Jyotsana Sharma
30 posts by Jyotsana Sharma on the WealthTicker blog. Every figure in them comes from the same AMFI, AMC and exchange data the rest of this site shows, dated where it is stated. None of it is investment advice.
Equity after 60: five myths about senior allocation
02 Oct 2026
All 22 large-cap funds with a 10-year record returned over 10% a year, yet the median fell 4.7% last year. What equity is for after 60, and how much.
RetirementInvesting StrategyFund Returns
Day trading in India: career or gambling? The F&O data
02 Oct 2026
SEBI found 87.7% of individual F&O traders lost money in FY26, ₹91,685 crore in all. What the numbers, costs and tax rules say about trading for a living.
Investing StrategyPersonal Finance
Is P2P lending safe? Returns vs risks explained
02 Oct 2026
P2P platforms advertise double-digit returns on unsecured loans. RBI's 2024 rules ban assured returns and early-exit promises. What the yield pays for.
Personal FinanceDebt & Hybrid Funds
Small-cap funds: median up 12.4% while large caps fell
02 Oct 2026
In the year to 1 October 2026 the median small-cap fund gained 12.41%; only 2 of 31 lost money. The 1, 3, 5 and 10-year spread, best, worst and drawdowns.
Fund Returns
Common tax-filing mistakes and how to avoid them
02 Oct 2026
Missed interest, unreported fund switches, the wrong ITR form, late filing that kills loss carry-forward: the errors behind most notices, and the fixes.
TaxPersonal Finance
Value investing: how to find undervalued stocks
02 Oct 2026
What 'undervalued' means, the ratios that flag it, the traps behind cheap stocks, and how value indices and value funds have done as of 1 October 2026.
Investing StrategyMarket Valuations
Index funds: why more Indians are skipping active funds
02 Oct 2026
322 of 377 index funds launched in 2022 or later. Equity index funds held about ₹2.09 lakh crore in Apr–Jun 2026. The cost case, and its limits.
Investing StrategyCosts & FeesFund IndustryThe cheapest and dearest NSE indices on their own P/E
01 Oct 2026
Nifty IT trades 35% below its own median P/E since 2021 and Nifty Pharma 21% above. Where 60 NSE indices stood against their history on 1 October 2026.
Market Valuations
FII vs DII in September 2026: who bought, who sold
01 Oct 2026
FIIs sold a net ₹44,013 crore of Indian shares in September 2026; DIIs bought ₹76,030 crore. The month day by day, and the 15-month streak behind it.
FII & DII FlowsMarket Recap
The gold-silver ratio in 2026: from 104 to 44, now 68
01 Oct 2026
The gold-silver ratio hit 103.9 in May 2025, fell to 44.1 in January 2026 and stood at 68.5 on 1 October. Five years of it, and what moved it.
Gold & Silver
Largest mutual fund houses in India by AUM, 2026
01 Oct 2026
SBI Mutual Fund managed ₹12.57 lakh crore on average in April–June 2026, 15.1% of the industry's ₹83.14 lakh crore. The full league table and its shape.
Fund Industry
Nifty Midcap 150 P/E at 28.1: below its median
01 Oct 2026
The Nifty Midcap 150 closed at a P/E of 28.10 on 1 October 2026, under its 30.34 median since 2021, while its 0.72% dividend yield sits near a low.
Market ValuationsHow many mutual funds are under ₹100 crore? (2026)
01 Oct 2026
508 of 1,852 schemes averaged under ₹100 crore in April–June 2026, holding 0.27% of the money. Most are index funds, ETFs and debt funds, and most are young.
Fund Industry
Equity savings funds returned 3.89% in a year to September
21 Sep 2026
The median equity savings fund returned 3.89% in the year to 18 September 2026, ahead of conservative hybrids' 2.86% but behind arbitrage funds' 6.79%.
Debt & Hybrid FundsFund Returns
Nifty 50 P/E at 20.20; its P/B of 2.89 is a six-year low
07 Sep 2026
The Nifty 50 closed at a P/E of 20.20 on 4 September 2026, in its cheapest 7% of sessions since 2021, and a P/B of 2.89, the lowest since June 2020.
Market Valuations
Nifty PSU Bank P/B at 1.18, and a yield edge that shrank
25 Aug 2026
Nifty PSU Bank closed at a P/B of 1.18 on 24 August 2026, near its median since 2021. Its yield fell from 2.38% in May to 0.75%, near private banks' 0.63%.
Market ValuationsSectors
Dynamic bond funds returned 5.25% in a year to August
10 Aug 2026
The median dynamic bond fund returned 5.25% in the year to 7 August 2026, between gilt funds' 4.10% and corporate bond funds' 5.46%. Six beat it in both halves.
Debt & Hybrid Funds
Fastest-growing fund houses, April–June 2026
29 Jul 2026
Industry AUM rose 1.97% in April–June 2026. Helios grew 18.1%, WhiteOak 13.2% and Zerodha 11.5%; Motilal Oswal and quant bounced back. Who grew and who shrank.
Fund IndustryNifty dividend yield at 1.23% as payouts shrink
14 Jul 2026
The Nifty 50 yielded 1.23% on 13 July 2026, below its 1.30% median since 1999. Dividend Opportunities 50 yields less than on 97% of days since 2012.
Market Valuations
FII vs DII in June 2026: heavy start, quiet finish
02 Jul 2026
FIIs sold a net ₹49,029 crore in June 2026, 84% of it in the first seven sessions. DIIs bought ₹85,800 crore and the Nifty 50 rose 1.35%.
FII & DII Flows