Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund · Best Equity Savings Mutual Funds
This is the Regular plan of Bajaj Finserv Equity Savings Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
NAV history
Scorecard
★★★★★5/5 vs 37 of 36 Equity Savings peers1Y- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 37 of the 36 Equity Savings funds in this cohort carry the full record the stars need, so they are the ones ranked against.
Not enough Equity Savings peers to rank yet
Volatility 2.3% vs 6.0% category avg
2.3% expense vs 2.2% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- 1-year return (+4.35%) beats the Equity Savings average (-0.68%)
- Ranks #4 of 36 on 1-year return in its Equity Savings cohort
- Less volatile than its Equity Savings peers (2.3% vs 6.0%)
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Equity Savings)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.80% | +0.40% | +0.40% |
| 3M abs | +0.94% | +1.66% | -0.72% |
| 6M abs | +2.25% | -0.71% | +2.96% |
| 1Y CAGR | +4.35% | -0.68% | +5.03% |
| 3Y CAGR | — | +3.37% | — |
| 5Y CAGR | — | +2.37% | — |
Category average across peers in Equity Savings (up to 36 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 36 peers in Equity Savings
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
11 monthly installments of ₹10,000 into Bajaj Finserv Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +2.71% | |
| 2025part | +1.60% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹35.24Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Bajaj Finserv in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
KFin Technologies hosts virtual analyst meet with Bajaj Finserv
scanx.trade · 1h ago
Bajaj Finserv Money Market Fund - Direct Plan Returns
The Economic Times · 2d ago
Bajaj Finserv Flexi Cap Fund Marks 3 Years, Delivers 18.21% CAGR Since Inception
Investment Guru · 4d ago
Bajaj Finserv Money Market Fund Regular-IDCW Weekly
The Economic Times · 7d ago
Bajaj Finserv Money Market Fund Regular-IDCW Weekly (₹ 1,050.43) - NAV, Reviews & asset allocation
The Economic Times · 7d ago
Bajaj Finserv Small Cap Regular Growth NAV Today, Returns and.
Univest · 24d ago
Bajaj Finserv Small Cap Regular IDCW NAV Today, Returns and Review
Univest · 24d ago
Bajaj Finserv Overnight Daily Regular IDCW NAV Today, Returns.
Univest · 24d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Equity Savings funds
Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.
Frequently asked questions
What is the NAV of Bajaj Finserv Equity Savings Fund?
As of 20 Aug 2026, the NAV of Bajaj Finserv Equity Savings Fund is ₹10.45 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bajaj Finserv Equity Savings Fund delivered?
Bajaj Finserv Equity Savings Fund has returned +4.35% over 1 year and +4.35% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Bajaj Finserv Equity Savings Fund?
Bajaj Finserv Equity Savings Fund charges an expense ratio of 2.31% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Bajaj Finserv Equity Savings Fund?
Its largest holdings are Bajaj Finserv Money Market Fund Direct-Growth (23.8%), ITC Ltd (4.7%), ICICI Bank Ltd (4.2%), HDFC Bank Ltd (4.0%) and Others CBLO (3.6%). Holdings are disclosed monthly and change over time.
How risky is Bajaj Finserv Equity Savings Fund?
It is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.3% and its worst peak-to-trough fall in our sample was -1.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -0.94 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Bajaj Finserv Equity Savings Fund's -0.94 means it has not compensated investors for its volatility over the window. Higher is better.
What is the benchmark of Bajaj Finserv Equity Savings Fund?
Bajaj Finserv Equity Savings Fund is benchmarked against the NIFTY Equity Savings Total Return Index. Its alpha and beta on this page are measured against that index.
Who manages Bajaj Finserv Equity Savings Fund?
Bajaj Finserv Equity Savings Fund is managed by Siddharth Chaudhary, Sorbh Gupta and Ilesh Savla at Bajaj Finserv.
How is Bajaj Finserv Equity Savings Fund taxed?
Bajaj Finserv Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.