This is the Regular plan of UTI BSE Sensex Index Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
★★☆☆☆2/5 vs 175 of 373 Index Funds peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Index Funds (same plan and option). 175 of the 373 Index Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +4.17% · ranks 165 of 175 Index Funds
Volatility 13.3% vs 12.3% category avg
0.3% expense vs 1.0% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Low expense ratio (0.31%) vs the Index Funds average of 0.96%
- Consistent — positive in 100% of rolling 3-year windows
Concerns
- Trails the Index Funds average on 1M/3M/6M/1Y — 1Y by 9.70pp
- 3-year return (+4.17%) trails the Index Funds average (+8.85%)
- Ranks #295 of 322 on 1-year return in its Index Funds cohort
- Weaker risk-adjusted returns — Sharpe -0.18 below the Index Funds average of 0.36
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Index Funds)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -5.43% | -3.94% | -1.49% |
| 3M abs | -6.74% | -3.22% | -3.52% |
| 6M abs | -0.64% | +5.69% | -6.33% |
| 1Y CAGR | -10.16% | -0.46% | -9.70% |
| 3Y CAGR | +4.17% | +8.85% | -4.68% |
| 5Y CAGR | — | +7.82% | — |
Category average across peers in Index Funds (368 of 373 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 373 peers in Index Funds
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
36 monthly installments of ₹10,000 into UTI BSE Sensex Index Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 50 TRI | Diff | |
|---|---|---|---|---|
| 2026part | -14.52% | -12.85% | -1.67% | |
| 2025 | +10.05% | +11.97% | -1.92% | |
| 2024 | +9.06% | +10.16% | -1.10% | |
| 2023 | +19.83% | +21.69% | -1.86% | |
| 2022part | +4.56% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity99.93%
- Cash & Equivalents0.04%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹203.03Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.
Fund Managers
AJAyush JainStart date not disclosed
Manager- Equity
Qualifica tions CA, B.Com (Tax)
He is a manager and designated as Assistant Fund Manager at UTI AMC Ltd. He is a Chartered Accountant holding charter from Institute (e) of Chartered Accountants of India and B.COM from DAVI Ahilya University. He began his career with UTI AMC Ltd in April, 2018 and has over 7 years of experience in Equity Fund Management, Equity Research, Equity Portfolio Analysis & Portfolio Management Services. Nov 2025
- UTI - BSE Sensex Next 50 Exchange Traded Fund
- UTI - Gold Exchange Traded Fund
- UTI - Nifty Next 50 Exchange Traded Fund
- UTI - Nifty Next 50 Index Fund
- UTI BSE Housing Index Fund
- UTI BSE INDIA SECTOR LEADERS EXCHANGE TRADED FUND
- UTI BSE India Sector Leaders Index Fund SID
- UTI BSE Low Volatility Index Fund
- UTI BSE Sensex ETF
- UTI Gold ETF Fund of Fund
- UTI Nifty 200 Momentum 30 Index Fund
- UTI Nifty 200 Quality 30 Index Fund
- UTI Nifty 50 ETF
- UTI Nifty 50 Index Fund
- UTI Nifty 500 Exchange Traded Fund
- UTI Nifty 500 Index Fund.
- UTI Nifty 500 Value 50 Index Fund
- UTI Nifty Alpha Low-Volatility 30 Index Fund
- UTI Nifty Bank ETF
- UTI Nifty India Manufacturing Index Fund
- UTI Nifty IT ETF
- UTI Nifty Midcap 150 Exchange Traded Fund
- UTI Nifty Midcap 150 Index Fund
- UTI Nifty Midcap 150 Quality 50 Index Fund
- UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund
- UTI Nifty Private Bank Index Fund
- UTI Nifty50 Equal Weight Index Fund
- UTI Nifty500 Shariah Index Fund
- UTI Silver ETF Fund of Fund
- UTI Silver Exchange Traded Fund
SGSharwan Kumar GoyalStart date not disclosed
Senior Vice President- Equity & Head - Passive, Arbitrage and Quant Strategies and FM (Equity)
B.Com, MMS, CFA
UTI AMC in June 2006 and has 19 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager & Head of Passive, Arbitrage & Quant Strategies.
- UTI - Arbitrage Fund
- UTI - BSE Sensex Next 50 Exchange Traded Fund
- UTI - Gold Exchange Traded Fund
- UTI - Nifty Next 50 Exchange Traded Fund
- UTI - Nifty Next 50 Index Fund
- UTI BSE Housing Index Fund
- UTI BSE INDIA SECTOR LEADERS EXCHANGE TRADED FUND
- UTI BSE India Sector Leaders Index Fund SID
- UTI BSE Low Volatility Index Fund
- UTI BSE Sensex ETF
- UTI Multi Asset Allocation Fund
- UTI Nifty 200 Momentum 30 Index Fund
- UTI Nifty 200 Quality 30 Index Fund
- UTI Nifty 50 Index Fund
- UTI Nifty 500 Exchange Traded Fund
- UTI Nifty 500 Value 50 Index Fund
- UTI Nifty Alpha Low-Volatility 30 Index Fund
- UTI Nifty Bank ETF
- UTI Nifty India Manufacturing Index Fund
- UTI Nifty IT ETF
- UTI Nifty Midcap 150 Index Fund
- UTI Nifty Midcap 150 Quality 50 Index Fund
- UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund
- UTI Nifty Private Bank Index Fund
- UTI Nifty50 Equal Weight Index Fund
- UTI Quant Fund
- UTI Gold ETF Fund of Fund - Direct Plan - Growth
- UTI Nifty 50 ETF - Direct Plan
- UTI Nifty Midcap 150 Exchange Traded Fund - Direct Plan - Growth
LKLokesh KulthiaStart date not disclosed
i. Management ii. Trainee in Management. In iii. iv. team, v. over 4 experience in vi. vii. Associate viii. key sectors Banking & ix. Services, x. Goods, and xi. he has been in xii. quantitative xiv. manages xv. in the of Passives, xvi. index- mandates and xvii. portfolio xviii. xix. xx. xxi. xxii. xxiii. xxiv. xxv. xxvi. xxvii. xxviii. xxix. xxx. xxxi.
- UTI BSE INDIA SECTOR LEADERS EXCHANGE TRADED FUND
- UTI BSE India Sector Leaders Index Fund SID
- UTI Nifty 500 Exchange Traded Fund
- UTI Nifty 500 Index Fund.
- UTI - Gold Exchange Traded Fund - Direct Plan - Growth
- UTI - Nifty Next 50 Index Fund - Direct Plan - Growth
- UTI BSE Housing Index Fund - Direct Plan - Growth
- UTI BSE Low Volatility Index Fund - Direct Plan - Growth
- UTI BSE Sensex ETF - Direct Plan
- UTI Gold ETF Fund of Fund - Direct Plan - Growth
- UTI Nifty 200 Quality 30 Index Fund - Direct Plan - Growth
- UTI Nifty 50 ETF - Direct Plan
- UTI Nifty 50 Index Fund - Direct Plan - Growth
- UTI Nifty 500 Value 50 Index Fund - Direct Plan - Growth
- UTI Nifty Bank ETF - Direct Plan - Growth
- UTI Nifty IT ETF - Direct Plan - Growth
- UTI Nifty Midcap 150 Index Fund - Direct Plan - Growth
- UTI Nifty Private Bank Index Fund - Direct Plan - Growth
- UTI Nifty500 Shariah Index Fund - Direct Plan - Growth
- UTI Quant Fund - Direct Plan - Growth
- UTI Silver ETF Fund of Fund - Direct Plan - Growth
- UTI Silver Exchange Traded Fund - Direct Plan - Growth
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Index funds & ETFs
Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.
Frequently asked questions
What is the NAV of UTI BSE Sensex Index Fund?
As of 05 Oct 2026, the NAV of UTI BSE Sensex Index Fund is ₹13.04 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has UTI BSE Sensex Index Fund delivered?
UTI BSE Sensex Index Fund has returned -10.16% over 1 year, +4.17% per year over 3 years and +5.52% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of UTI BSE Sensex Index Fund?
UTI BSE Sensex Index Fund charges an expense ratio of 0.31% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of UTI BSE Sensex Index Fund?
UTI BSE Sensex Index Fund's largest holdings are HDFC BANK LIMITED (11.8%), ICICI BANK LTD (11.4%), RELIANCE INDUSTRIES LTD. (9.5%), BHARTI AIRTEL LTD. (6.1%) and LARSEN & TOUBRO LTD. (5.2%). Holdings are disclosed monthly and change over time.
How risky is UTI BSE Sensex Index Fund?
UTI BSE Sensex Index Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.3% and its worst peak-to-trough fall in our sample was -16.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -0.18 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI BSE Sensex Index Fund's -0.18 means it has not compensated investors for its volatility over the window. Higher is better.
What is the benchmark of UTI BSE Sensex Index Fund?
UTI BSE Sensex Index Fund is benchmarked against the BSE Sensex TRI. Its alpha and beta on this page are measured against that index.
Who manages UTI BSE Sensex Index Fund?
UTI BSE Sensex Index Fund is managed by Ayush Jain, Sharwan Kumar Goyal and Lokesh Kulthia at UTI.
How is UTI BSE Sensex Index Fund taxed?
UTI BSE Sensex Index Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.