This is the Regular plan of UTI Value Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.
Not enough Value Fund peers to rank yet
Volatility 13.4% (no category average yet)
1.9% expense (no category average yet)
84% of rolling 3Y windows were positive
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Value Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -5.39% | — | — |
| 3M abs | -5.49% | — | — |
| 6M abs | +2.94% | — | — |
| 1Y CAGR | -6.98% | — | — |
| 3Y CAGR | +10.23% | — | — |
| 5Y CAGR | +9.18% | — | — |
Category average across peers in Value Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into UTI Value Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 TRI | Diff | |
|---|---|---|---|---|
| 2026part | -10.27% | -7.18% | -3.09% | |
| 2025 | +6.98% | +7.94% | -0.96% | |
| 2024 | +23.41% | +16.43% | +6.98% | |
| 2023 | +26.72% | +27.43% | -0.71% | |
| 2022 | +4.27% | +4.34% | -0.07% | |
| 2021 | +30.42% | +31.59% | -1.17% | |
| 2020 | +19.02% | +18.33% | +0.69% | |
| 2019 | +3.73% | +8.95% | -5.22% | |
| 2018 | -8.32% | -2.33% | -5.99% | |
| 2017 | +20.26% | +37.35% | -17.09% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity98.98%
- Cash & Equivalents0.75%
- Debt0.27%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹9,686Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.
Fund Managers
APAmit PremchandaniStart date not disclosed
Senior Vice President- Equity
B.Com, CA, CFA, PGDM
He joined UTI AMC in 2009 as Senior Research Analyst. He has over 22 years of experience. Prior to joining UTI, he (b) UTI has worked in Deutsche Equities India, JP Morgan and Peerless General Finance & Investment. In UTI he has been associated with Dept. of Securities Research & Dept. of Fund Management for more than
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
UTI in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Value funds
Value funds look for stocks trading below what the manager thinks they're worth. The style can lag for long stretches and then catch up quickly, so it rewards patience.
Frequently asked questions
What is the NAV of UTI Value Fund?
As of 05 Oct 2026, the NAV of UTI Value Fund is ₹45.66 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has UTI Value Fund delivered?
UTI Value Fund has returned -6.98% over 1 year, +10.23% per year over 3 years, +9.18% per year over 5 years and +5.47% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of UTI Value Fund?
UTI Value Fund charges an expense ratio of 1.87% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of UTI Value Fund?
UTI Value Fund's largest holdings are HDFC BANK LIMITED (7.5%), ICICI BANK LTD (6.5%), BHARTI AIRTEL LTD. (4.1%), KOTAK MAHINDRA BANK LTD. (3.9%) and AXIS BANK LTD. (3.9%). Holdings are disclosed monthly and change over time.
How risky is UTI Value Fund?
UTI Value Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.4% and its worst peak-to-trough fall in our sample was -62.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.28 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI Value Fund's 0.28 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of UTI Value Fund?
UTI Value Fund is benchmarked against the Nifty 500 TRI. Its alpha and beta on this page are measured against that index.
Who manages UTI Value Fund?
UTI Value Fund is managed by Amit Premchandani at UTI.
How is UTI Value Fund taxed?
UTI Value Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.