Sundaram Equity Savings Fund
This is the Regular plan of Sundaram Equity Savings Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
NAV history
Scorecard
★★☆☆☆2/5 vs 20 of 22 Equity Savings peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Equity Savings (same plan and option). 20 of the 22 Equity Savings funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +6.80% · ranks 14 of 20 Equity Savings funds
Volatility 5.5% vs 4.5% category avg
2.8% expense vs 2.3% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
- Trails the Equity Savings average on 1M/3M/6M/1Y — 1Y by 3.96pp
- 3-year return (+6.80%) trails the Equity Savings average (+7.37%)
- Ranks #22 of 23 on 1-year return in its Equity Savings cohort
- Weaker risk-adjusted returns — Sharpe 0.06 below the Equity Savings average of 0.14
- More volatile than its Equity Savings peers (5.5% vs 4.5%)
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Equity Savings)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -2.56% | -1.31% | -1.25% |
| 3M abs | -1.72% | -0.54% | -1.18% |
| 6M abs | +2.26% | +3.81% | -1.55% |
| 1Y CAGR | -1.53% | +2.43% | -3.96% |
| 3Y CAGR | +6.80% | +7.37% | -0.57% |
| 5Y CAGR | — | +6.50% | — |
Category average across peers in Equity Savings (up to 22 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 22 peers in Equity Savings
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
36 monthly installments of ₹10,000 into Sundaram Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | -3.23% | |
| 2025 | +6.39% | |
| 2024 | +12.64% | |
| 2023 | +15.33% | |
| 2022part | +3.46% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Recent changes
Expense-ratio, fund-manager, exit-load and minimum-investment changes we've picked up in the last 30 days.
- Fund manager change — now managed by Clyton Richard Fernandes, Kumaresh Ramakrishnan; Sudhir Kedia, Dwijendra Srivastava stepped away25 Sep 2026
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity78.71%
- Debt12.42%
- Cash & Equivalents8.87%
Fund size over time
Quarterly average AUM · AMFIDown +10% from its peak of ₹1,174Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Sundaram Mutual Fund is run by Sundaram Asset Management, part of the Chennai-based Sundaram Finance group, and has been in business since 1996. It absorbed Principal Mutual Fund's schemes in 2021 and has a long-standing small- and mid-cap franchise.
Fund Managers
CFClyton Richard FernandesStart date not disclosed
Fund Manager Fund
• 2018 - 2020 - BFSI sector analyst - Mahindra Manulife Asset Management Company Limited • 2017 - 2018 - BFSI sector analyst - Bank of Baroda Capital Markets • 2016 - 2017 - BFSI sector analyst - Systematix Shares & Stocks • 2024 - Till Date - Fund Manager in Sundaram Asset Management Company Limited • 2022 - 2024 - Investments - Kedaara Capital • 2010 - 2022 - Fund Manager - ICICI Prudential
RSRohit SeksariaStart date not disclosed
B.Com, PGDM, CFA BE, PGPM
Sundaram Asset Management Co. Jan 2017 to till date Assistant Fund Manager – Equity Progress Capital Pte, Singapore Sundaram Financial Services Jun 2013 to Dec 2016 Senior Analyst Matchpoint Investment Management Asia, Hong Kong Jul 2010 to Mar 2013 Progress Capital Pte, Singapore Sundaram Long Term Micro Cap Tax Jul 2007 to Jul 2010 Senior Analyst Irevna Research Services Dec 2002 to Jul 2007 Head of Research UTI Mutual Fund May 2002 to Dec 2002 Manager Jan 2022 to Present Sundaram Asset Management - Fund Manager - Equity 2015 to Oct 2019 - Principal MF,: Sr Analyst, Oct 2014 to August 2015 - Antique Stock Broking- AVP- Institutional Research-IT Services, Nov 2009 to Oct 2014 Tata Securities AVP- Institutional Research-IT Services, Telecom
- Sundaram Arbitrage Fund
- Sundaram ELSS Tax Saver Fund
- Sundaram Financial Services Opportunities Fund
- Sundaram Flexicap Fund
- Sundaram Long Term Micro Cap Tax Advantage Fund Series III
- Sundaram Long Term Micro Cap Tax Advantage Fund Series IV
- Sundaram Long Term Micro Cap Tax Advantage Fund Series V
- Sundaram Long Term Micro cap Tax Advantage Fund Series VI
- Sundaram Long Term Tax Advantage Fund Series III
- Sundaram Long Term Tax Advantage Fund Series IV
- Sundaram Multi Asset Allocation Fund
- Sundaram Nifty 100 Equal Weight Fund
- Sundaram Services Fund
- Sundaram Small Cap Fund
- Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - GROWTH
- Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - GROWTH
KRKumaresh RamakrishnanStart date not disclosed
Credit & Fund Manager Sr.Manager
M.B.A – Finance and BE
• 2022 - 2025 - Credit Consultant - Sundaram Asset Management Company Limited • 2016 -2021 - CIO - Fixed Income - PGIM India Asset Management • 2015- Till Date - MIS, Data analysis, Client
Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Sundaram in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Kirloskar Pneumatic schedules virtual meetings with two mutual funds
scanx.trade · 19d ago
Sundaram Ultra Short Term Fund - Direct Plan
CNBC TV18 · 23d ago
Sundaram Ultra Short Term Fund(Ex) Direct-IDCW Weekly
The Economic Times · 24d ago
Sundaram Ultra Short Term Fund(Ex) Direct-IDCW Daily
The Economic Times · 02 Sep 2026
Sundaram Ultra Short Term Fund Direct dividend payout
Upstox · 29 Aug 2026
Sundaram Banking and PSU Debt Fund Direct growth
Upstox · 29 Aug 2026
Sundaram Short Term Fund-IDCW Monthly
The Economic Times · 28 Aug 2026
Sundaram Ultra Short to Short Term Fund
CNBC TV18 · 27 Aug 2026
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Equity Savings funds
Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.
Frequently asked questions
What is the NAV of Sundaram Equity Savings Fund?
As of 05 Oct 2026, the NAV of Sundaram Equity Savings Fund is ₹69.73 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Sundaram Equity Savings Fund delivered?
Sundaram Equity Savings Fund has returned -1.53% over 1 year, +6.80% per year over 3 years and +7.07% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund charges an expense ratio of 2.79% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund's largest holdings are Bharti Airtel Ltd (8.9%), ICICI Bank Ltd (7.8%), Reliance Industries Ltd (7.2%), HDFC Bank Ltd (5.6%) and Axis Bank Ltd (4.8%). Holdings are disclosed monthly and change over time.
How risky is Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 5.5% and its worst peak-to-trough fall in our sample was -6.7%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.06 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Sundaram Equity Savings Fund's 0.06 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is benchmarked against the Nifty Equity Savings Index. Its alpha and beta on this page are measured against that index.
Who manages Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is managed by Clyton Richard Fernandes, Rohit Seksaria and Kumaresh Ramakrishnan at Sundaram.
How is Sundaram Equity Savings Fund taxed?
Sundaram Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.