This is the Regular plan of Groww Value Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed quarterly, which is why this NAV sits below the growth plan of the same fund.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.
Not enough Value Fund peers to rank yet
Volatility 13.6% (no category average yet)
2.9% expense (no category average yet)
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Value Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -3.77% | — | — |
| 3M abs | -4.16% | — | — |
| 6M abs | +8.13% | — | — |
| 1Y CAGR | -2.70% | — | — |
| 3Y CAGR | +10.13% | — | — |
| 5Y CAGR | +8.92% | — | — |
Category average across peers in Value Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Groww Value Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 TRI | Diff | |
|---|---|---|---|---|
| 2026part | -4.43% | -7.18% | +2.75% | |
| 2025 | +8.22% | +7.94% | +0.28% | |
| 2024 | +11.38% | +16.43% | -5.05% | |
| 2023 | +31.04% | +27.43% | +3.61% | |
| 2022 | +2.26% | +4.34% | -2.08% | |
| 2021 | +25.95% | +31.59% | -5.64% | |
| 2020 | +14.79% | +18.33% | -3.54% | |
| 2019 | -0.45% | +8.95% | -9.40% | |
| 2018part | -10.50% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Recent changes
Expense-ratio, fund-manager, exit-load and minimum-investment changes we've picked up in the last 30 days.
- Fund manager change — Gagan Thareja stepped away04 Oct 2026
- Expense ratio down: 2.98% → 2.92%02 Oct 2026
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity92.81%
- Cash & Equivalents7.19%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹66.81Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Groww Mutual Fund is the asset management arm of the Groww investing platform, which acquired Indiabulls Mutual Fund in 2023 and rebranded it. The house leans towards low-cost index and passive schemes alongside a small active line-up.
Fund Managers
NSNikhil SatamStart date not disclosed
B. Com & Masters in Finance (MFM)
Mr. Nikhil Satam has over 11 years of work experience in the financial services industry. Since FOF June 2023, he has been working as an Equity dealer in existing equity schemes of Groww Asset Management Ltd. (Groww AMC), wherein he handles all active and passive scheme dealings. Additionally, he is also working as a backup Fund Manager for passive schemes. Prior to joining Groww AMC, he was associated with Groww Invest Tech Private Ltd (formerly known as Nextbillion Technology Pvt. Ltd). Earlier, he worked with Motilal Oswal and Kotak Securities as an Equity Dealer.
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ATAnupam TiwariStart date not disclosed
Head of Equity
CA
Mr. Anupam brings 18 years of extensive experience in the Mutual Fund Industry, having served as an Equity Analyst at Reliance Mutual Fund for 5 years. He then held roles as an - Equity Fund Manager at Reliance Life Insurance Company, Principal at PNB Asset Management Company, and Axis Asset Management Company in his most recent assignment prior to joining Groww AMC. Place: Mumbai Date: June 03, 2026 – 400013. from the said effective date. of both Direct and Regular plans in the the existing instalments to the conditions specified Place: Mumbai Date: June 29, 2026 Changes Appointed w.e.f July 31, 2026 Cessation w.e.f July 31, 2026 & Investor Cessation w.e.f July 31, 2026 Place: Mumbai Date: July 31, 2026
SCSaptarshee ChatterjeeStart date not disclosed
Senior Research Analyst
• CFA Level 3 passed • PGDM (Finance) from IIM Indore BE (E.T.C.E)
Mr. Saptarshee Chatterjee has 8 years of overall experience as an analyst. Prior to joining GMF, he was associated with Centrum Wealth Management Limited & Edelweiss Financial Services Limited.
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Groww in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Groww Value Fund among 5 value funds with highest cash holdings. Check details
The Economic Times · 9h ago
High oil prices biggest risk to corporate earnings: Anupam Tiwari, Groww MF
Business Standard · 16h ago
Groww Mutual Fund has declared change in the fund managers of its few schemes
Value Research · 5d ago
Groww Nifty 50 ETF (Ex) Fund info
The Economic Times · 8d ago
10 Best Investment Plan for Monthly Income 2026
Groww · 13d ago
Groww Arbitrage Fund(Ex) Regular-IDCW Monthly
The Economic Times · 16d ago
Peak XV Partners sells Rs 1,756 crore worth of Billionbrains Garage shares; Groww MF buys 0.6% stake in...
Moneycontrol.com · 18d ago
Groww Arbitrage Fund(Ex) Direct-IDCW Quarterly
The Economic Times · 29d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Value funds
Value funds look for stocks trading below what the manager thinks they're worth. The style can lag for long stretches and then catch up quickly, so it rewards patience.
Frequently asked questions
What is the NAV of Groww Value Fund?
As of 05 Oct 2026, the NAV of Groww Value Fund is ₹19.91 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Groww Value Fund delivered?
Groww Value Fund has returned -2.70% over 1 year, +10.13% per year over 3 years, +8.92% per year over 5 years and +8.36% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Groww Value Fund?
Groww Value Fund charges an expense ratio of 2.92% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Groww Value Fund?
Groww Value Fund's largest holdings are HDFC Bank Limited (6.8%), ICICI Bank Limited (5.3%), Reliance Industries Limited (4.6%), Bharti Airtel Limited (4.5%) and State Bank of India (4.4%). Holdings are disclosed monthly and change over time.
How risky is Groww Value Fund?
Groww Value Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.6% and its worst peak-to-trough fall in our sample was -42.5%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.27 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Groww Value Fund's 0.27 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Groww Value Fund?
Groww Value Fund is benchmarked against the Nifty 500. Its alpha and beta on this page are measured against that index.
Who manages Groww Value Fund?
Groww Value Fund is managed by Nikhil Satam, Anupam Tiwari and Saptarshee Chatterjee at Groww.
How is Groww Value Fund taxed?
Groww Value Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.