WhiteOak Capital Equity Savings Fund
WhiteOak Capital Mutual Fund · Best Equity Savings Mutual Funds
NAV history
Scorecard
★★★★☆4/5 vs 24 of 22 Equity Savings peers1Y- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 24 of the 22 Equity Savings funds in this cohort carry the full record the stars need, so they are the ones ranked against.
Not enough Equity Savings peers to rank yet
Volatility 3.9% vs 4.5% category avg
1.6% expense vs 1.3% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Ahead of the Equity Savings average on 3M/6M/1Y — 1Y by 2.76pp
- Ranks #4 of 22 on 1-year return in its Equity Savings cohort
- Less volatile than its Equity Savings peers (3.9% vs 4.5%)
Concerns
- Weaker risk-adjusted returns — Sharpe 0.40 below the Equity Savings average of 0.57
- High expense ratio (1.57%) vs the Equity Savings average of 1.31%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Equity Savings)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.98% | +0.77% | +0.21% |
| 3M abs | +3.87% | +3.04% | +0.83% |
| 6M abs | +3.34% | +2.63% | +0.71% |
| 1Y CAGR | +8.04% | +5.28% | +2.76% |
| 3Y CAGR | — | +9.51% | — |
| 5Y CAGR | — | +8.52% | — |
Category average across peers in Equity Savings (up to 22 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 22 peers in Equity Savings
Rolling returns
Return for every possible 1Y holding period, not just today’s
6 overlapping 1Y windows, sampled monthly across the fund’s history.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +3.81% | |
| 2025part | +14.08% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹268.82Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
12 monthly installments of ₹10,000 into WhiteOak Capital Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
WhiteOak Capital in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
WhiteOak Capital Dividend Yield Fund - Regular Plan Fund info
The Economic Times · 22h ago
WhiteOak Capital Dividend Yield Fund - Regular Plan Fund info
The Economic Times · 1d ago
Planning to invest in largecap mutual funds for 3 years? Here are 5 top performers with over 14% gain
The Economic Times · 9d ago
NFO Insight: WhiteOak Capital Dividend Yield Fund opens for subscription. Can REITs and InvITs boost diver
The Economic Times · 10d ago
WhiteOak Capital MF introduces Dividend Yield Fund
Investment Guru · 11d ago
WhiteOak Capital Dividend Yield Fund NFO: Up to 70% allocation to REITs and InvITs
Upstox · 17d ago
Planning investments in midcap mutual funds? Check these 5 funds with upto 25% gain in 3 years
The Economic Times · 20d ago
WhiteOak Capital Dividend Yield Fund - Direct Plan Portfolio
The Economic Times · 21d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Equity Savings funds
Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.
Frequently asked questions
What is the NAV of WhiteOak Capital Equity Savings Fund?
As of 20 Aug 2026, the NAV of WhiteOak Capital Equity Savings Fund is ₹11.83 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has WhiteOak Capital Equity Savings Fund delivered?
WhiteOak Capital Equity Savings Fund has returned +8.04% over 1 year and +12.48% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund charges an expense ratio of 1.57% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of WhiteOak Capital Equity Savings Fund?
Its largest holdings are ICICI Bank Ltd (14.1%), HDFC Bank Ltd (11.3%), GOVERNMENT OF INDIA 36204 GOI 14JL32 6.28 FV RS 100 (9.9%), Vodafone Idea Ltd (8.0%) and Others CBLO (7.5%). Holdings are disclosed monthly and change over time.
How risky is WhiteOak Capital Equity Savings Fund?
It is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 3.9% and its worst peak-to-trough fall in our sample was -3.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.40 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. WhiteOak Capital Equity Savings Fund's 0.40 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund is benchmarked against the NIFTY Equity Savings TRI. Its alpha and beta on this page are measured against that index.
Who manages WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund is managed by Piyush Baranwal, Ashish Agrawal, Ramesh Mantri, Dheeresh Pathak, Trupti Agarwal and Bhavin Patadia at WhiteOak Capital.
How is WhiteOak Capital Equity Savings Fund taxed?
WhiteOak Capital Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.