Taurus Banking & Financial Services Fund
This is the Direct plan of Taurus Banking & Financial Services Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
★★☆☆☆2/5 vs 142 of 255 Sectoral/ Thematic peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Sectoral/ Thematic (same plan and option). 142 of the 255 Sectoral/ Thematic funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +7.08% · ranks 123 of 142 Sectoral/ Thematic funds
Volatility 15.8% vs 15.7% category avg
1.8% expense vs 1.3% category avg
99% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 99% of rolling 3-year windows
Concerns
- Trails the Sectoral/ Thematic average on 1M/3M/6M/1Y — 1Y by 9.54pp
- 3-year return (+7.08%) trails the Sectoral/ Thematic average (+13.85%)
- 5-year return (+8.19%) trails the Sectoral/ Thematic average (+12.08%)
- Ranks #191 of 229 on 1-year return in its Sectoral/ Thematic cohort
- Weaker risk-adjusted returns — Sharpe 0.04 below the Sectoral/ Thematic average of 0.45
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Sectoral/ Thematic)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -5.46% | -4.47% | -0.99% |
| 3M abs | -7.32% | -2.31% | -5.01% |
| 6M abs | +2.39% | +12.10% | -9.71% |
| 1Y CAGR | -6.11% | +3.43% | -9.54% |
| 3Y CAGR | +7.08% | +13.85% | -6.77% |
| 5Y CAGR | +8.19% | +12.08% | -3.89% |
Category average across peers in Sectoral/ Thematic (up to 255 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 255 peers in Sectoral/ Thematic
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Taurus Banking & Financial Services Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty Bank TRI | Diff | |
|---|---|---|---|---|
| 2026part | -8.22% | -7.52% | -0.70% | |
| 2025 | +11.88% | +18.31% | -6.43% | |
| 2024 | +9.40% | +6.24% | +3.16% | |
| 2023 | +16.88% | +13.20% | +3.68% | |
| 2022 | +18.72% | +21.83% | -3.11% | |
| 2021 | +12.24% | +13.86% | -1.62% | |
| 2020 | +2.34% | -2.33% | +4.67% | |
| 2019 | +26.13% | +18.87% | +7.26% | |
| 2018 | +5.20% | +6.83% | -1.63% | |
| 2017 | +39.36% | +41.12% | -1.76% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity98.82%
- Cash & Equivalents1.18%
AMC Profile
Taurus Mutual Fund is one of India's oldest private fund houses, launched in 1993 when the industry opened to private managers. It has stayed very small, running a handful of equity schemes.
Fund Managers
AKAnuj KapilManaging since 13 Jun 2023
MBA, PGDBM
He has overall experience1. November of 19 years in wealth management and handling risk management process for various corporates. He worked with India Cements Capital & finance Ltd, Punj Llyod, FCH Wealth Managers Ltd. as Manager – Risk, Religare Securities Ltd. As AVP – Risk & Operations, and in Priviwealth Pvt. Ltd. as Head of Research
Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Taurus in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Dixon Technologies holds investor meetings with Taurus, Birla Life
scanx.trade · 12 Aug 2026
Univastu India Share Price: Taurus MF Buys 0.99% Stake
univest.in · 12 Aug 2026
Morgan Stanley, Aditya Birla Fund Life AMC, ICICI Prudential AMC buy Rs 118 crore Metropolis shares from...
Moneycontrol.com · 12 Aug 2026
4 Stocks Jump Up to 5% After Mutual Funds, FIIs and Promoters Bought and Sold Shares
Trade Brains · 12 Aug 2026
Exclusive holdings: Stocks owned by just one mutual fund scheme, with no other scheme holding them
Livemint · 08 Jul 2026
Taurus Mutual Fund: 1993 AMC History, Schemes & Key Facts
Value Research · 03 Jul 2026
Advit Jewels mobilises Rs 49.52 crore via anchor book ahead of IPO
Moneycontrol.com · 22 Jun 2026
Quarterly MF Ranking: 19 fund houses manage MF assets in excess of Rs.1 lakh crore
Cafemutual · 06 Jan 2026
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Sectoral & Thematic funds
Sectoral and thematic funds must keep at least 80% in the equity of one sector (banking, pharma, technology) or one theme (consumption, manufacturing, ESG). That concentration is the point and the risk: with no mandate to diversify away from the sector, the fund rises and falls with it.
From the blog
Frequently asked questions
What is the NAV of Taurus Banking & Financial Services Fund?
As of 05 Oct 2026, the NAV of Taurus Banking & Financial Services Fund is ₹56.62 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Taurus Banking & Financial Services Fund delivered?
Taurus Banking & Financial Services Fund has returned -6.11% over 1 year, +7.08% per year over 3 years, +8.19% per year over 5 years and +10.77% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund charges an expense ratio of 1.84% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund's largest holdings are ICICI Bank Ltd. (17.9%), HDFC Bank Ltd. (12.9%), State Bank of India (8.6%), Axis Bank Ltd. (8.1%) and Kotak Mahindra Bank Ltd. (8.1%). Holdings are disclosed monthly and change over time.
How risky is Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 15.8% and its worst peak-to-trough fall in our sample was -41.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.04 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Taurus Banking & Financial Services Fund's 0.04 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund is benchmarked against the BSE Bankex Index TRI. Its alpha and beta on this page are measured against that index.
Who manages Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund is managed by Anuj Kapil at Taurus.
How is Taurus Banking & Financial Services Fund taxed?
Taurus Banking & Financial Services Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.