DebtMoney Market FundRegularIDCWLow

UTI - Money Market Fund - Regular Plan - Discontinued Periodic

Q: What is the NAV of UTI - Money Market Fund - Regular Plan - Discontinued Periodic?

As of 20 Aug 2026, the NAV of UTI - Money Market Fund - Regular Plan - Discontinued Periodic is ₹2,640.66 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: How risky is UTI - Money Market Fund - Regular Plan - Discontinued Periodic?

It is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.0% and its worst peak-to-trough fall in our sample was -2.5%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of -1.09 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI - Money Market Fund - Regular Plan - Discontinued Periodic's -1.09 means it has not compensated investors for its volatility over the window. Higher is better.

UTI Mutual Fund · Best Money Market Mutual Funds

NAV

₹2,640.66

-0.04% 1D

as of 20 Aug 2026

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NAV history

+1.42%CAGR

52-week rangePrev NAV ₹2,641.77

Latest ₹2,640.66

Low ₹2,589.7185th percentile of its 52-week rangeHigh ₹2,649.69

Scorecard

★★★★☆4/5 vs 65 of 71 Money Market Fund peers

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Money Market Fund (same plan and option). 65 of the 71 Money Market Funds in this cohort carry the full record the stars need, so they are the ones ranked against.

PerformanceStrong

3Y CAGR +5.40% · ranks 15 of 71 Money Market Funds

RiskLow

Volatility 1.0% vs 1.4% category avg

Cost—

Expense ratio not available yet

ConsistencyModerate

80% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

3-year return (+5.40%) beats the Money Market Fund average (+1.93%)
5-year return (+5.23%) beats the Money Market Fund average (+1.56%)
Less volatile than its Money Market Fund peers (1.0% vs 1.4%)

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

Category 0.45%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

Category —

Excess return per unit of total volatility (rf = 6.5%)

-1.09

Category -3.55▲2.46

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

Exit Load

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Smallest recurring SIP instalment the scheme accepts

Smallest one-time (lumpsum) investment the scheme accepts

Benchmark

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

01 Apr 2006

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

+0.03%

Absolute return over the last 3 months (not annualized)

+0.64%

Absolute return over the last 6 months (not annualized)

+0.84%

Absolute return since 1 Jan of this year (not annualized)

+1.01%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+1.40%

3-year annualized return (CAGR)

+5.40%

5-year annualized return (CAGR)

+5.23%

10-year annualized return (CAGR)

+2.85%

Annualized return (CAGR) since the fund's inception

+2.06%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

1.01%

Excess return per unit of total volatility (rf = 6.5%)

-1.09

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

-1.16

Largest peak-to-trough decline over full history

-2.50%

Benchmark ratios

Not shown for Money Market Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Money Market Fund)

Period	Fund	Category avg.	Diff
1M abs	+0.03%	+0.02%	+0.01%
3M abs	+0.64%	+0.51%	+0.13%
6M abs	+0.84%	+0.66%	+0.18%
1Y CAGR	+1.40%	+0.98%	+0.42%
3Y CAGR	+5.40%	+1.93%	+3.47%
5Y CAGR	+5.23%	+1.56%	+3.67%

Category average across peers in Money Market Fund (70 of 71 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 71 peers in Money Market Fund

1Y return

+1.40%

Beats 74.2% · rank #18

3Y return

+5.40%

Beats 77.4% · rank #15

5Y return

+5.23%

Beats 80% · rank #12

Sharpe

-1.09

Beats 89.7% · rank #5

Sortino

-1.16

Beats 89.7% · rank #5

Rolling returns

Return for every possible 1Y holding period, not just today’s

Average

+2.1%

Median

+1.5%

Best

+8.0%

Worst

-1.3%

Positive periods

76.4%

233 overlapping 1Y windows, sampled monthly across the fund’s history.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+1.02%
2025	+5.52%
2024	+7.29%
2023	+6.91%
2022	+4.40%
2021	+3.22%
2020	+0.53%
2019	-0.30%
2018	+0.21%
2017	-0.04%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹6.80L

Absolute

+13.29%

XIRR

+5.09%

Value vs. invested

60 monthly installments of ₹10,000 into UTI - Money Market Fund - Regular Plan - Discontinued Periodic, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points

6,424

Expense ratio

AUM

Portfolio turnover

Exit load

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Money Market Fund

Compare all


UTI - Money Market Fund - Regular Plan - Discontinued PeriodicThis fund UTI	★★★★☆	+1.40%	+5.40%	+5.23%	—	—	—
UTI - Money Market Fund UTI	★★★★★	+6.32%	+7.30%	+6.58%	—	0.25%	₹564.74Cr
UTI - Money Market Fund UTI	★★★★★	+6.32%	+7.30%	+6.58%	—	0.25%	₹564.74Cr
UTI - Money Market Fund - Regular Plan - Flexi UTI	★★★★☆	+6.32%	+7.30%	—	—	—	₹1.60L
ICICI Prudential Money Market Fund - Cash Option - Regular Plan - IDCW Others ICICI Prudential	★★★★☆	+6.25%	+7.26%	+5.66%	—	—	—
UTI - Money Market Fund - Regular Plan - Discontinued Flexi UTI	★★★★★	+6.32%	+7.09%	+6.25%	—	—	₹1.60L

UTI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Debt funds

Debt funds lend money to governments and companies and earn interest. They're generally steadier than equity funds; their risk comes from interest-rate moves and, for some, the creditworthiness of borrowers.

Frequently asked questions

What is the NAV of UTI - Money Market Fund - Regular Plan - Discontinued Periodic?

As of 20 Aug 2026, the NAV of UTI - Money Market Fund - Regular Plan - Discontinued Periodic is ₹2,640.66 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has UTI - Money Market Fund - Regular Plan - Discontinued Periodic delivered?

UTI - Money Market Fund - Regular Plan - Discontinued Periodic has returned +1.40% over 1 year, +5.40% per year over 3 years, +5.23% per year over 5 years and +2.06% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

How risky is UTI - Money Market Fund - Regular Plan - Discontinued Periodic?

It is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.0% and its worst peak-to-trough fall in our sample was -2.5%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -1.09 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI - Money Market Fund - Regular Plan - Discontinued Periodic's -1.09 means it has not compensated investors for its volatility over the window. Higher is better.

How is UTI - Money Market Fund - Regular Plan - Discontinued Periodic taxed?

UTI - Money Market Fund - Regular Plan - Discontinued Periodic is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.