EquitySectoral/ ThematicDirectGrowthVery High

Bajaj Finserv Consumption Fund

Q: What is the NAV of Bajaj Finserv Consumption Fund?

As of 05 Oct 2026, the NAV of Bajaj Finserv Consumption Fund is ₹9.06 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Bajaj Finserv Consumption Fund delivered?

Bajaj Finserv Consumption Fund has returned -7.91% over 1 year and -5.72% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund charges an expense ratio of 1.23% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund's largest holdings are Eternal Limited (9.0%), Bharti Airtel Limited (5.2%), Mahindra & Mahindra Limited (5.0%), Bajaj Auto Limited (4.7%) and Zydus Wellness Limited (4.0%). Holdings are disclosed monthly and change over time.

Q: How risky is Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.3% and its worst peak-to-trough fall in our sample was -21.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund is benchmarked against the Nifty India Consumption Total Return Index (TRI). Its alpha and beta on this page are measured against that index.

Q: Who manages Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund is managed by Sayan Das Sharma, Kishore Agarwal and Siddharth Chaudhary at Bajaj Finserv.

Q: How is Bajaj Finserv Consumption Fund taxed?

Bajaj Finserv Consumption Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Bajaj Finserv Mutual Fund · Best Sectoral & Thematic Mutual Funds

NAV

₹9.06

+0.28% 1D

as of 05 Oct 2026

This is the Direct plan of Bajaj Finserv Consumption Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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Performance

-8.32%absolute

52-week rangePrev NAV ₹9.03

Latest ₹9.06

Low ₹8.0549th percentile of its 52-week rangeHigh ₹10.12

Scorecard

★☆☆☆☆1/5 vs 229 of 255 Sectoral/ Thematic peers1Y

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Sectoral/ Thematic (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 229 of the 255 Sectoral/ Thematic funds in this cohort carry the full record the stars need, so they are the ones ranked against.

Performance—

Not enough Sectoral/ Thematic peers to rank yet

RiskModerate

Volatility 14.3% vs 15.7% category avg

CostAverage

1.2% expense vs 1.3% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

No standout strengths identified.

Concerns

Trails the Sectoral/ Thematic average on 1M/3M/6M/1Y — 1Y by 11.35pp
Ranks #206 of 229 on 1-year return in its Sectoral/ Thematic cohort

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.23%

Category 1.27%▼0.04%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

40.47

Category 28.62▲11.85

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.45

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Entry load – Nil Exit load – For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows: • if units are redeemed / switched out within 3 months from the date of allotment: 1% of applicable NAV. • if units are redeemed/switched out after 3 months from the date of allotment, no exit load is payable. The Scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI Master Circular for Mutual Funds dated June 27, 2024, is not complied with. The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing.

Up to 1.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹500

Nifty India Consumption Total Return Index (TRI)

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

03 Dec 2024

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-6.06%

Absolute return over the last 3 months (not annualized)

-4.56%

Absolute return over the last 6 months (not annualized)

+10.09%

Absolute return since 1 Jan of this year (not annualized)

-5.50%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-7.91%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-5.72%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

14.29%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-21.40%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

—

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty 500 TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Sectoral/ Thematic)

Period	Fund	Category avg.	Diff
1M abs	-6.06%	-4.47%	-1.59%
3M abs	-4.56%	-2.32%	-2.24%
6M abs	+10.09%	+12.07%	-1.98%
1Y CAGR	-7.91%	+3.44%	-11.35%
3Y CAGR	—	+13.80%	—
5Y CAGR	—	+12.04%	—

Category average across peers in Sectoral/ Thematic (up to 255 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 255 peers in Sectoral/ Thematic

1Y return

-7.91%

Beats 10.1% · rank #206

3Y return

—

5Y return

—

Sharpe

—

Sortino

—

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.20L

Current value

₹1.17L

Absolute

-2.09%

XIRR

-4.52%

Value vs. invested

ValueInvested

12 monthly installments of ₹10,000 into Bajaj Finserv Consumption Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-5.50%	-7.18%	+1.68%
2025	-4.52%	+7.94%	-12.46%
2024part	-0.54%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

453

Expense ratio

1.23%

AUM

₹603.47Cr

Exit load

P/E ratio

40.5

P/B ratio

6.8

Avg market cap

₹1,89,739Cr

P/E & P/B are portfolio-weighted harmonic means across 44 of 54 equity holdings (84% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Sectoral/ Thematic

Compare all


Bajaj Finserv Consumption FundThis fund Bajaj Finserv · Direct · Growth	★☆☆☆☆ 1Y	-7.91%	—	—	40.47	1.23%	₹603.47Cr
Nippon India Taiwan Equity Fund Nippon India · Direct · Growth	★★★★☆	+128.11%	+63.78%	—	—	1.06%	₹1,110Cr
HDFC Defence Fund HDFC · Direct · Growth	★★★★☆	+20.18%	+36.05%	—	57.59	0.89%	₹9,371Cr
HDFC Pharma and Healthcare Fund HDFC · Direct · Growth	★★★★★	+25.57%	+29.81%	—	44.12	1.03%	₹2,282Cr
Franklin Asian Equity Fund Franklin Templeton · Direct · Growth	★★★☆☆	+32.46%	+25.00%	+9.83%	26.07	1.21%	₹720.84Cr
Nippon India Japan Equity Fund Nippon India · Direct · Growth	★★★☆☆	+30.50%	+24.42%	+12.14%	—	1.37%	₹330.20Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap48.8%
Mid cap11.4%
Small cap39.8%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity97.18%
Cash & Equivalents1.61%
Other1.21%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Edelweiss Consumption Fund Edelweiss · Sectoral/ Thematic	44.0%	★★☆☆☆	0.95%	—
Sundaram Consumption Fund Sundaram · Sectoral/ Thematic	43.7%	★★☆☆☆	1.67%	+7.65%
Axis Consumption Fund Axis · Sectoral/ Thematic	43.5%	★★☆☆☆	0.88%	—
ITI Bharat Consumption Fund ITI · Sectoral/ Thematic	42.4%	★★★☆☆	0.95%	—
SBI Nifty India Consumption Index Fund SBI · Index Funds	42.0%	★☆☆☆☆	0.43%	—
Nippon India ETF Nifty India Consumption Nippon India · Other ETFs	42.0%	—	0.31%	+9.64%
HDFC Nifty India Consumption Index Fund HDFC · Index Funds	42.0%	—	0.44%	—
HDFC Consumption Fund HDFC · Sectoral/ Thematic	42.0%	★☆☆☆☆	1.39%	+8.16%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

1 holding — 0.92% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

Turtlemint Fintech Solutions LimitedShort-term · Stage I0.92%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-21.4%02 Jan 2025 → 23 Mar 2026
Still below that high — 15 months down, and no recovery yet.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹603.47Cr

April - June 2026

-1%

since January - March 2026

+₹6.78Cr

est. net flow, last quarter

At or near its largest, ₹610.26Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Bajaj Finserv Mutual Fund is run by Bajaj Finserv Asset Management, part of the Bajaj Finserv financial services group, and began launching schemes in 2023. Its line-up spans equity, hybrid and debt.

Launched

17 Oct 2021

Total AUM

₹37,842Cr+14.6% QoQ

Avg AUM · July - September 2026

Website

bajajamc.com

Fund Managers

SSSayan Das SharmaManaging since 10 Jun 2025

Experience

Shri Sayan Das Sharma joined the AMC on 02 November 2022 as Senior Business Analyst. Prior to joining the AMC, Shri Sayan Das Sharma was associated with Arthya Wealth & Investments (PMS) from April 2021 to October 2022. Before joining Arthya Wealth & Investments (PMS), he was also associated with Bank of Baroda Capital Markets Ltd from November 2018 to March 2021. He was also associated with Crisil Limited from September 2011 to October 2018. He has work experience of over 14 years in financial markets in Research area.

All schemes Sayan Das Sharma runs →

KAKishore AgarwalManaging since 19 May 2026

Role

Associate Fund Manager Equity

Experience

Mr. Kishore Agarwal joined the Company in January 2024 as a Senior Research Analyst and has been actively engaged in supporting the Fund Manager through fundamental research and the origination of actionable investment ideas across market capitalizations, with deep specialization in the Banking and Financial Services sector. Upon his appointment as Fund Manager and Key Personnel, he will assume additional responsibility for bottom-up security selection, portfolio construction, position sizing, and active portfolio churn management, with a disciplined focus on delivering risk-adjusted returns vis-à-vis the benchmark. Prior to joining the Company, he was associated with CRISIL including assignments held during the last 10 years Limited and Visible Alpha (now S&P Global Market Intelligence). He brings over 12 years of investment management experience spanning fundamental equity research, bottom-up stock selection, attribution analysis, portfolio construction, and performance evaluation, and has consistently contributed to alpha generation through fundamental research, financial modelling, and deep investment-driven insights.

SCSiddharth ChaudharyStart date not disclosed

Role

Senior Fund Manager – Fixed Income

Experience

Mr. Chaudhary joined the Company in July 2022 as Senior Fund Manager Fixed Income. Prior to this he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income Institutional Business, from April 2017 – March 2019 as Senior Fund Manager – Fixed Income, from August 2010

Funds managed (19)

All schemes Siddharth Chaudhary runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Siddharth Chaudhary

Top holdings

Eternal Limited Bharti Airtel Limited Mahindra & Mahindra Limited Bajaj Auto Limited Zydus Wellness Limited TVS Motor Company Limited Safari Industries (India) Limited PVR INOX Limited Trent Limited Titan Company Limited Hindustan Unilever Limited Asian Paints Limited

Bajaj Finserv in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Sectoral & Thematic funds

Sectoral and thematic funds must keep at least 80% in the equity of one sector (banking, pharma, technology) or one theme (consumption, manufacturing, ESG). That concentration is the point and the risk: with no mandate to diversify away from the sector, the fund rises and falls with it.

Frequently asked questions

What is the NAV of Bajaj Finserv Consumption Fund?

As of 05 Oct 2026, the NAV of Bajaj Finserv Consumption Fund is ₹9.06 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Bajaj Finserv Consumption Fund delivered?

Bajaj Finserv Consumption Fund has returned -7.91% over 1 year and -5.72% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund charges an expense ratio of 1.23% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund's largest holdings are Eternal Limited (9.0%), Bharti Airtel Limited (5.2%), Mahindra & Mahindra Limited (5.0%), Bajaj Auto Limited (4.7%) and Zydus Wellness Limited (4.0%). Holdings are disclosed monthly and change over time.

How risky is Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.3% and its worst peak-to-trough fall in our sample was -21.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund is benchmarked against the Nifty India Consumption Total Return Index (TRI). Its alpha and beta on this page are measured against that index.

Who manages Bajaj Finserv Consumption Fund?

Bajaj Finserv Consumption Fund is managed by Sayan Das Sharma, Kishore Agarwal and Siddharth Chaudhary at Bajaj Finserv.

How is Bajaj Finserv Consumption Fund taxed?

Bajaj Finserv Consumption Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.