Debt & Hybrid Funds
Liquid, gilt, credit, arbitrage and hybrid funds — returns, yields and how they behaved.
Dynamic bond funds returned 3.54% in a year to October
11 Oct 2026
The median dynamic bond fund returned 3.54% in the year to 9 October 2026, down from 5.25% in August. Only five of 22 beat the median corporate bond fund.
Debt & Hybrid FundsFund Returns
Overnight funds: 35 funds within half a point, cost decides
11 Oct 2026
Overnight funds returned 4.95% to 5.47% in the year to 9 October 2026, median 5.25%. The six that charge 0.15% or more all finished in the bottom group.
Debt & Hybrid FundsCosts & Fees
Short duration funds trailed overnight funds in a year
11 Oct 2026
The median short duration fund returned 4.96% in the year to 9 October 2026, below overnight (5.25%), liquid (6.50%) and ultra-short (6.55%) funds.
Debt & Hybrid FundsFund Returns10-year gilt funds: Bandhan vs ICICI vs SBI vs UTI
10 Oct 2026
Four 10-year constant maturity gilt funds to 9 October 2026: Bandhan made 2.96% in a year, UTI 1.81%. All four beat NSE's 10-year G-Sec index after costs.
Debt & Hybrid FundsFund ReturnsCosts & Fees
Banking & PSU debt funds: Kotak vs Franklin vs UTI vs LIC
10 Oct 2026
To 9 October 2026, UTI's banking and PSU fund made 5.98% in a year on a 0.45-year book; Kotak's made 4.82% on a 3.73-year book, but yields more now.
Debt & Hybrid FundsFund ReturnsCosts & Fees
Floater funds compared: Franklin, ICICI, Bandhan, Axis
10 Oct 2026
Four floater funds ended the year to 9 October 2026 within 0.08 points, 6.20% to 6.28%. Over three years Axis led at 8.46%, with 2.7 times ICICI's volatility.
Debt & Hybrid FundsFund ReturnsCosts & FeesFour balanced advantage funds, head to head in 2026
10 Oct 2026
ABSL, Baroda BNP Paribas, quant and WhiteOak balanced advantage funds made 11-13% a year over 3 years; quant's worst fall, 18.43%, was twice ABSL's.
Debt & Hybrid FundsFund ReturnsInvesting Strategy
Kotak vs Edelweiss vs Mirae vs HSBC equity savings funds
10 Oct 2026
Edelweiss Equity Savings made 11.01% a year over 3 years with 3.97% volatility, the best balance of the four. HSBC returned most, 12.45%, with the deepest fall.
Debt & Hybrid FundsFund ReturnsInvesting Strategy
Quant, Nippon, DSP, Kotak multi-asset funds compared
10 Oct 2026
The four multi-asset funds with the best 3-year records made 16.67% to 21.54% a year to 8 October 2026. Their mixes of equity, gold and silver differ widely.
Fund ReturnsDebt & Hybrid FundsInvesting Strategy
Bharat Bond indices for 2030–33: a quiet ride, a dip
07 Oct 2026
NSE's Nifty BHARAT Bond indices for April 2030 to 2033 have risen 7.8% to 10.8% since January 2025, but each is 0.4% to 1.8% below its August peak.
Debt & Hybrid FundsFund Returns
Conservative hybrid funds returned 1.99% in a year
07 Oct 2026
To 6 October 2026 the median conservative hybrid fund returned 1.99% in a year, against 6.47% for liquid funds. Over five years it led, 7.39% to 6.37%.
Debt & Hybrid FundsFund Returns
Floater funds: ahead over three years, behind over one
07 Oct 2026
To 6 October 2026 the 12 floating rate funds returned a median 5.98% in a year, below liquid funds' 6.47%, but 7.60% a year over three years against 6.93%.
Debt & Hybrid FundsFund Returns
Medium and long duration debt funds: 36 funds compared
07 Oct 2026
To 6 October 2026 the median medium duration fund returned 5.82% in a year, medium to long 3.65% and long duration 0.93%. Liquid funds made 6.47%.
Debt & Hybrid FundsFund ReturnsUltra-short and low duration funds: 48 funds compared
07 Oct 2026
To 6 October 2026 the median ultra-short fund returned 6.52% in a year and the median low duration fund 6.17%. Over three years the order flips.
Debt & Hybrid FundsFund ReturnsG-Sec indices by maturity: overnight beat 10-year in 2026
06 Oct 2026
NSE's G-Sec indices have returned 0.7% to 3.9% so far in 2026, and the overnight rate index beat all of them. Over ten years, the 4-8 year index led at 7.0%.
Debt & Hybrid FundsMarket RecapArbitrage funds: 26 of 34 beat liquid funds in a year
05 Oct 2026
The median arbitrage fund returned 6.60% in the year to 1 October 2026 against 6.47% for liquid funds, and none lost money over three months.
Debt & Hybrid FundsFund Returns
Credit risk funds: 7.55% median, 17.20% at the top
05 Oct 2026
To 1 October 2026 the median credit risk fund returned 7.55% in a year, against 4.78% for corporate bond funds. The 12 funds ranged from 5.58% to 17.20%.
Debt & Hybrid FundsFund ReturnsGilt funds: 22 of 23 fell over the last three months
05 Oct 2026
To 1 October 2026 the median gilt fund lost 0.84% in three months and made 2.45% in a year, against 6.47% for liquid funds. 23 funds compared.
Debt & Hybrid FundsFund Returns
Money market funds: 25 funds, 0.41 points apart
05 Oct 2026
Over the year to 1 October 2026 the 25 money market funds returned between 6.35% and 6.76%, a median of 6.52%, against 6.47% for liquid funds.
Debt & Hybrid FundsFund ReturnsBalanced advantage funds: smaller falls, same 3-year gain
04 Oct 2026
Median 3-year drawdown: balanced advantage funds -9.26%, large-cap funds -16.44%. Their 3-year returns are almost level, 8.79% against 8.88%. Seven categories.
Debt & Hybrid FundsFund Returns