LIC MF Dividend Yield Fund
Performance
Scorecard
★★★★★5/5 vs 10 of 11 Dividend Yield Fund peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Dividend Yield Fund (same plan and option). 10 of the 11 Dividend Yield Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +21.41% · ranks 1 of 11 Dividend Yield Funds
Volatility 16.0% vs 14.5% category avg
0.9% expense vs 1.1% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Ahead of the Dividend Yield Fund average on 1M/3M/6M/1Y — 1Y by 8.75pp
- 3-year return (+21.41%) beats the Dividend Yield Fund average (+10.51%)
- Stronger risk-adjusted returns — Sharpe 0.93 vs 0.24 Dividend Yield Fund average
- Low expense ratio (0.95%) vs the Dividend Yield Fund average of 1.15%
- Consistent — positive in 100% of rolling 3-year windows
Concerns
- More volatile than its Dividend Yield Fund peers (16.0% vs 14.5%)
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Risk (trailing 3Y)
DefinitionsBenchmark ratios (vs Nifty 500 · 36 monthly returns)
DefinitionsComputed vs the Nifty 500 price index — the closest match to this fund's mandate. Needs ~3 years of history; a low R² means the fund tracks the index loosely.
Fund vs category average (Dividend Yield Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +2.76% | +1.35% | +1.41% |
| 3M abs | +8.23% | +3.63% | +4.60% |
| 6M abs | +9.24% | -1.18% | +10.42% |
| 1Y CAGR | +10.04% | +1.29% | +8.75% |
| 3Y CAGR | +21.41% | +10.51% | +10.90% |
| 5Y CAGR | — | +10.66% | — |
Category average across peers in Dividend Yield Fund (up to 11 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 11 peers in Dividend Yield Fund
Rolling returns
Return for every possible 1Y holding period, not just today’s
25 overlapping 1Y windows, sampled monthly across the fund’s history.
Worst falls, and the wait to get back
How far this fund has dropped from a high, and how long it took to reclaim it.
- -20.4%01 Oct 2024 → 28 Feb 2025
Fell over 5 months, back to the old high on 18 Jun 2026 — 16 months under water after the low.
- -6.8%03 Jun 2024 → 04 Jun 2024
Fell over 1 day, back to the old high on 07 Jun 2024 — 3 days under water after the low.
- -5.6%11 Sep 2023 → 26 Oct 2023
Fell over 1 months, back to the old high on 16 Nov 2023 — 21 days under water after the low.
Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 | Diff | |
|---|---|---|---|---|
| 2026part | +7.65% | -1.50% | +9.15% | |
| 2025 | +4.38% | +6.69% | -2.31% | |
| 2024 | +33.26% | +15.16% | +18.10% | |
| 2023part | +17.24% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹675.68Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
36 monthly installments of ₹10,000 into LIC MF Dividend Yield Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Dividend Yield funds
Dividend yield funds favour companies that pay consistent, above-average dividends. They tend to tilt toward established, cash-generative businesses.
Frequently asked questions
What is the NAV of LIC MF Dividend Yield Fund?
As of 20 Aug 2026, the NAV of LIC MF Dividend Yield Fund is ₹36.46 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has LIC MF Dividend Yield Fund delivered?
LIC MF Dividend Yield Fund has returned +10.04% over 1 year, +21.41% per year over 3 years and +20.22% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund charges an expense ratio of 0.95% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of LIC MF Dividend Yield Fund?
Its largest holdings are HDFC Bank Ltd (5.5%), Garware Hi-Tech Films Ltd (4.2%), ICICI Bank Ltd (3.8%), Avalon Technologies Ltd. (3.7%) and Axis Bank Ltd (2.9%). Holdings are disclosed monthly and change over time.
How risky is LIC MF Dividend Yield Fund?
It is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 16.0% and its worst peak-to-trough fall in our sample was -20.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.93 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. LIC MF Dividend Yield Fund's 0.93 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund is benchmarked against the Nifty 500 Index (Total Return Index). Its alpha and beta on this page are measured against that index.
Who manages LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund is managed by Karan Doshi and Dikshit Mittal at LIC.
How is LIC MF Dividend Yield Fund taxed?
LIC MF Dividend Yield Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.