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Aditya Birla Sun Life Equity Savings Fund

Q: What is the NAV of Aditya Birla Sun Life Equity Savings Fund?

As of 20 Aug 2026, the NAV of Aditya Birla Sun Life Equity Savings Fund is ₹26.13 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Aditya Birla Sun Life Equity Savings Fund delivered?

Aditya Birla Sun Life Equity Savings Fund has returned +6.31% over 1 year, +8.64% per year over 3 years, +7.37% per year over 5 years and +8.54% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund charges an expense ratio of 1.22% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Aditya Birla Sun Life Equity Savings Fund?

Its largest holdings are ICICI Bank Ltd (8.4%), HDFC Bank Ltd (7.0%), Birla Sun Life Cash Plus Direct-Growth (4.6%), Patanjali Foods Ltd (4.3%) and RBL Bank Ltd (4.2%). Holdings are disclosed monthly and change over time.

Q: How risky is Aditya Birla Sun Life Equity Savings Fund?

It is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.8% and its worst peak-to-trough fall in our sample was -17.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.77 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Equity Savings Fund's 0.77 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is benchmarked against the NIFTY Equity Savings Total Return Index. Its alpha and beta on this page are measured against that index.

Q: Who manages Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is managed by Harshil Suvarnkar, Lovelish Solanki and Atul Penkar at Aditya Birla Sun Life.

Q: How is Aditya Birla Sun Life Equity Savings Fund taxed?

Aditya Birla Sun Life Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Aditya Birla Sun Life Mutual Fund · Best Equity Savings Mutual Funds

NAV

₹26.13

+0.08% 1D

as of 20 Aug 2026

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NAV history

+6.42%CAGR

52-week rangePrev NAV ₹26.11

Latest ₹26.13

Low ₹24.4796th percentile of its 52-week rangeHigh ₹26.20

Scorecard

★★☆☆☆2/5 vs 21 of 22 Equity Savings peers

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). 21 of the 22 Equity Savings funds in this cohort carry the full record the stars need, so they are the ones ranked against.

PerformanceBelow avg

3Y CAGR +8.64% · ranks 15 of 22 Equity Savings funds

RiskLow

Volatility 2.8% vs 4.5% category avg

CostAverage

1.2% expense vs 1.3% category avg

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

1-year return (+6.31%) beats the Equity Savings average (+5.36%)
Stronger risk-adjusted returns — Sharpe 0.77 vs 0.55 Equity Savings average
Less volatile than its Equity Savings peers (2.8% vs 4.5%)
Consistent — positive in 100% of rolling 3-year windows

Concerns

3-year return (+8.64%) trails the Equity Savings average (+9.56%)
5-year return (+7.37%) trails the Equity Savings average (+8.59%)

Key Metrics

Annual fee charged by the fund, already deducted from NAV

Category 1.33%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

Category 20.39

Excess return per unit of total volatility (rf = 6.5%)

0.77

Category 0.55▲0.22

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

Exit Load

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Smallest recurring SIP instalment the scheme accepts

Smallest one-time (lumpsum) investment the scheme accepts

Benchmark

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

01 Dec 2014

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

+0.81%

Absolute return over the last 3 months (not annualized)

+2.87%

Absolute return over the last 6 months (not annualized)

+2.71%

Absolute return since 1 Jan of this year (not annualized)

+3.04%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+6.31%

3-year annualized return (CAGR)

+8.64%

5-year annualized return (CAGR)

+7.37%

10-year annualized return (CAGR)

+8.19%

Annualized return (CAGR) since the fund's inception

+8.54%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

2.77%

Excess return per unit of total volatility (rf = 6.5%)

0.77

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

1.11

Largest peak-to-trough decline over full history

-17.79%

Benchmark ratios

Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Equity Savings)

Period	Fund	Category avg.	Diff
1M abs	+0.81%	+0.78%	+0.03%
3M abs	+2.87%	+3.08%	-0.21%
6M abs	+2.71%	+2.65%	+0.06%
1Y CAGR	+6.31%	+5.36%	+0.95%
3Y CAGR	+8.64%	+9.56%	-0.92%
5Y CAGR	+7.37%	+8.59%	-1.22%

Category average across peers in Equity Savings (up to 22 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 22 peers in Equity Savings

1Y return

+6.31%

Beats 68.2% · rank #8

3Y return

+8.64%

Beats 26.3% · rank #15

5Y return

+7.37%

Beats 18.8% · rank #14

Sharpe

0.77

Beats 86.4% · rank #4

Sortino

1.11

Beats 90.9% · rank #3

Rolling returns

Return for every possible 1Y holding period, not just today’s

Average

+8.8%

Median

+8.3%

Best

+29.1%

Worst

-4.8%

Positive periods

86.8%

129 overlapping 1Y windows, sampled monthly across the fund’s history.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-17.8%12 Feb 2020 → 23 Mar 2020
Fell over 40 days, back to the old high on 05 Nov 2020 — 7 months under water after the low.
-9.8%17 Jan 2022 → 17 Jun 2022
Fell over 5 months, back to the old high on 09 May 2023 — 11 months under water after the low.
-7.8%28 Aug 2018 → 25 Oct 2018
Fell over 2 months, back to the old high on 27 May 2019 — 7 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+3.04%
2025	+9.50%
2024	+8.73%
2023	+12.52%
2022	0.00%
2021	+14.04%
2020	+12.01%
2019	+8.81%
2018	-0.58%
2017	+18.72%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

Fund size over time

Quarterly average AUM · AMFI

₹1,097Cr

April - June 2026

+4%

since January - March 2026

At or near its largest, ₹1,097Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹7.34L

Absolute

+22.31%

XIRR

+8.25%

Value vs. invested

60 monthly installments of ₹10,000 into Aditya Birla Sun Life Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points

2,886

Expense ratio

AUM

Portfolio turnover

Exit load

P/E ratio

P/B ratio

Avg market cap

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Equity Savings

Compare all


Aditya Birla Sun Life Equity Savings FundThis fund Aditya Birla Sun Life	★★☆☆☆	+6.31%	+8.64%	+7.37%	17.78	1.22%	₹1,097Cr
HSBC Equity Savings Fund HSBC	★★★★☆	+9.77%	+14.04%	—	18.36	1.59%	₹964.84Cr
Edelweiss Equity Savings Fund Edelweiss	★★★★★	+8.73%	+11.92%	+10.16%	17.61	1.15%	₹1,344Cr
Kotak Equity Savings Fund Kotak Mahindra	★★★☆☆	+6.23%	+11.00%	+10.76%	17.64	1.07%	₹9,931Cr
Mirae Asset Equity Savings Fund Mirae Asset	★★★★★	+6.43%	+10.71%	+9.69%	20.13	0.72%	₹1,936Cr
Mahindra Manulife Equity Savings Fund Mahindra Manulife	★★★★☆	+7.14%	+10.45%	+9.60%	20.75	1.25%	₹528.21Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap76.4%
Mid cap19.9%
Small cap3.7%

Aditya Birla Sun Life in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Equity Savings funds

Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Equity Savings Fund?

As of 20 Aug 2026, the NAV of Aditya Birla Sun Life Equity Savings Fund is ₹26.13 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Aditya Birla Sun Life Equity Savings Fund delivered?

Aditya Birla Sun Life Equity Savings Fund has returned +6.31% over 1 year, +8.64% per year over 3 years, +7.37% per year over 5 years and +8.54% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund charges an expense ratio of 1.22% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Aditya Birla Sun Life Equity Savings Fund?

Its largest holdings are ICICI Bank Ltd (8.4%), HDFC Bank Ltd (7.0%), Birla Sun Life Cash Plus Direct-Growth (4.6%), Patanjali Foods Ltd (4.3%) and RBL Bank Ltd (4.2%). Holdings are disclosed monthly and change over time.

How risky is Aditya Birla Sun Life Equity Savings Fund?

It is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.8% and its worst peak-to-trough fall in our sample was -17.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.77 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Equity Savings Fund's 0.77 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is benchmarked against the NIFTY Equity Savings Total Return Index. Its alpha and beta on this page are measured against that index.

Who manages Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is managed by Harshil Suvarnkar, Lovelish Solanki and Atul Penkar at Aditya Birla Sun Life.

How is Aditya Birla Sun Life Equity Savings Fund taxed?

Aditya Birla Sun Life Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.