Personal Finance
Budgeting, emergency funds, insurance, credit and planning for life's big events.
Healthcare costs in retirement: why one policy isn't enough
02 Oct 2026
Group cover ends when the job does, sub-limits and co-pays shrink a base policy, and premiums rise with age. How retirees layer health cover and reserves.
RetirementPersonal Finance
Step-up SIP: how a yearly raise builds a bigger corpus
02 Oct 2026
A ₹10,000 SIP in a Nifty 50 index fund from October 2016 grew to ₹19.90 lakh. Raising it 10% a year made it ₹28.67 lakh. What drives the gap.
Investing StrategyPersonal Finance
Common tax-filing mistakes and how to avoid them
02 Oct 2026
Missed interest, unreported fund switches, the wrong ITR form, late filing that kills loss carry-forward: the errors behind most notices, and the fixes.
TaxPersonal FinanceTerm insurance vs endowment: why not to mix them
02 Oct 2026
An endowment plan bundles thin life cover with a 4-6% savings return. Separating the two jobs buys more cover and more growth for the same premium.
Personal FinanceInvesting StrategyEmergency funds: where to keep them for liquidity
02 Oct 2026
Savings account, sweep-in FD, overnight or liquid fund? How fast each pays out, what it earned in the past year, and what can go wrong.
Personal FinanceDebt & Hybrid Funds
Debt funds after the tax change: where to park cash
02 Oct 2026
Liquid and money market funds returned about 6.5% in the year to October 2026. Taxed at slab since 2023, they now compete with arbitrage funds after tax.
Debt & Hybrid FundsTaxPersonal Finance
Why every family needs a will, not just nominees
02 Oct 2026
A nominee receives your mutual funds; a will decides who owns them. What happens without a will in India, how to make one, and mistakes that undo it.
Personal FinanceRetirement