HybridEquity SavingsRegularGrowthModerately High

Bajaj Finserv Equity Savings Fund

Q: What is the NAV of Bajaj Finserv Equity Savings Fund?

As of 05 Oct 2026, the NAV of Bajaj Finserv Equity Savings Fund is ₹10.38 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Bajaj Finserv Equity Savings Fund delivered?

Bajaj Finserv Equity Savings Fund has returned +3.45% over 1 year and +3.25% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund charges an expense ratio of 2.23% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund's largest holdings are Bajaj Finserv Money Market Fund-Direct Plan-Growth (22.3%), ICICI Bank Limited (6.9%), ITC Limited (4.8%), HDFC Bank Limited (4.5%) and Embassy Office Parks REIT (4.0%). Holdings are disclosed monthly and change over time.

Q: How risky is Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.4% and its worst peak-to-trough fall in our sample was -1.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund is benchmarked against the Nifty Equity Savings TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund is managed by Siddharth Chaudhary, Sorbh Gupta and Ilesh Savla at Bajaj Finserv.

Q: How is Bajaj Finserv Equity Savings Fund taxed?

Bajaj Finserv Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Bajaj Finserv Mutual Fund · Best Equity Savings Mutual Funds

NAV

₹10.38

+0.13% 1D

as of 05 Oct 2026

This is the Regular plan of Bajaj Finserv Equity Savings Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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NAV history

+3.43%absolute

52-week rangePrev NAV ₹10.37

Latest ₹10.38

Low ₹10.0476th percentile of its 52-week rangeHigh ₹10.49

Scorecard

★★★★★5/5 vs 23 Equity Savings peers1Y

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers.

Performance—

Not enough Equity Savings peers to rank yet

RiskLow

Volatility 2.4% vs 4.6% category avg

CostAverage

2.2% expense vs 2.3% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Ahead of the Equity Savings average on 1M/3M/1Y — 1Y by 1.24pp
Less volatile than its Equity Savings peers (2.4% vs 4.6%)

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

2.23%

Category 2.32%▼0.09%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

18.45

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.14

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Entry load – Nil Exit load – If units redeemed/switched out within 7 days from allotment date - 0.25% of the applicable NAV If units redeemed/switched out after 7 days from allotment date - Nil Exit load is applicable for each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP). The Scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI Master Circular for Mutual Funds dated June 27, 2024, is not complied with. The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing.

Up to 0.25%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹500

Nifty Equity Savings TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

21 Aug 2025

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-0.41%

Absolute return over the last 3 months (not annualized)

-0.07%

Absolute return over the last 6 months (not annualized)

+2.37%

Absolute return since 1 Jan of this year (not annualized)

+2.02%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+3.45%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+3.25%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

2.39%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-1.34%

Benchmark ratios

Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Equity Savings)

Period	Fund	Category avg.	Diff
1M abs	-0.41%	-1.41%	+1.00%
3M abs	-0.07%	-0.61%	+0.54%
6M abs	+2.37%	+3.81%	-1.44%
1Y CAGR	+3.45%	+2.21%	+1.24%
3Y CAGR	—	+7.34%	—
5Y CAGR	—	+6.50%	—

Category average across peers in Equity Savings (up to 22 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 22 peers in Equity Savings

1Y return

+3.45%

Beats 77.3% · rank #6

3Y return

—

5Y return

—

Sharpe

—

Sortino

—

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.20L

Current value

₹1.21L

Absolute

+1.10%

XIRR

+2.39%

Value vs. invested

ValueInvested

12 monthly installments of ₹10,000 into Bajaj Finserv Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+2.02%
2025part	+1.60%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

Recent changes

Expense-ratio, fund-manager, exit-load and minimum-investment changes we've picked up in the last 30 days.

Expense ratio down: 2.29% → 2.23%
02 Oct 2026

History points

275

Expense ratio

2.23%

AUM

₹35.24Cr

Portfolio turnover

706%

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

18.4

P/B ratio

4.4

Avg market cap

₹3,50,870Cr

P/E & P/B are portfolio-weighted harmonic means across 38 of 46 equity holdings (61% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Equity Savings

Compare all


Bajaj Finserv Equity Savings FundThis fund Bajaj Finserv · Regular · Growth	★★★★★ 1Y	+3.45%	—	—	—	2.23%	₹35.24Cr
HSBC Equity Savings Fund HSBC · Regular · Growth	★★★★☆	+6.22%	+11.52%	—	—	2.40%	₹964.84Cr
Edelweiss Equity Savings Fund Edelweiss · Regular · Growth	★★★★★	+6.20%	+9.95%	+8.18%	—	2.12%	₹1,344Cr
Mirae Asset Equity Savings Fund Mirae Asset · Regular · Growth	★★★★★	+3.06%	+8.62%	+7.61%	—	1.73%	₹1,936Cr
Kotak Equity Savings Fund Kotak Mahindra · Regular · Growth	★★★☆☆	+1.73%	+8.57%	+8.53%	—	2.12%	₹9,931Cr
Baroda BNP Paribas Equity Savings Fund Baroda BNP Paribas · Regular · Growth	★★☆☆☆	+2.46%	+7.80%	+6.80%	—	2.84%	₹276.53Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 93% of the equity sleeve priced.

Large cap74.7%
Mid cap13.4%
Small cap11.9%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity71.42%
Other22.25%
Cash & Equivalents6.33%

Cash & cash-like: 22.25% — the 6.33% above plus treasury bills, certificates of deposit, commercial paper and TREPS, which the allocation files under Debt but the market counts as cash-equivalent.

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
360 ONE ELSS Tax Saver Nifty 50 Index Fund 360 One · Index Funds	40.1%	★★☆☆☆	0.37%	+5.84%
Edelweiss Nifty 50 Index Fund Edelweiss · Index Funds	40.1%	★★★☆☆	0.14%	+5.94%
Bandhan Nifty 50 Index Fund Bandhan · Index Funds	40.1%	★★★☆☆	0.16%	+5.91%
Franklin India NSE Nifty 50 Index Fund Franklin Templeton · Index Funds	40.1%	★★★☆☆	0.31%	+5.88%
Nippon India Index Fund - Nifty 50 Nippon India · Index Funds	40.1%	★★★☆☆	0.13%	+5.93%
Taurus Nifty 50 Index Fund Taurus · Index Funds	40.1%	★★☆☆☆	0.86%	+5.15%
HDFC Nifty 50 Index Fund HDFC · Index Funds	40.1%	★★★☆☆	0.29%	+5.84%
Tata Nifty 50 Index Fund Tata · Index Funds	40.1%	★★★☆☆	0.27%	+5.80%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

Fund size over time

Quarterly average AUM · AMFI

₹35.24Cr

April - June 2026

+18%

since January - March 2026

+₹4.81Cr

est. net flow, last quarter

At or near its largest, ₹35.24Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Bajaj Finserv Mutual Fund is run by Bajaj Finserv Asset Management, part of the Bajaj Finserv financial services group, and began launching schemes in 2023. Its line-up spans equity, hybrid and debt.

Launched

17 Oct 2021

Total AUM

₹37,842Cr+14.6% QoQ

Avg AUM · July - September 2026

Website

bajajamc.com

Fund Managers

SCSiddharth ChaudharyStart date not disclosed

Role

Senior Fund Manager – Fixed Income

Experience

Mr. Chaudhary joined the Company in July 2022 as Senior Fund Manager Fixed Income. Prior to this he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income Institutional Business, from April 2017 – March 2019 as Senior Fund Manager – Fixed Income, from August 2010

Funds managed (19)

All schemes Siddharth Chaudhary runs →

SGSorbh GuptaStart date not disclosed

Role

Senior Fund Manager – Equity

Experience

#Jointly with Mr. Sorbh Gupta Mr. Sorbh has over 16 years of experience in the Indian Capital Markets. Since November 2022, he was appointed as Senior Fund Manager – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial Companies such as Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. $Jointly with Mr. Anup Kulkarni

Funds managed (11)

All schemes Sorbh Gupta runs →

ISIlesh SavlaStart date not disclosed

Role

Senior Dealer – Equity and Fund Manager Equity

Experience

Mr. Savla has over 25 years of work experience across various functions in Equity Dealing and Sales Trading / Dealing profile. Prior to joining the Company, Mr. Savla was associated with Reliance Nippon Life Insurance, Equirus Securities and Maybank KimEng Securities.

Funds managed (6)

All schemes Ilesh Savla runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Siddharth Chaudhary Sorbh Gupta Ilesh Savla

Top holdings

ICICI Bank Limited ITC Limited HDFC Bank Limited Embassy Office Parks REIT Axis Bank Limited Bajaj Finserv Limited Multi Commodity Exchange of India Limited Kotak Mahindra Bank Limited DLF Limited The Federal Bank Limited Hindustan Aeronautics Limited Torrent Pharmaceuticals Limited

Bajaj Finserv in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Equity Savings funds

Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.

Frequently asked questions

What is the NAV of Bajaj Finserv Equity Savings Fund?

As of 05 Oct 2026, the NAV of Bajaj Finserv Equity Savings Fund is ₹10.38 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Bajaj Finserv Equity Savings Fund delivered?

Bajaj Finserv Equity Savings Fund has returned +3.45% over 1 year and +3.25% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund charges an expense ratio of 2.23% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund's largest holdings are Bajaj Finserv Money Market Fund-Direct Plan-Growth (22.3%), ICICI Bank Limited (6.9%), ITC Limited (4.8%), HDFC Bank Limited (4.5%) and Embassy Office Parks REIT (4.0%). Holdings are disclosed monthly and change over time.

How risky is Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.4% and its worst peak-to-trough fall in our sample was -1.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund is benchmarked against the Nifty Equity Savings TRI. Its alpha and beta on this page are measured against that index.

Who manages Bajaj Finserv Equity Savings Fund?

Bajaj Finserv Equity Savings Fund is managed by Siddharth Chaudhary, Sorbh Gupta and Ilesh Savla at Bajaj Finserv.

How is Bajaj Finserv Equity Savings Fund taxed?

Bajaj Finserv Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.