Debt & Hybrid Funds
Liquid, gilt, credit, arbitrage and hybrid funds — returns, yields and how they behaved.
Debt fund YTM by category: what the portfolios yield
04 Oct 2026
Median yield to maturity at end-August 2026: liquid funds 6.14%, corporate bond 7.47%, credit risk 8.31%. What is left after costs, and why returns differ.
Debt & Hybrid FundsCosts & Fees
How much gold and silver multi-asset funds hold
04 Oct 2026
In August 2026 portfolios the median multi-asset fund held 12.18% in gold and 1.85% in silver. 360 ONE held 33.91% in the two; WhiteOak under 5%.
Portfolio HoldingsGold & SilverDebt & Hybrid Funds
How debt, hybrid and arbitrage funds are taxed
03 Oct 2026
Equity-oriented funds, pure debt funds and the 35–65% equity middle each have different tax rules. A plain-English map, with worked rupee examples.
TaxDebt & Hybrid Funds
Aggressive hybrid vs large-cap funds: the cushion in numbers
02 Oct 2026
In the year to 1 October 2026 the median aggressive hybrid fund lost 1.26% against 4.71% for large-cap funds, with a shallower fall. The full spread.
Fund ReturnsDebt & Hybrid FundsHow to build an all-weather portfolio from scratch
02 Oct 2026
Equity, debt and gold rarely fall together. Nine years of Indian data on Nifty 50, gold and debt funds, and how to build a portfolio that survives any year.
Investing StrategyGold & SilverDebt & Hybrid FundsWhy bond fund prices fall when yields rise
02 Oct 2026
A 5-year 7% bond falls to about ₹96 when yields rise one point; longer bonds fall more. How duration turns this into a rule.
Debt & Hybrid Funds
Debt fund returns, overnight to gilt: October 2026
02 Oct 2026
Over the year to 1 October 2026, ultra-short funds returned a median 6.53%; gilt funds 2.45% and long-term funds 1.26%. Fourteen debt categories compared.
Debt & Hybrid FundsFund Returns
FD ladder: how to build one and when it beats one big FD
02 Oct 2026
Split a lump sum across fixed deposits maturing in one to five years. A worked ₹10 lakh example, the tax and DICGC limits, and when a ladder is not worth it.
Debt & Hybrid FundsPersonal Finance
How to choose a debt fund: a seven-point checklist
02 Oct 2026
Match the category to your holding period, then check duration, credit quality, yield, cost, size and tax. A checklist for picking a debt mutual fund in India.
Debt & Hybrid FundsIs P2P lending safe? Returns vs risks explained
02 Oct 2026
P2P platforms advertise double-digit returns on unsecured loans. RBI's 2024 rules ban assured returns and early-exit promises. What the yield pays for.
Personal FinanceDebt & Hybrid FundsSCSS vs mutual funds for retirement income
02 Oct 2026
SCSS pays a fixed 8.2% every quarter; debt and arbitrage funds returned 6.5–7.4% a year with less tax friction. How a retiree can use both for cash flow.
RetirementDebt & Hybrid FundsEmergency funds: where to keep them for liquidity
02 Oct 2026
Savings account, sweep-in FD, overnight or liquid fund? How fast each pays out, what it earned in the past year, and what can go wrong.
Personal FinanceDebt & Hybrid Funds
Debt funds after the tax change: where to park cash
02 Oct 2026
Liquid and money market funds returned about 6.5% in the year to October 2026. Taxed at slab since 2023, they now compete with arbitrage funds after tax.
Debt & Hybrid FundsTaxPersonal Finance
Arbitrage funds vs liquid funds: the 2026 scorecard
01 Oct 2026
The median arbitrage fund returned 6.68% in the year to 30 September 2026, against 6.46% for liquid funds. Where each came out ahead, and what it cost.
Debt & Hybrid FundsFund Returns
Balanced advantage funds in 2026's falling market
01 Oct 2026
The Nifty 50 fell 13.4% from 31 December 2025 to 30 September 2026. The median balanced advantage fund lost 1.7%, and its worst dip was 8.7%.
Debt & Hybrid FundsFund ReturnsGilt funds returned 3% in a year, half what liquid did
01 Oct 2026
The median gilt fund returned 3.02% in the year to 30 September 2026, against 6.46% for liquid funds. The spread between gilt funds was over 7 points.
Debt & Hybrid FundsFund ReturnsLiquid funds returned 6.46% in a year; overnight 5.26%
01 Oct 2026
Over the year to 30 September 2026 the median liquid fund returned 6.46% and the median overnight fund 5.26%. How close together the funds in each finished.
Debt & Hybrid FundsFund ReturnsMulti-asset funds returned 7.9% while the Nifty fell
01 Oct 2026
The median multi-asset allocation fund returned 7.85% in the year to 30 September 2026, as the Nifty 50 fell 8.09%. The funds were 15 points apart.
Debt & Hybrid FundsFund ReturnsShort duration vs corporate bond funds in 2026
01 Oct 2026
In the year to 30 September 2026, the median short duration fund returned 5.26% and the median corporate bond fund 4.95%, with lower volatility too.
Debt & Hybrid FundsFund Returns
NSE's government bond indices in 2026: up 2.18%
25 Sep 2026
NSE's composite G-sec index returned 2.18% from 31 December 2025 to 18 September 2026, after a low on 2 April and a high on 14 August. Gilt funds kept pace.
Debt & Hybrid Funds