HybridEquity SavingsDirectGrowthModerately High

Baroda BNP Paribas Equity Savings Fund

Q: What is the NAV of Baroda BNP Paribas Equity Savings Fund?

As of 01 Oct 2026, the NAV of Baroda BNP Paribas Equity Savings Fund is ₹18.42 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Baroda BNP Paribas Equity Savings Fund delivered?

Baroda BNP Paribas Equity Savings Fund has returned +3.60% over 1 year, +8.86% per year over 3 years, +8.01% per year over 5 years and +8.86% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund charges an expense ratio of 1.71% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund's largest holdings are State Bank of India (3.8%), 7.32% Government of India (13/11/2030) (3.6%), Bharti Airtel Limited (3.3%), 7.18% Government of India (14/08/2033) (3.2%) and Reliance Industries Limited (3.1%). Holdings are disclosed monthly and change over time.

Q: How risky is Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 5.6% and its worst peak-to-trough fall in our sample was -8.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.42 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Baroda BNP Paribas Equity Savings Fund's 0.42 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund is benchmarked against the Nifty Equity Savings Index TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund is managed by Jitendra Sriram, Kushant Arora, Neeraj Saxena and Vikram Pamnani at Baroda BNP Paribas.

Q: How is Baroda BNP Paribas Equity Savings Fund taxed?

Baroda BNP Paribas Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Baroda BNP Paribas Mutual Fund · Best Equity Savings Mutual Funds

NAV

₹18.42

-0.40% 1D

as of 01 Oct 2026

This is the Direct plan of Baroda BNP Paribas Equity Savings Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

Compare SIP calculator

NAV history

+4.06%CAGR

52-week rangePrev NAV ₹18.50

Latest ₹18.42

Low ₹17.4963rd percentile of its 52-week rangeHigh ₹18.96

Scorecard

★★☆☆☆2/5 vs 20 of 22 Equity Savings peers

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). 20 of the 22 Equity Savings funds in this cohort carry the full record the stars need, so they are the ones ranked against.

PerformanceStrong

3Y CAGR +8.86% · ranks 6 of 20 Equity Savings funds

RiskHigh

Volatility 5.6% vs 4.5% category avg

CostHigh

1.7% expense vs 1.3% category avg

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

3-year return (+8.86%) beats the Equity Savings average (+8.22%)
Stronger risk-adjusted returns — Sharpe 0.42 vs 0.34 Equity Savings average
Consistent — positive in 100% of rolling 3-year windows

Concerns

More volatile than its Equity Savings peers (5.6% vs 4.5%)
High expense ratio (1.71%) vs the Equity Savings average of 1.29%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.71%

Category 1.29%▲0.42%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

20.03

Category 18.75▲1.28

Excess return per unit of total volatility (rf = 6.5%)

0.42

Category 0.34▲0.08

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

• If units of the Scheme are redeemed or switched out within 30 days of the date of allotment - 1% of the applicable Net Asset Value (NAV) • If units of the Scheme are redeemed or switched out after 30 days of allotment - Nil

Up to 1.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

Nifty Equity Savings Index TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

30 Jul 2019

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-2.25%

Absolute return over the last 3 months (not annualized)

-0.73%

Absolute return over the last 6 months (not annualized)

+4.63%

Absolute return since 1 Jan of this year (not annualized)

+0.45%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+3.60%

3-year annualized return (CAGR)

+8.86%

5-year annualized return (CAGR)

+8.01%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+8.86%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

5.56%

Excess return per unit of total volatility (rf = 6.5%)

0.42

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

0.58

Largest peak-to-trough decline over full history

-8.43%

Benchmark ratios

Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Equity Savings)

Period	Fund	Category avg.	Diff
1M abs	-2.25%	-1.65%	-0.60%
3M abs	-0.73%	-0.20%	-0.53%
6M abs	+4.63%	+4.10%	+0.53%
1Y CAGR	+3.60%	+3.31%	+0.29%
3Y CAGR	+8.86%	+8.22%	+0.64%
5Y CAGR	+8.01%	+7.59%	+0.42%

Category average across peers in Equity Savings (up to 22 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 22 peers in Equity Savings

1Y return

+3.60%

Beats 59.1% · rank #10

3Y return

+8.86%

Beats 73.7% · rank #6

5Y return

+8.01%

Beats 62.5% · rank #7

Sharpe

0.42

Beats 63.2% · rank #8

Sortino

0.58

Beats 63.2% · rank #8

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹7.27L

Absolute

+21.22%

XIRR

+7.87%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into Baroda BNP Paribas Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+0.45%
2025	+7.92%
2024	+12.12%
2023	+14.67%
2022	+4.24%
2021	+7.73%
2020	+13.17%
2019part	+3.79%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

1,768

Expense ratio

1.71%

AUM

₹276.53Cr

Portfolio turnover

410%

Exit load

P/E ratio

20.0

P/B ratio

3.6

Avg market cap

₹4,28,320Cr

P/E & P/B are portfolio-weighted harmonic means across 47 of 50 equity holdings (64% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Equity Savings

Compare all


Baroda BNP Paribas Equity Savings FundThis fund Baroda BNP Paribas · Direct · Growth	★★☆☆☆	+3.60%	+8.86%	+8.01%	20.03	1.71%	₹276.53Cr
HSBC Equity Savings Fund HSBC · Direct · Growth	★★★★☆	+6.94%	+12.32%	—	19.51	1.41%	₹964.84Cr
Edelweiss Equity Savings Fund Edelweiss · Direct · Growth	★★★★★	+7.08%	+10.93%	+9.45%	15.90	1.14%	₹1,344Cr
Mirae Asset Equity Savings Fund Mirae Asset · Direct · Growth	★★★★★	+4.14%	+9.55%	+8.78%	20.83	0.73%	₹1,936Cr
Kotak Equity Savings Fund Kotak Mahindra · Direct · Growth	★★★☆☆	+2.77%	+9.52%	+9.74%	17.09	1.07%	₹9,931Cr
Mahindra Manulife Equity Savings Fund Mahindra Manulife · Direct · Growth	★★★★☆	+4.34%	+8.92%	+8.42%	19.22	1.27%	₹528.21Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap74.8%
Mid cap19.3%
Small cap5.9%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity66.86%
Debt28.09%
Cash & Equivalents3.91%
Real Estate / REITs1.14%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Baroda BNP Paribas Retirement Fund Baroda BNP Paribas · Retirement Fund	55.5% of 72% equity	★★★★☆	1.16%	—
ITI Large Cap Fund ITI · Large Cap Fund	53.3%	★★★☆☆	0.93%	+9.37%
Baroda BNP Paribas ELSS Tax Saver Fund Baroda BNP Paribas · ELSS	53.0%	★★★★☆	1.27%	+13.69%
Baroda BNP Paribas Children's Fund Baroda BNP Paribas · Children’s Fund	51.4%	★★★☆☆	1.29%	—
Baroda BNP Paribas Balanced Advantage Fund Baroda BNP Paribas · Dynamic Asset Allocation or Balanced Advantage	50.6% of 81% equity	★★★★☆	0.92%	+10.75%
Nippon India ETF BSE Sensex Nippon India · Other ETFs	49.4%	—	0.04%	+4.13%
UTI BSE Sensex ETF UTI · Equity ETF	49.4%	★★★☆☆	—	+4.12%
Zerodha BSE SENSEX Index Fund Zerodha · Index Funds	49.4%	—	0.47%	—

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-8.4%19 Feb 2020 → 23 Mar 2020
Fell over 33 days, back to the old high on 02 Jun 2020 — 2 months under water after the low.
-6.1%17 Jan 2022 → 17 Jun 2022
Fell over 5 months, back to the old high on 08 Aug 2022 — 2 months under water after the low.
-5.3%16 Dec 2024 → 03 Mar 2025
Fell over 3 months, back to the old high on 22 Apr 2025 — 2 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹276.53Cr

April - June 2026

since January - March 2026

+₹88.35L

est. net flow, last quarter

At or near its largest, ₹276.60Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Baroda BNP Paribas Mutual Fund was formed in 2022 by merging Baroda Mutual Fund into BNP Paribas Mutual Fund, and is a joint venture between Bank of Baroda and BNP Paribas Asset Management. It pairs a public-sector bank's distribution reach with a global manager's process.

Launched

14 Apr 2004

Total AUM

₹54,646Cr+2.8% QoQ

Avg AUM · July - September 2026

Website

barodabnpparibasmf.in

Fund Managers

JSJitendra SriramManaging since 01 Jul 2026

Role

Senior Fund Manager Equity

Education

• MBA (finance) • B.E. (Electrical & Electronics Engineering)

Experience

Mr. Jitendra Sriram has overall experience of 26 years. His last stint was with Prabhudas Lilladher Portfolio Management Services as Senior Vice president – Equity Fund Manager. Prior to that, he has worked with various companies viz., Max Life Insurance Company Private Limited, HSBC Securities & Capital Markets (India) Private Limited, HSBC Asset Management (India) Private Limited. Mr. Jitendra Sriram has done his MBA(Finance) and B.E (Electronical & Electronics engineering)

Funds managed (7)

All schemes Jitendra Sriram runs →

KAKushant AroraManaging since 01 Jul 2026

Education

CA, FRM

Experience

Mr. Arora has a total of 11 years of work experience across equity research, portfolio management, financial risk management & audits. His last stint was with VLS Finance Ltd. as an equity research analyst for over 2 years. Prior to that, he worked with various companies like Baroda Asset Management India Ltd., UTI Asset Management Company Ltd. & Axis Securities Ltd.

Funds managed (5)

All schemes Kushant Arora runs →

NSNeeraj SaxenaManaging since 21 Oct 2024

Role

Fund Manager & Dealer Equity

Education

• PGDBA Finance from Welingkars Institute • M.Sc. (Organic Chemistry)

Experience

Mr. Neeraj Saxena, is currently employed with Baroda BNP Paribas Asset Management India Private Limited with rich experience of 20 years in the Indian financial services industry, handles the responsibility of being the Fund Manager & Dealer in equity domain for Baroda BNP Paribas AMC. Prior to joining BBNPP AMC, Mr. Saxena was the Assistant Vice President - Institutional Equity Sales at Stratcap Securities. He has also held notable positions like Head - Communication Cell at Karvy Stock Broking and Senior Investment Advisor at Iden Investment Advisor.

Funds managed (7)

All schemes Neeraj Saxena runs →

VPVikram PamnaniManaging since 16 Sep 2026

Role

Senior Fund Manager

Education

PGDM (Finance) Overnight Fund

Experience

Mr. Pamnani brings over 15 March 14, years of experience in the 2022 Fixed Income domain and he joins us from Essel Finance Asset Management Company Limited where he has spent over 3 years playing a key role in Fund Management of Mutual Fund Schemes. Prior to this stint, he has worked as Fixed Income trader at Canara Robeco Mutual Fund and was responsible for trading/execution of fixed income assets across duration schemes. Prior to Canara Robeco Mutual Fund, he has also worked with Deutsche Bank as a Documentary Credit Analyst.

Funds managed (12)

All schemes Vikram Pamnani runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Jitendra Sriram Kushant Arora Neeraj Saxena Vikram Pamnani

Top holdings

State Bank of India Bharti Airtel Limited Reliance Industries Limited ICICI Bank Limited Larsen & Toubro Limited Sun Pharmaceutical Industries Limited Axis Bank Limited HDFC Bank Limited Tata Steel Limited One 97 Communications Limited Kotak Mahindra Bank Limited DLF Limited

Baroda BNP Paribas in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Equity Savings funds

Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.

Frequently asked questions

What is the NAV of Baroda BNP Paribas Equity Savings Fund?

As of 01 Oct 2026, the NAV of Baroda BNP Paribas Equity Savings Fund is ₹18.42 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Baroda BNP Paribas Equity Savings Fund delivered?

Baroda BNP Paribas Equity Savings Fund has returned +3.60% over 1 year, +8.86% per year over 3 years, +8.01% per year over 5 years and +8.86% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund charges an expense ratio of 1.71% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund's largest holdings are State Bank of India (3.8%), 7.32% Government of India (13/11/2030) (3.6%), Bharti Airtel Limited (3.3%), 7.18% Government of India (14/08/2033) (3.2%) and Reliance Industries Limited (3.1%). Holdings are disclosed monthly and change over time.

How risky is Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 5.6% and its worst peak-to-trough fall in our sample was -8.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.42 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Baroda BNP Paribas Equity Savings Fund's 0.42 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund is benchmarked against the Nifty Equity Savings Index TRI. Its alpha and beta on this page are measured against that index.

Who manages Baroda BNP Paribas Equity Savings Fund?

Baroda BNP Paribas Equity Savings Fund is managed by Jitendra Sriram, Kushant Arora, Neeraj Saxena and Vikram Pamnani at Baroda BNP Paribas.

How is Baroda BNP Paribas Equity Savings Fund taxed?

Baroda BNP Paribas Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.