The Wealth Company Multi Asset Allocation Fund
The Wealth Company Mutual Fund · Best Multi Asset Allocation Mutual Funds
This is the Regular plan of The Wealth Company Multi Asset Allocation Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough Multi Asset Allocation peers to rank yet
Volatility 13.3% vs 9.8% category avg
2.8% expense vs 2.2% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Ahead of the Multi Asset Allocation average on 1M/3M/6M
Concerns
- More volatile than its Multi Asset Allocation peers (13.3% vs 9.8%)
- High expense ratio (2.84%) vs the Multi Asset Allocation average of 2.16%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Multi Asset Allocation)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -2.58% | -3.74% | +1.16% |
| 3M abs | -0.97% | -1.83% | +0.86% |
| 6M abs | +6.30% | +3.21% | +3.09% |
| 1Y CAGR | — | +4.46% | — |
| 3Y CAGR | — | +12.97% | — |
| 5Y CAGR | — | +11.80% | — |
Category average across peers in Multi Asset Allocation (up to 36 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
9 monthly installments of ₹10,000 into The Wealth Company Multi Asset Allocation Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 50 TRI | Diff | |
|---|---|---|---|---|
| 2026part | +4.61% | -12.85% | +17.46% | |
| 2025part | +0.73% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Recent changes
Expense-ratio, fund-manager, exit-load and minimum-investment changes we've picked up in the last 30 days.
- Expense ratio down: 2.90% → 2.84%02 Oct 2026
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity58.20%
- Debt18.09%
- Other14.85%
- Cash & Equivalents6.59%
- Real Estate / REITs2.26%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹169.81Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
The Wealth Company Mutual Fund is run by the asset management arm of the Pantomath Group, and was branded Pantomath Mutual Fund before its rename. It is one of the industry's newest houses.
Fund Managers
ASAparna ShankerStart date not disclosed
CIO (Equity)
MBA (Finance), PGD in Treasury & Forex Management, B.Sc., LLB
Over 32 years of experience in the Mutual Fund industry across various domains. From Apr 2022 to Jan 2025 Fund Manager, SBI Resurgent India Opportunities Fund From Sept 2012 to Mar 2022 Fund Manager, SBI ESG Fund (PMS), Amundi India Infrastructure Opportunities Fund (international mandate managed by SBI Funds Management) She has also worked with Unit Trust of India, Birla Global Finance and Sahara Mutual Fund in the past.
USUmesh SharmaStart date not disclosed
CIO – Fixed Income
CA, CS, CFA
Mr. Umesh Sharma has over two decades of experience, including the last 14 years at Franklin Templeton Mutual Fund.. Prior to Franklin Templeton, he has worked at Invesco Mutual Fund, ICICI Bank, JM Financial Mutual Fund, and UTI Mutual Fund.
NDNiranjan DasStart date not disclosed
Fund Manager- Gold and Silver
MBA Finance, 33+ M.Com & B.Com
He had been associated with UTI Mutual Fund from December 1992 to May 2025, where he handled various responsibilities such as Fund Manager for Gold and Silver ETFs, overseeing Schemes management & operations, dealing and investment operations, managing equity, debt, and ETF trades, and supporting risk and fund management functions.
Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Multi Asset Allocation funds
Multi asset funds spread money across at least three asset classes — typically equity, debt and gold — each at 10% or more. The mix aims to reduce the impact of any one asset having a bad year.
Frequently asked questions
What is the NAV of The Wealth Company Multi Asset Allocation Fund?
As of 01 Oct 2026, the NAV of The Wealth Company Multi Asset Allocation Fund is ₹10.58 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has The Wealth Company Multi Asset Allocation Fund delivered?
The Wealth Company Multi Asset Allocation Fund has returned +5.37% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund charges an expense ratio of 2.84% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund's largest holdings are 7.38% REC Limited 28-FEB-2029 (5.7%), The Wealth Company Gold ETF (4.9%), 7.64% NABARD 06-DEC-2029 (3.8%), 7.04% SIDBI 09-FEB-2029 (3.8%) and ICICI Bank Limited (2.6%). Holdings are disclosed monthly and change over time.
How risky is The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.3% and its worst peak-to-trough fall in our sample was -11.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund is benchmarked against the Tier I Benchmark : NIFTY 200 TRI (40%) + NIFTY Short Duration Debt Index (45%) Domestic Prices of Gold (10%) + Domestic. Its alpha and beta on this page are measured against that index.
Who manages The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund is managed by Aparna Shanker, Umesh Sharma and Niranjan Das at The Wealth Company.
How is The Wealth Company Multi Asset Allocation Fund taxed?
The Wealth Company Multi Asset Allocation Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.