The Wealth Company Flexi Cap Fund
The Wealth Company Mutual Fund · Best Flexi Cap Mutual Funds
This is the Regular plan of The Wealth Company Flexi Cap Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough Flexi Cap Fund peers to rank yet
Volatility 15.4% vs 14.3% category avg
3.8% expense vs 2.2% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
No standout strengths identified.
Concerns
- Trails the Flexi Cap Fund average on 1M/3M/6M
- High expense ratio (3.81%) vs the Flexi Cap Fund average of 2.22%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Risk (trailing 3Y)
DefinitionsBenchmark ratios (vs Nifty 500 · 36 monthly returns)
DefinitionsComputed vs the Nifty 500 price index — the closest match to this fund's mandate. Needs ~3 years of history; a low R² means the fund tracks the index loosely.
Fund vs category average (Flexi Cap Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.30% | +2.35% | -2.05% |
| 3M abs | +1.86% | +7.47% | -5.61% |
| 6M abs | +2.54% | +4.85% | -2.31% |
| 1Y CAGR | — | +4.22% | — |
| 3Y CAGR | — | +13.57% | — |
| 5Y CAGR | — | +11.92% | — |
Category average across peers in Flexi Cap Fund (43 of 44 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
10 monthly installments of ₹10,000 into The Wealth Company Flexi Cap Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 | Diff | |
|---|---|---|---|---|
| 2026part | -1.55% | -1.50% | -0.05% | |
| 2025part | +1.78% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Worst falls, and the wait to get back
How far this fund has dropped from a high, and how long it took to reclaim it.
- -16.5%07 Jan 2026 → 31 Mar 2026
Still below that high — 3 months down, and no recovery yet.
Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.
Fund size over time
Quarterly average AUM · AMFIDown +11% from its peak of ₹260.67Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
The Wealth Company in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
MFs: Investors Increasing Risk Appetite
fintechbiznews.com · 3d ago
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fintechbiznews.com · 7d ago
MFRT 2026 calls for a ‘reboot’ of the MFD business
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CNBC TV18 · 10d ago
The Wealth Company launches GIFT City Fund to offer overseas investors India mutual fund exposure
The Economic Times · 11d ago
The Wealth Company Mid Cap Fund - Direct Plan Fund info
The Economic Times · 12d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Flexi Cap funds
Flexi cap funds invest across large, mid and small-cap stocks with no fixed allocation, letting the manager shift with the market cycle. That flexibility can help manage risk and chase growth wherever it is.
Frequently asked questions
What is the NAV of The Wealth Company Flexi Cap Fund?
As of 20 Aug 2026, the NAV of The Wealth Company Flexi Cap Fund is ₹10.04 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has The Wealth Company Flexi Cap Fund delivered?
The Wealth Company Flexi Cap Fund has returned +0.21% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of The Wealth Company Flexi Cap Fund?
The Wealth Company Flexi Cap Fund charges an expense ratio of 3.81% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of The Wealth Company Flexi Cap Fund?
Its largest holdings are HDFC Bank Ltd (5.9%), ICICI Bank Ltd (5.7%), Bajaj Finance Ltd (3.5%), State Bank of India (3.2%) and BSE Ltd (3.2%). Holdings are disclosed monthly and change over time.
How risky is The Wealth Company Flexi Cap Fund?
It is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 15.4% and its worst peak-to-trough fall in our sample was -16.5%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of The Wealth Company Flexi Cap Fund?
The Wealth Company Flexi Cap Fund is benchmarked against the NIFTY 500 Total Return Index. Its alpha and beta on this page are measured against that index.
Who manages The Wealth Company Flexi Cap Fund?
The Wealth Company Flexi Cap Fund is managed by Aparna Shanker and Saloni Kapadia at The Wealth Company.
How is The Wealth Company Flexi Cap Fund taxed?
The Wealth Company Flexi Cap Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.