it saves tax, where its money must come from, and what it costs to undo.
TaxPersonal Finance
Beyond 80C: tax deductions salaried people miss
02 Oct 2026
80C is full for most salaried people before they invest a rupee. The smaller deductions that still cut tax in FY 2026-27, and which survive the new regime.
TaxPersonal Finance
How NRI taxation works on Indian investments
02 Oct 2026
Residency, NRE vs NRO, TDS on mutual fund redemptions, property sales and DTAA relief: how India taxes an NRI's investments in FY 2026-27, with fund data.
TaxInvesting StrategyOld vs new tax regime: which saves more in FY 2026-27?
02 Oct 2026
The deductions you need before the old regime beats the new one, at seven salary levels for FY 2026-27, and why most salaried people now stay new.
TaxPersonal FinanceSelling property: how to reinvest and save tax
02 Oct 2026
The tax on a property sale for FY 2026-27, the 12.5% vs 20%-indexed choice, and the three reinvestment routes that shelter the gain: a house, bonds, or both.
TaxPersonal Finance
SGBs vs gold ETFs vs physical gold: the showdown
02 Oct 2026
Same metal, three wrappers. How Sovereign Gold Bonds, gold ETFs and jewellery or coins compare on cost, tax and access after SGB issuance stopped.
Gold & SilverTaxCommon tax-filing mistakes and how to avoid them
02 Oct 2026
Missed interest, unreported fund switches, the wrong ITR form, late filing that kills loss carry-forward: the errors behind most notices, and the fixes.
TaxPersonal Finance
Tax-loss harvesting: legally cut your capital gains tax
02 Oct 2026
243 of 543 active equity funds fell in the year to 1 October 2026. How booking those losses against gains works in India, and the rules that trip people up.
TaxInvesting StrategyDebt funds after the tax change: where to park cash
02 Oct 2026
Liquid and money market funds returned about 6.5% in the year to October 2026. Taxed at slab since 2023, they now compete with arbitrage funds after tax.
Debt & Hybrid FundsTaxPersonal Finance