UTI Children's Equity Fund
This is the Direct plan of UTI Children's Equity Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Solution Oriented funds (same plan and option) to rank against yet.
Not enough Children’s Fund peers to rank yet
Volatility 12.8% (no category average yet)
1.4% expense (no category average yet)
99% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 99% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Children’s Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -6.45% | — | — |
| 3M abs | -5.46% | — | — |
| 6M abs | +2.45% | — | — |
| 1Y CAGR | -8.49% | — | — |
| 3Y CAGR | +5.97% | — | — |
| 5Y CAGR | +5.88% | — | — |
Category average across peers in Children’s Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into UTI Children's Equity Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 TRI | Diff | |
|---|---|---|---|---|
| 2026part | -10.88% | -7.18% | -3.70% | |
| 2025 | +4.74% | +7.94% | -3.20% | |
| 2024 | +14.75% | +16.43% | -1.68% | |
| 2023 | +25.00% | +27.43% | -2.43% | |
| 2022 | -2.94% | +4.34% | -7.28% | |
| 2021 | +34.11% | +31.59% | +2.52% | |
| 2020 | +20.43% | +18.33% | +2.10% | |
| 2019 | +7.86% | +8.95% | -1.09% | |
| 2018 | -3.75% | -2.33% | -1.42% | |
| 2017 | +39.84% | +37.35% | +2.49% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity94.89%
- Cash & Equivalents4.43%
- Real Estate / REITs0.64%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹1,122Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.
Fund Managers
STSachin TrivediStart date not disclosed
Sr. Vice President – Equity
B.Com, MMS, CFA
He began his career in June 2001, with UTI AMC. He has more than 22 years of experience in research and portfolio management. Presently he is also fund manager for UTI Transportation, Logistic Fund
We don't hold this scheme's own Scheme Information Document. The managers shown are those named on it in this fund house's filings for its other schemes, so the list may be incomplete. Total AUM via AMFI.
Explore from here
UTI in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
Frequently asked questions
What is the NAV of UTI Children's Equity Fund?
As of 01 Oct 2026, the NAV of UTI Children's Equity Fund is ₹85.50 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has UTI Children's Equity Fund delivered?
UTI Children's Equity Fund has returned -8.49% over 1 year, +5.97% per year over 3 years, +5.88% per year over 5 years and +12.06% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of UTI Children's Equity Fund?
UTI Children's Equity Fund charges an expense ratio of 1.39% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of UTI Children's Equity Fund?
UTI Children's Equity Fund's largest holdings are ICICI BANK LTD (7.7%), HDFC BANK LIMITED (7.7%), BHARTI AIRTEL LTD. (4.2%), BAJAJ FINANCE LTD. (4.1%) and RELIANCE INDUSTRIES LTD. (4.0%). Holdings are disclosed monthly and change over time.
How risky is UTI Children's Equity Fund?
UTI Children's Equity Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 12.8% and its worst peak-to-trough fall in our sample was -35.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -0.04 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI Children's Equity Fund's -0.04 means it has not compensated investors for its volatility over the window. Higher is better.
What is the benchmark of UTI Children's Equity Fund?
UTI Children's Equity Fund is benchmarked against the Nifty 500 TRI. Its alpha and beta on this page are measured against that index.
Who manages UTI Children's Equity Fund?
UTI Children's Equity Fund is managed by Sachin Trivedi at UTI.
How is UTI Children's Equity Fund taxed?
UTI Children's Equity Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.