HybridEquity SavingsRegularGrowthModerately High

WhiteOak Capital Equity Savings Fund

Q: What is the NAV of WhiteOak Capital Equity Savings Fund?

As of 05 Oct 2026, the NAV of WhiteOak Capital Equity Savings Fund is ₹11.43 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has WhiteOak Capital Equity Savings Fund delivered?

WhiteOak Capital Equity Savings Fund has returned +3.88% over 1 year and +8.96% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund charges an expense ratio of 2.99% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund's largest holdings are ICICI Bank Limited (8.0%), 6.28% Government of India (14/07/2032) (5.2%), HDFC Bank Limited (4.9%), Vodafone Idea Limited (4.9%) and Coforge Limited (3.1%). Holdings are disclosed monthly and change over time.

Q: How risky is WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 3.8% and its worst peak-to-trough fall in our sample was -3.9%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund is benchmarked against the NIFTY Equity Savings TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund is managed by Piyush Baranwal, Ashish Agrawal, Ramesh Mantri, Dheeresh Pathak, Trupti Agarwal and Bhavin Patadia at WhiteOak Capital.

Q: How is WhiteOak Capital Equity Savings Fund taxed?

WhiteOak Capital Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

WhiteOak Capital Mutual Fund · Best Equity Savings Mutual Funds

NAV

₹11.43

+0.11% 1D

as of 05 Oct 2026

This is the Regular plan of WhiteOak Capital Equity Savings Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

Compare SIP calculator

NAV history

+3.74%absolute

52-week rangePrev NAV ₹11.42

Latest ₹11.43

Low ₹10.9175th percentile of its 52-week rangeHigh ₹11.60

Scorecard

★★★★☆4/5 vs 23 Equity Savings peers1Y

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers.

Performance—

Not enough Equity Savings peers to rank yet

RiskLow

Volatility 3.8% vs 4.5% category avg

CostHigh

3.0% expense vs 2.3% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Ahead of the Equity Savings average on 3M/6M/1Y — 1Y by 1.69pp
Ranks #4 of 23 on 1-year return in its Equity Savings cohort
Less volatile than its Equity Savings peers (3.8% vs 4.5%)

Concerns

High expense ratio (2.99%) vs the Equity Savings average of 2.29%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

2.99%

Category 2.29%▲0.70%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

14.87

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.14

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Entry Load: Nil Exit Load: In respect of each purchase of Units – • Nil Exit load – for 10% of the units purchased or switched-in on or before 7 days from the date of allotment. - The “First In First Out (FIFO)” logic will be applied while selecting the units for redemption - Waiver of Exit load is calculated for each inflow transaction separately on FIFO basis and not on the total units through m

—

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹500

NIFTY Equity Savings TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

13 Mar 2025

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-1.20%

Absolute return over the last 3 months (not annualized)

+0.03%

Absolute return over the last 6 months (not annualized)

+4.25%

Absolute return since 1 Jan of this year (not annualized)

+1.47%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+3.88%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+8.96%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

3.84%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-3.92%

Benchmark ratios

Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Equity Savings)

Period	Fund	Category avg.	Diff
1M abs	-1.20%	-1.37%	+0.17%
3M abs	+0.03%	-0.62%	+0.65%
6M abs	+4.25%	+3.72%	+0.53%
1Y CAGR	+3.88%	+2.19%	+1.69%
3Y CAGR	—	+7.34%	—
5Y CAGR	—	+6.50%	—

Category average across peers in Equity Savings (up to 22 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 22 peers in Equity Savings

1Y return

+3.88%

Beats 86.4% · rank #4

3Y return

—

5Y return

—

Sharpe

—

Sortino

—

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.20L

Current value

₹1.21L

Absolute

+1.20%

XIRR

+2.62%

Value vs. invested

ValueInvested

12 monthly installments of ₹10,000 into WhiteOak Capital Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+1.47%
2025part	+12.70%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

384

Expense ratio

2.99%

AUM

₹268.82Cr

Portfolio turnover

725%

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

14.9

P/B ratio

4.2

Avg market cap

₹4,08,127Cr

P/E & P/B are portfolio-weighted harmonic means across 93 of 113 equity holdings (60% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Equity Savings

Compare all


WhiteOak Capital Equity Savings FundThis fund WhiteOak Capital · Regular · Growth	★★★★☆ 1Y	+3.88%	—	—	—	2.99%	₹268.82Cr
HSBC Equity Savings Fund HSBC · Regular · Growth	★★★★☆	+6.22%	+11.52%	—	—	2.40%	₹964.84Cr
Edelweiss Equity Savings Fund Edelweiss · Regular · Growth	★★★★★	+6.20%	+9.95%	+8.18%	—	2.12%	₹1,344Cr
Mirae Asset Equity Savings Fund Mirae Asset · Regular · Growth	★★★★★	+3.06%	+8.62%	+7.61%	—	1.73%	₹1,936Cr
Kotak Equity Savings Fund Kotak Mahindra · Regular · Growth	★★★☆☆	+1.73%	+8.57%	+8.53%	—	2.12%	₹9,931Cr
Baroda BNP Paribas Equity Savings Fund Baroda BNP Paribas · Regular · Growth	★★☆☆☆	+2.46%	+7.80%	+6.80%	—	2.84%	₹276.53Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 99% of the equity sleeve priced.

Large cap74.8%
Mid cap17.9%
Small cap7.3%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity66.00%
Debt18.56%
Real Estate / REITs8.69%
Cash & Equivalents6.75%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
WhiteOak Capital Balanced Advantage Fund WhiteOak Capital · Dynamic Asset Allocation or Balanced Advantage	56.1% of 67% equity	★★★★☆	0.83%	+11.19%
WhiteOak Capital Multi Asset Allocation Fund WhiteOak Capital · Multi Asset Allocation	54.0% of 29% equity	★★★★☆	0.65%	+16.52%
WhiteOak Capital Balanced Hybrid Fund WhiteOak Capital · Balanced Hybrid Fund	51.7% of 52% equity	★★★☆☆	0.71%	—
WhiteOak Capital Large Cap Fund WhiteOak Capital · Large Cap Fund	50.6%	★★★★★	0.92%	+12.19%
WhiteOak Capital Aggressive Hybrid Fund WhiteOak Capital · Aggressive Hybrid Fund	49.2% of 69% equity	—	1.20%	—
Franklin India Arbitrage Fund Franklin Templeton · Arbitrage Fund	48.9% of 70% equity	★★★★★	1.20%	—
Groww Large Cap Fund Groww · Large Cap Fund	48.1%	★★☆☆☆	1.69%	+9.30%
WhiteOak Capital ELSS Tax Saver Fund WhiteOak Capital · ELSS	47.1%	★★★★★	0.86%	+15.17%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

2 holdings — 0.18% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

PB Fintech LimitedShort-term · Stage I0.17%
Milky Mist Dairy Food LimitedLong-term · Stage IV0.01%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Fund size over time

Quarterly average AUM · AMFI

₹268.82Cr

April - June 2026

+14%

since January - March 2026

+₹34.20Cr

est. net flow, last quarter

At or near its largest, ₹268.82Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

WhiteOak Capital Mutual Fund is run by WhiteOak Capital Asset Management, founded by Prashant Khemka, previously chief investment officer of Goldman Sachs' India equity business. The house entered mutual funds by acquiring YES Mutual Fund in 2021 and now runs a broad equity and hybrid range.

Launched

02 Jul 2018

Total AUM

₹44,845Cr+19.9% QoQ

Avg AUM · July - September 2026

Website

mf.whiteoakamc.com

Fund Managers

PBPiyush BaranwalStart date not disclosed

Role

Senior Fund Manager

Education

Bachelor of Engineering, PGDBM, clearedall 3 levels of CFA

Experience

Over 18 years' experience in Portfolio Management and trading in Fixed Income securities. WhiteOak Capital Asset Management Limited (November 01, 2021 - till date) 2. YES Asset Management (India) Limited (October 22, 2018 – October 31, 2021) 3. BOI AXA Investment Managers (July 2014 - October 19, 2018)

Funds managed (21)

All schemes Piyush Baranwal runs →

AAAshish AgrawalStart date not disclosed

Education

PGDM (Finance)

Experience

Over 18 years’ of experience in Financial market: 1. WhiteOak Capital Asset Management Limited (August 2022 - till date) 2. Motilal Oswal Asset Management Company Limited (September 2016 – July 2022) 3. Citi Group Global Markets India Pvt Ltd (October 2010 - September 2016) in the last

Funds managed (19)

All schemes Ashish Agrawal runs →

RMRamesh MantriStart date not disclosed

Role

CIO - Equities

Education

MBA, CFA

Experience

Over 20 years' experience in Financial market: 1. WhiteOak Capital Asset Management Limited (December 21, 2021 - till date) 2. White Oak Capital Management (June 2017 – December 20, 2021) 3. Ashoka Capital Advisers (February 2013 - May 2017)

Funds managed (19)

All schemes Ramesh Mantri runs →

DPDheeresh PathakStart date not disclosed

Education

PGDBM, BE Fund (Electronics & Communication Engineering)

Experience

Over 16 years’ of experience in Financial Market: 1. WhiteOak Capital Asset Management Limited (June, 2022 - till date) 2. Goldman Sachs (April 2007 - June 2021)

Funds managed (18)

All schemes Dheeresh Pathak runs →

TATrupti AgarwalStart date not disclosed

Role

Fund Manager for Overseas Investments

Education

B.Com, CA Fund

Experience

Over 16 years of experience.: 1. WhiteOak Capital Asset Management Limited (December 21, 2021 - till date) 2. WhiteOak Capital (July 2017 – December 20, 2021) 3. Khoob Saree (December 2015 - March 2017)

Funds managed (18)

All schemes Trupti Agarwal runs →

BPBhavin PatadiaStart date not disclosed

Education

MBA in Financial

Experience

Over 16 years' experience in Portfolio Management and trading in Fixed Income securities. 1. WhiteOak Capital Asset Management Limited (November 06, 2024 - till date) 2. Edelweiss Asset Management Limited (July 2019 – November 05, 2024) 3. Bandhan Mutual Fund (previously IDFC Mutual Fund) (September 2016 – July 2019) 4. Standard Chartered Securities (July 2015 – September 2016) in the last

Funds managed (1)

WhiteOak Capital Arbitrage Fund

All schemes Bhavin Patadia runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Piyush Baranwal Ashish Agrawal Ramesh Mantri Dheeresh Pathak Trupti Agarwal Bhavin Patadia

Top holdings

ICICI Bank Limited HDFC Bank Limited Vodafone Idea Limited Coforge Limited Bharti Airtel Limited Hindalco Industries Limited Adani Enterprises Limited Muthoot Finance Limited Axis Bank Limited TVS Motor Company Limited Eternal Limited Kotak Mahindra Bank Limited

WhiteOak Capital in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Equity Savings funds

Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.

Frequently asked questions

What is the NAV of WhiteOak Capital Equity Savings Fund?

As of 05 Oct 2026, the NAV of WhiteOak Capital Equity Savings Fund is ₹11.43 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has WhiteOak Capital Equity Savings Fund delivered?

WhiteOak Capital Equity Savings Fund has returned +3.88% over 1 year and +8.96% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund charges an expense ratio of 2.99% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund's largest holdings are ICICI Bank Limited (8.0%), 6.28% Government of India (14/07/2032) (5.2%), HDFC Bank Limited (4.9%), Vodafone Idea Limited (4.9%) and Coforge Limited (3.1%). Holdings are disclosed monthly and change over time.

How risky is WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 3.8% and its worst peak-to-trough fall in our sample was -3.9%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund is benchmarked against the NIFTY Equity Savings TRI. Its alpha and beta on this page are measured against that index.

Who manages WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund is managed by Piyush Baranwal, Ashish Agrawal, Ramesh Mantri, Dheeresh Pathak, Trupti Agarwal and Bhavin Patadia at WhiteOak Capital.

How is WhiteOak Capital Equity Savings Fund taxed?

WhiteOak Capital Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.