Rekha
28 posts by Rekha on the WealthTicker blog. Every figure in them comes from the same AMFI, AMC and exchange data the rest of this site shows, dated where it is stated. None of it is investment advice.
Capital gains tax on stocks and property, explained
02 Oct 2026
Holding periods, rates, the ₹1.25 lakh exemption, the property indexation choice and reinvestment relief, as they stand for FY 2026-27, with worked examples.
TaxInvesting Strategy
Lifestyle inflation: why high earners stay broke
02 Oct 2026
Every raise that turns into spending is a SIP you never started. What ₹10,000 a month did in flexi-cap funds over ten years, and how to keep raises.
Personal FinanceInvesting Strategy
Healthcare costs in retirement: why one policy isn't enough
02 Oct 2026
Group cover ends when the job does, sub-limits and co-pays shrink a base policy, and premiums rise with age. How retirees layer health cover and reserves.
RetirementPersonal Finance
SGBs vs gold ETFs vs physical gold: the showdown
02 Oct 2026
Same metal, three wrappers. How Sovereign Gold Bonds, gold ETFs and jewellery or coins compare on cost, tax and access after SGB issuance stopped.
Gold & SilverTax
Are smart beta funds worth it? What the data shows
02 Oct 2026
Factor index funds cost up to three times a Nifty 50 fund. Over three years to October 2026 most beat it, but momentum funds fell twice as far on the way.
Investing StrategyFund ReturnsCosts & Fees
Technology funds: 9 of 11 are down over the year
02 Oct 2026
Nine of 11 technology and digital funds lost money in the year to 1 October 2026; the median fell 8.19%. 3 and 5-year returns, falls and innovation funds.
Fund ReturnsSectors
Arbitrage funds vs liquid funds: the 2026 scorecard
01 Oct 2026
The median arbitrage fund returned 6.68% in the year to 30 September 2026, against 6.46% for liquid funds. Where each came out ahead, and what it cost.
Debt & Hybrid FundsFund Returns
Equity fund scorecard: median returns by category
01 Oct 2026
Mid-cap funds lead on three years at a 15.68% median; large caps trail every period. Median 1, 3, 5 and 10-year returns for 12 categories, to 30 Sep 2026.
Fund ReturnsMarket Recap
Fund managers with the most schemes in 2026
01 Oct 2026
One Kotak manager is named on 88 schemes and nine others on 46 to 59. Most are index funds and ETFs, or roles like managing a fund's overseas holdings.
Fund Industry
IT stocks in mutual funds: 5.4% of equity money
01 Oct 2026
Equity funds held ₹2,02,030 crore in Indian IT companies on 31 August 2026, 5.43% of their shares. Coforge outweighed TCS; Wipro was in just 19 schemes.
Portfolio HoldingsSectorsNew fund offers in September 2026: what launched
01 Oct 2026
21 new schemes began trading in September 2026 and 9 more NFOs opened late in the month. Real-estate index funds, life-cycle funds and four ETFs led the list.
Fund Industry
September 2026 in numbers: stocks, gold, flows, rupee
01 Oct 2026
The Nifty 50 fell 6.1% in September 2026, Nifty IT 11.2%, gold 4.9% and silver 8.6%. Only 4 of 142 NSE indices rose. The month in one page.
Market Recap
Retirement and children's funds: three kinds, one label
14 Sep 2026
Of 41 retirement and children's funds, 9 move like debt funds, 14 like hybrids and 18 like equity funds. Their returns to 11 September 2026, grouped by risk.
Fund ReturnsFII vs DII in August 2026: a net buy undone at the end
02 Sep 2026
FIIs were net buyers of Indian shares in August 2026 until the last two sessions turned it into a ₹7,532 crore net sale. DIIs bought ₹58,268 crore.
FII & DII Flows
Back above February: which equity funds have recovered
19 Aug 2026
By 18 August 2026, 256 of 306 diversified equity funds were back above their 27 February NAV, every small-cap fund but only 17 of 33 large caps.
Fund ReturnsEquity fund scorecard, July 2026: large caps on top
05 Aug 2026
Large-cap funds led July 2026 with a median gain of 2.70%; small caps trailed at 1.29%. The median equity fund is now up 2.20% for 2026. NAVs to 31 July.
Fund ReturnsLargest fund houses by AUM, April–June 2026
21 Jul 2026
Industry AUM rose 1.97% to ₹83.14 lakh crore in April–June 2026. SBI still leads with 15.1%, but the three largest houses all lost share. The top 15.
Fund Industry
Nifty 50 P/E at 21.06 to start the second half
07 Jul 2026
The Nifty 50 closed at a P/E of 21.06 on 6 July 2026, up from 20.21 in early June as the index rose 4.3%. In the first half, earnings rose just 1%.
Market ValuationsAggressive hybrid funds made 1.44% as large caps lost 1.11%
26 Jun 2026
In the year to 25 June 2026 the median aggressive hybrid fund returned 1.44%, the median large cap fund −1.11%. Hybrids fell less, rebounded nearly as far.
Debt & Hybrid FundsFund Returns
Nifty Midcap 150 P/E at 27.8: lower than in March
12 Jun 2026
The Nifty Midcap 150 closed at a P/E of 27.81 on 11 June 2026, under March's 30.34 though the index is 6.7% higher. Its earnings rose about 16%.
Market Valuations