Investing Strategy
Active vs passive, asset allocation, SIPs and the behaviour that decides long-run returns.
REITs: commercial real estate with small capital
02 Oct 2026
A REIT unit gives you a slice of rented office parks or malls for the price of one unit. How REITs work in India, what they pay and the risks.
Investing StrategyPersonal Finance
Retirement planning for couples: two timelines, one plan
02 Oct 2026
Couples retire on different dates and feel risk differently. How to set one household allocation, use both names well and plan for the survivor.
RetirementInvesting Strategy
Sectoral and thematic funds: reward, risk or marketing?
02 Oct 2026
Over three years to October 2026, sector fund returns ran from −4.4% to 36% a year. Pharma funds led at a 20.8% median; technology trailed at 4.9%.
Investing StrategyFund ReturnsSectors
Are smart beta funds worth it? What the data shows
02 Oct 2026
Factor index funds cost up to three times a Nifty 50 fund. Over three years to October 2026 most beat it, but momentum funds fell twice as far on the way.
Investing StrategyFund ReturnsCosts & Fees
Step-up SIP: how a yearly raise builds a bigger corpus
02 Oct 2026
A ₹10,000 SIP in a Nifty 50 index fund from October 2016 grew to ₹19.90 lakh. Raising it 10% a year made it ₹28.67 lakh. What drives the gap.
Investing StrategyPersonal Finance
SWP for retirement income: making a corpus pay monthly
02 Oct 2026
How a systematic withdrawal plan turns a fund corpus into a monthly income, how it is taxed, and what a 2020 start did to one, from real NAV data.
RetirementInvesting Strategy
Tax-loss harvesting: legally cut your capital gains tax
02 Oct 2026
243 of 543 active equity funds fell in the year to 1 October 2026. How booking those losses against gains works in India, and the rules that trip people up.
TaxInvesting Strategy
Term insurance vs endowment: why not to mix them
02 Oct 2026
An endowment plan bundles thin life cover with a 4-6% savings return. Separating the two jobs buys more cover and more growth for the same premium.
Personal FinanceInvesting Strategy
Value investing: how to find undervalued stocks
02 Oct 2026
What 'undervalued' means, the ratios that flag it, the traps behind cheap stocks, and how value indices and value funds have done as of 1 October 2026.
Investing StrategyMarket ValuationsIndex funds: why more Indians are skipping active funds
02 Oct 2026
322 of 377 index funds launched in 2022 or later. Equity index funds held about ₹2.09 lakh crore in Apr–Jun 2026. The cost case, and its limits.
Investing StrategyCosts & FeesFund Industry