EPF vs NPS: which retirement vehicle suits your goals?
02 Oct 2026
EPF pays a declared rate with near-total tax exemption; NPS is market-linked, cheap and ends in an annuity. How they differ on return, tax and access.
RetirementTax
Equity after 60: five myths about senior allocation
02 Oct 2026
All 22 large-cap funds with a 10-year record returned over 10% a year, yet the median fell 4.7% last year. What equity is for after 60, and how much.
RetirementInvesting StrategyFund Returns
FIRE in India: what retiring in your 40s really takes
02 Oct 2026
Retiring at 40-45 means a corpus that lasts 45 years. The savings rate, the target multiple and the fund categories that can carry it, with real figures.
RetirementInvesting Strategy
Just retired? A financial checklist for year one
02 Oct 2026
Year one of retirement sets up the next thirty. A month-by-month checklist: park the lump sum, build an income floor, fix tax and insurance, then invest.
RetirementPersonal FinanceHow much money do you need to retire comfortably?
02 Oct 2026
A retirement corpus starts from your spending, not a round crore. Worked example, the real return each fund category has earned, and what to subtract.
RetirementPersonal Finance
Healthcare costs in retirement: why one policy isn't enough
02 Oct 2026
Group cover ends when the job does, sub-limits and co-pays shrink a base policy, and premiums rise with age. How retirees layer health cover and reserves.
RetirementPersonal Finance
Retirement planning for couples: two timelines, one plan
02 Oct 2026
Couples retire on different dates and feel risk differently. How to set one household allocation, use both names well and plan for the survivor.
RetirementInvesting StrategySCSS vs mutual funds for retirement income
02 Oct 2026
SCSS pays a fixed 8.2% every quarter; debt and arbitrage funds returned 6.5–7.4% a year with less tax friction. How a retiree can use both for cash flow.
RetirementDebt & Hybrid FundsSWP for retirement income: making a corpus pay monthly
02 Oct 2026
How a systematic withdrawal plan turns a fund corpus into a monthly income, how it is taxed, and what a 2020 start did to one, from real NAV data.
RetirementInvesting StrategyWhy every family needs a will, not just nominees
02 Oct 2026
A nominee receives your mutual funds; a will decides who owns them. What happens without a will in India, how to make one, and mistakes that undo it.
Personal FinanceRetirement