Plan & project

Financial Calculators

SIP, Lumpsum, SWP and more — project returns or plan withdrawals at an assumed rate. Not sure what to assume? Start with the risk profile.

90 of 90

Investment & Wealth

Project SIP growth at an assumed annual return.

Lumpsum Calculator

Project a one-time investment's future value.

Plan systematic withdrawals and see how long a corpus lasts.

Move a lumpsum from a debt fund into equity month by month.

Backtest SIP or lumpsum against a real fund's NAV history.

Step-Up SIP Calculator

Project a SIP with an annual contribution increase.

XIRR Calculator

Annualized return from a custom set of cash flows.

Nifty 50 Returns Calculator

What a lumpsum or SIP in the Nifty 50 actually returned between two years.

Cost of Delaying a SIP

What starting a few years later actually costs you.

Impact of a 1% Return Difference

What one percentage point of return, up or down, does to the corpus.

Emergency Fund Calculator

Months of essential expenses, never a share of income.

Currency Converter

Convert INR to USD, EUR and other major currencies at a live exchange rate.

Planning & Goals

Financial Freedom Calculator

Build a corpus with a step-up SIP, then draw it down with an inflation-linked SWP — the complete picture.

Retirement Calculator

Estimate the corpus needed to retire.

Goal Planning Calculator

The monthly SIP or lumpsum a goal needs after inflation.

Years to Goal Calculator

How long a lumpsum and a SIP take to catch a target that keeps inflating.

Child Education Calculator

Fund a child's education at education inflation, by the age it's needed.

Inflation Calculator

Future cost of an expense adjusted for inflation.

Return on investment between two amounts.

CAGR Calculator

Compound annual growth rate between two values.

Net Worth Calculator

Everything you own less everything you owe.

Present Value Calculator

What a future sum or a stream of payments is worth today.

Asset Allocation Calculator

Blend equity and fixed income, and see the return and the fall that come with it.

Term Insurance Calculator

How much life cover you actually need.

Compare & Choose

PPF vs Mutual Fund Calculator

The same yearly amount in PPF and an equity fund, after tax.

Direct vs Regular Calculator

What a Regular plan's trail commission compounds into, off AMFI's disclosed TER for both plans.

EMI vs SIP Calculator

Pay the loan, or invest the same EMI — which builds more?

Flat vs Reducing Rate Calculator

Compare flat-rate vs reducing-balance loan interest.

Salary vs Freelance Calculator

The same money earned as a salary and as professional income.

Prepay or Invest Calculator

A surplus against a running loan: clear it, or invest it.

NPS vs Mutual Fund Calculator

Compared on what you can actually deploy at 60.

FD vs Debt Fund Calculator

Both taxed at slab now — what is left is when the tax is paid.

SGB vs Digital Gold vs Gold ETF

Three ways to hold gold, after costs and tax.

Policy Surrender vs Mutual Fund

Keep paying, make it paid-up, or surrender and invest.

Dowry Calculator

Total the demand, then read the sentence and what the same money compounds to.

Income Tax & Salary

Income Tax Calculator

Estimate income tax under old/new regimes.

Salary Calculator

Take-home salary from CTC.

CTC Breakdown Calculator

Every component of a CTC, annual and monthly, down to in-hand pay.

Salary and Capital Gains Calculator

One tax bill for a salary and capital gains together, the ITR-3 case.

House Rent Allowance tax exemption.

Gratuity Calculator

Gratuity payable on leaving a job.

Tax deducted at source on payments.

ELSS Tax Saving Calculator

Tax saved under Section 80C and the value after the 3-year lock-in.

Advance Tax Calculator

The four instalments, and the 234B/234C interest on paying late or short.

Section 80C Calculator

Fill the 1.5 lakh basket across EPF, PPF and ELSS, and price what it saves.

Section 80D Calculator

Health insurance deduction for your family and your parents.

Old vs New Regime Break-Even

How many deductions the old regime needs before it beats the new one.

Section 44ADA Calculator

Presumptive tax for professionals — half of gross receipts, taxed.

Stocks, Trading & ESOPs

Brokerage Calculator

Brokerage and charges on a trade.

Margin Calculator

Margin required for a trade.

Stock Average Calculator

Average buy price across multiple trades.

Capital Gains Tax Calculator

LTCG and STCG across equity, gold, property and debt funds.

Tax Loss Harvesting Calculator

Set losses against gains in the order that saves the most tax.

ESOP Tax Calculator

Perquisite at exercise, capital gains at sale.

RSU and ESPP Tax Calculator

Perquisite at vest, and how foreign shares are taxed here.

Loans & Property

Equated monthly installment on a loan.

Car Loan EMI Calculator

EMI for a car loan.

Car On-Road Price Calculator

Ex-showroom to on-road: road tax, insurance, TCS and the EMI.

Interest-Free Home Loan Calculator

The monthly SIP that offsets the interest on a home loan.

Home Loan EMI Calculator

EMI for a home loan.

Personal Loan EMI Calculator

EMI and total interest on an unsecured personal loan.

Education Loan EMI Calculator

EMI after the course, and what the moratorium interest costs.

Home Loan Eligibility Calculator

What your income services, and what the LTV cap permits.

Loan Prepayment Calculator

Cut the tenure or cut the EMI — what each actually saves.

Balance Transfer Calculator

A lower rate, net of the fees that come with switching lender.

Rent vs Buy Calculator

Net worth on both paths, with the renter investing the difference.

Property Capital Gains Calculator

The 12.5% flat route against 20% with indexation.

Rental Yield Calculator

Gross on market value, net on what it cost you.

Govt Schemes & Deposits

Sukanya Samriddhi Yojana maturity value.

Public Provident Fund maturity value.

Employee Provident Fund corpus at retirement.

National Pension System corpus and annuity.

National Savings Certificate maturity value.

SCSS Calculator

Senior Citizen Savings Scheme interest payout.

Atal Pension Yojana contribution and pension.

Post Office MIS Calculator

Post Office Monthly Income Scheme payout.

Fixed deposit maturity value.

Recurring deposit maturity value.

Simple Interest Calculator

Simple interest on a principal.

Compound Interest Calculator

Compound interest on a principal.

Variable Rate Compound Interest Calculator

Compound a corpus through successive periods at different rates.

Bond Yield Calculator

Current yield and yield to maturity from a bond's market price.

Kisan Vikas Patra maturity value and doubling period.

Business & GST

GST-inclusive/exclusive amounts.

GST Input Tax Credit Calculator

The set-off order, and the cash left to pay after it.

Break-Even Calculator

The volume at which revenue covers total cost.

Profit Margin Calculator

Gross, operating and net margin — and markup versus margin.

Working Capital Calculator

Ratios, and how many days your cash is tied up.

DSCR Calculator

Whether an asset services its own debt.

Burn Rate and Runway Calculator

How long the cash lasts, on revenue actually collected.