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What the numbers said — fund returns and costs, foreign and domestic flows, index valuations, gold and silver — plus tax, retirement and personal-finance basics, written from the same data the rest of this site shows, with the date on every figure.
Income tax calculator FY 2026-27: every line explained
16 Oct 2026
How the income tax calculator turns ₹15 lakh of taxable income into ₹1,09,200 of tax under the new regime: slabs, §87A rebate, marginal relief, surcharge, cess.
How-To GuidesTax
Mutual fund flows and NFOs: using the Insights page
16 Oct 2026
The Insights page in five parts: open NFOs, sector mix, estimated flows by category, fund-house AUM share and recent changes. Liquid funds took ₹59,392 cr.
How-To GuidesFund Industry
Loan prepayment calculator: cut the tenure or the EMI?
16 Oct 2026
₹5 lakh prepaid on a ₹40 lakh, 8.5% home loan saves ₹10.51 lakh of interest if you keep the EMI, ₹3.86 lakh if you cut it. The prepayment calculator, explained.
How-To GuidesPersonal FinanceMutual fund basket planner: from eight answers to five SIPs
16 Oct 2026
The basket planner turns age, income, horizon and risk into an allocation, five named Direct funds, a SIP for each and a backtest. A worked example.
How-To GuidesInvesting StrategyMutual fund capital gains tax from your CAS statement
16 Oct 2026
The Tax & actions tab estimates realized and unrealized tax across folios, pools the ₹1.25 lakh exemption and plans a harvest. A worked example, October 2026.
How-To GuidesTax
Mutual fund data API: endpoints, keys and plans
16 Oct 2026
An API that serves Indian mutual fund data as JSON: scheme list, NAV history, returns and risk. Endpoints, keys, limits and the Free, Starter and Pro plans.
How-To GuidesFund IndustryMutual fund Terminal: filter and sort every fund at once
16 Oct 2026
The Terminal loads 1,810 Direct Growth funds into one table with about 35 filters that apply as you type. A free account opens it. A flexi-cap example.
How-To GuidesFund Returns
Mutual fund watchlist and alerts: what gets flagged
16 Oct 2026
Star funds into a watchlist, then get one email digest when a fund you hold or watch changes its expense ratio, manager, exit load or minimum SIP.
How-To GuidesCosts & Fees
Net worth calculator: the number and the two ratios
16 Oct 2026
₹1.5 crore of assets less ₹43.5 lakh of debt is a ₹1.06 crore net worth, yet only 20% of it is liquid. How the net worth calculator reads your balance sheet.
How-To GuidesPersonal Finance
Nifty 50 heatmap: how to read the tiles and colours
16 Oct 2026
The Nifty 50 heatmap sizes each stock by market cap and colours it by the day's move or its P/E. How to read both views, using the close of 15 October 2026.
How-To GuidesMarket Valuations
Nifty 50 returns calculator: lumpsum and SIP on real closes
16 Oct 2026
How the Nifty 50 returns calculator works, with figures to 15 October 2026: ₹1 lakh from January 2016 is ₹2.95 lakh (10.56% CAGR) and a ₹10,000 SIP 9.39%.
How-To GuidesFund Returns
Nifty P/E ratio page: how to read the valuation zones
16 Oct 2026
A tour of the Nifty P/E ratio page: the P/E, P/B and yield cards, four zones, what followed each zone and 120 index pages. Nifty 50 P/E: 19.65 on 15 Oct 2026.
How-To GuidesMarket ValuationsNPS returns by pension fund: how to compare managers
16 Oct 2026
Use the NPS returns tracker to compare all 10 pension funds scheme by scheme. Worked example: Scheme E Tier I, where 5-year returns ran 6.17% to 7.75% a year.
How-To GuidesRetirement
NPS vs mutual fund calculator: what is spendable at 60
16 Oct 2026
₹10,000 a month for 25 years: NPS leaves ₹1.20 crore spendable at 60 plus a pension, a fund ₹1.70 crore after tax. How the NPS vs mutual fund calculator works.
How-To GuidesRetirementPortfolio health check: score, flags and an action plan
16 Oct 2026
How the Portfolio page scores diversification out of 100, raises 'Needs your attention' cards and orders an action plan by cost, on a hypothetical portfolio.
How-To GuidesInvesting Strategy
Portfolio look-through: the stocks you own through funds
16 Oct 2026
Five funds can mean 178 stocks and a fifth of your money in banks. How the Allocation tab unwraps every fund's holdings, with a hypothetical portfolio.
How-To GuidesPortfolio HoldingsSectorsPortfolio XIRR vs gain: reading your returns across funds
16 Oct 2026
Why a portfolio can show +41.5% gain and a 13.1% XIRR at once, and what 'vs Nifty 50 TRI' and 'vs your own funds' measure. A hypothetical example.
How-To GuidesFund ReturnsMutual fund page explained, section by section
16 Oct 2026
A walk down one fund page, HDFC Flexi Cap Direct Growth, from NAV to FAQ: what each section shows, what it means and which need sign-in. Data as of 15 Oct 2026.
How-To GuidesFund ReturnsReady-made mutual fund screens: four worked examples
16 Oct 2026
The screener has 36 ready-made screens. Four of them run on 15 October 2026 data: what each returned, and why a result is not always what the name implies.
How-To GuidesInvesting Strategy
Rent vs buy calculator: what actually decides the answer
16 Oct 2026
At the defaults, a ₹1 crore flat leaves the buyer ₹3.08 crore behind the renter after 20 years. Which inputs flip the rent vs buy calculator, and what it omits.
How-To GuidesPersonal Finance