HybridBalanced Hybrid FundModerately High

UTI Balanced Hybrid Fund

Q: What is the NAV of UTI Balanced Hybrid Fund?

As of 23 Oct 2026, the NAV of UTI Balanced Hybrid Fund is ₹9.73 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has UTI Balanced Hybrid Fund delivered?

UTI Balanced Hybrid Fund has returned -2.80% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund charges an expense ratio of 1.93% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund's largest holdings are 06.94% GSEC Mat- 11/05/2036 (15.3%), KOTAK MAHINDRA BANK LTD. (2.9%), HDFC BANK LIMITED (2.8%), ICICI BANK LTD (2.7%) and SCHAEFFLER INDIA LTD (2.5%). Holdings are disclosed monthly and change over time.

Q: How risky is UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund sits at the moderately high level on our estimate of SEBI's risk-o-meter scale, its trailing-3Y volatility (annualised) is 5.4% and its worst peak-to-trough fall in our sample was 3.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund is benchmarked against the NIFTY 50 Hybrid Composite Debt 50:50 Index. The alpha, beta and capture figures on this page are measured against the Nifty 50 TRI, the closest index whose daily history we hold.

Q: Who manages UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund is managed by Anurag Mittal, Kamal Gada and Ajay Tyagi at UTI.

Q: When was UTI Balanced Hybrid Fund launched, and what is its objective?

UTI Balanced Hybrid Fund was launched on 02 Sep 2026. its stated objective is: The investment objective of the Scheme is to provide long term capital appreciation and generate income by investing in a balanced portfolio of equity & equity related instruments and debt & money market instruments. Both are as filed in the scheme's own Scheme Summary Document.

Q: How is UTI Balanced Hybrid Fund taxed?

UTI Balanced Hybrid Fund is a non-equity fund (a fund-of-funds, gold, international or balanced-hybrid scheme). Since FY 2025-26 it's no longer taxed like a pure-debt fund: gains on units held more than 2 years are long-term, taxed at 12.5% (no indexation, no ₹1.25 lakh exemption); units held 2 years or less are taxed at your income-tax slab rate.

UTI Mutual Fund

NAV

₹9.73

-0.52% 1D

as of 23 Oct 2026

Compare SIP calculator

Performance

-2.80%absolute

52-week rangePrev NAV ₹9.78

Latest ₹9.73

Low ₹9.730th percentile of its 52-week rangeHigh ₹10.04

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.93%

Direct 1.93% · Regular 3.23%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

27.75

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category —

Scheme Info

Definitions

Plan

—

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Redemption / switch-out of 10% of Units allotted on or before completion of 12 months from the date of allotment- Nil exit load Redemption/ switch out in excess of the 10% of Units allotted on or before completion of 12 months from the date of allotment – 1.00% exit load If redeemed / switched out after 12 months from the date of allotment – Nil exit load

Up to 1.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹1,000

NIFTY 50 Hybrid Composite Debt 50:50 Index

The scheme's allotment date, as filed in its Scheme Summary Document. This plan's NAV history may begin later — Direct plans only exist from 1 Jan 2013.

02 Sep 2026

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-3.09%

Absolute return over the last 3 months (not annualized)

—

Absolute return over the last 6 months (not annualized)

—

Absolute return since 1 Jan of this year (not annualized)

—

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

—

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-2.80%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

5.44%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-3.12%

Benchmark ratios (vs Nifty 50 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 50 TRI

—

Sensitivity to Nifty 50 TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty 50 TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty 50 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees; price means no free daily yield exists for that index, so the fund's alpha includes roughly the index's dividend yield. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Balanced Hybrid Fund)

Period	Fund	Category avg.	Diff
1M abs	-3.09%	—	—
3M abs	—	—	—
6M abs	—	—	—
1Y CAGR	—	—	—
3Y CAGR	—	—	—
5Y CAGR	—	—	—

Category average across peers in Balanced Hybrid Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹10.00K

Current value

₹10.00K

Absolute

0.00%

XIRR

+450.01%

Value vs. invested

ValueInvested

Pick a longer period to plot the path.

1 monthly installments of ₹10,000 into UTI Balanced Hybrid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points

Expense ratio

1.93%

AUM

₹41.38Cr

Exit load

P/E ratio

27.8

P/B ratio

5.6

Avg market cap

₹2,72,860Cr

P/E & P/B are portfolio-weighted harmonic means across 23 of 25 equity holdings (35% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as non-equity

This is a non-equity fund — a fund-of-funds, gold/silver, international or balanced-hybrid scheme. It isn't equity-oriented, but since FY 2025-26 it's no longer taxed like a pure-debt fund either: gains held over 2 years get the 12.5% long-term rate; shorter holdings are taxed at your income-tax slab rate.

Short-term

30%

Held under 2 years

Added to your income at your slab rate

Long-term (LTCG)

12.5%

Held 2 years or more

No indexation, no ₹1.25 L exemption

Your income-tax slab

Sets the short-term (slab-rate) figure above.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Balanced Hybrid Fund

Compare all


UTI Balanced Hybrid FundThis fund UTI	—	—	—	—	27.75	1.93%	₹41.38Cr
WhiteOak Capital Balanced Hybrid Fund WhiteOak Capital · Direct · Growth	★★★★★ CAT	-1.62%	+10.24%	—	21.80	0.71%	₹297.19Cr
360 ONE Balanced Hybrid Fund 360 One · Direct · Growth	★★★☆☆ CAT	-0.21%	+9.94%	—	23.20	0.67%	₹715.13Cr
360 ONE Balanced Hybrid Fund 360 One · Direct · IDCW	—	-0.21%	+9.94%	—	—	0.67%	₹715.13Cr
WhiteOak Capital Balanced Hybrid Fund WhiteOak Capital · Regular · Growth	★★★★☆ CAT	-3.13%	+8.59%	—	—	2.25%	₹297.19Cr
360 ONE Balanced Hybrid Fund 360 One · Regular · Growth	★★★☆☆ CAT	-1.72%	+8.30%	—	—	2.19%	₹715.13Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap54.3%
Mid cap36.3%
Small cap9.4%

Asset allocation

As on 30 Sep 2026 · AMC disclosure

Cash & Equivalents44.66%
Equity38.90%
Debt15.35%
Real Estate / REITs1.05%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
HDFC Focused Fund HDFC · Focused Fund	38.8%	★★★★★	0.83%	+14.23%
LIC MF Multi Cap Fund LIC · Multi Cap Fund	37.4%	★★★★☆	0.78%	+16.01%
Axis Large Cap Fund Axis · Large Cap Fund	32.7%	★★★☆☆	0.92%	+8.07%
Axis ELSS- Tax Saver Fund Axis · ELSS	31.1%	★★★☆☆	1.05%	+9.24%
LIC MF Dividend Yield Fund LIC · Dividend Yield Fund	31.0%	★★★★☆	0.97%	+16.75%
Franklin India Focused Equity Fund Franklin Templeton · Focused Fund	30.6%	★★★☆☆	1.16%	+6.70%
Canara Robeco Multi Asset Allocation Fund Canara Robeco · Multi Asset Allocation	30.1% of 67% equity	★★★☆☆	0.97%	—
LIC MF Large Cap Fund LIC · Large Cap Fund	30.0%	★☆☆☆☆	1.37%	+6.89%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

AMC Profile

UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.

Launched

13 Nov 2002

Total AUM

₹4,02,337Cr+2.5% QoQ

Avg AUM · July - September 2026

Website

utimf.com

Fund Managers

AMAnurag MittalStart date not disclosed

Role

Executive Vice President & Head- Fixed Income

Education

B Com, MSc, B.Com from University of Delhi, Chartered Accountant

Experience

He is B.Com from holder from Institute of working with Bandhan had been associated with has total work

Funds managed (19)

All schemes Anurag Mittal runs →

KGKamal GadaStart date not disclosed

Role

Senior Vice President- Equity

Education

B.com, CA, CS, CFA

Experience

He is the Vice President - Equity. He completed CA from ICAI and has cleared Level 3 of CFA from CFA Institute, USA. He graduated in Bachelor of Commerce in 2003 from Mumbai University. He began his career with BPCL as Senior Accounts Officer in 2004. Kamal joined UTI AMC in 2008 as Research Analyst. Presently he is Fund Manager for UTI Healthcare Fund as well as covers Pharma and Chemicals sector. He has over 16 years of experience in Equity Research. May 2025

Funds managed (2)

All schemes Kamal Gada runs →

ATAjay TyagiStart date not disclosed

Role

CFA Senior Executive Vice President & Head-Equity

Education

CFA

Experience

working in the in the Equity Fund as an Assistant Fund in the Offshore Funds

Funds managed (1)

UTI - Flexi Cap Fund. - Direct Plan - Growth

All schemes Ajay Tyagi runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Anurag Mittal Kamal Gada Ajay Tyagi

Top holdings

KOTAK MAHINDRA BANK LTD.HDFC BANK LIMITED ICICI BANK LTD SCHAEFFLER INDIA LTD INTERGLOBE AVIATION LTD ETERNAL LIMITED HYUNDAI MOTOR INDIA LTD SUN PHARMACEUTICALS INDUSTRIES SRF LTD.LG ELECTRONICS INDIA LTD EQ-JSW INFRASTRUCTURE LIMITED PIDILITE INDUSTRIES LTD.

UTI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Hybrid funds

Hybrid funds mix equity and debt in one portfolio. The bond portion cushions falls, offering a middle path between the growth of equity and the stability of debt.

Frequently asked questions

What is the NAV of UTI Balanced Hybrid Fund?

As of 23 Oct 2026, the NAV of UTI Balanced Hybrid Fund is ₹9.73 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has UTI Balanced Hybrid Fund delivered?

UTI Balanced Hybrid Fund has returned -2.80% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund charges an expense ratio of 1.93% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund's largest holdings are 06.94% GSEC Mat- 11/05/2036 (15.3%), KOTAK MAHINDRA BANK LTD. (2.9%), HDFC BANK LIMITED (2.8%), ICICI BANK LTD (2.7%) and SCHAEFFLER INDIA LTD (2.5%). Holdings are disclosed monthly and change over time.

How risky is UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund sits at the moderately high level on our estimate of SEBI's risk-o-meter scale, its trailing-3Y volatility (annualised) is 5.4% and its worst peak-to-trough fall in our sample was 3.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund is benchmarked against the NIFTY 50 Hybrid Composite Debt 50:50 Index. The alpha, beta and capture figures on this page are measured against the Nifty 50 TRI, the closest index whose daily history we hold.

Who manages UTI Balanced Hybrid Fund?

UTI Balanced Hybrid Fund is managed by Anurag Mittal, Kamal Gada and Ajay Tyagi at UTI.

When was UTI Balanced Hybrid Fund launched, and what is its objective?

UTI Balanced Hybrid Fund was launched on 02 Sep 2026. its stated objective is: The investment objective of the Scheme is to provide long term capital appreciation and generate income by investing in a balanced portfolio of equity & equity related instruments and debt & money market instruments. Both are as filed in the scheme's own Scheme Summary Document.

How is UTI Balanced Hybrid Fund taxed?

UTI Balanced Hybrid Fund is a non-equity fund (a fund-of-funds, gold, international or balanced-hybrid scheme). Since FY 2025-26 it's no longer taxed like a pure-debt fund: gains on units held more than 2 years are long-term, taxed at 12.5% (no indexation, no ₹1.25 lakh exemption); units held 2 years or less are taxed at your income-tax slab rate.