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Navi Nifty Reits & Realty Index fund

Q: What is the NAV of Navi Nifty Reits & Realty Index fund?

As of 03 Nov 2026, the NAV of Navi Nifty Reits & Realty Index fund is ₹9.76 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Navi Nifty Reits & Realty Index fund delivered?

Navi Nifty Reits & Realty Index fund has returned -2.61% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund charges an expense ratio of 5.19% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund's largest holdings are DLF LIMITED (8.2%), THE PHOENIX MILLS LIMITED (6.9%), LODHA DEVELOPERS LIMITED (6.4%), PRESTIGE ESTATES PROJECTS LIMITED (4.8%) and GODREJ PROPERTIES LIMITED (4.2%). Holdings are disclosed monthly and change over time.

Q: How risky is Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund sits at the very high level on our estimate of SEBI's risk-o-meter scale, its trailing-3Y volatility (annualised) is 12.7% and its worst peak-to-trough fall in our sample was 7.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: Who manages Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund is managed by Ashutosh Shirwaikar at Navi.

Q: How is Navi Nifty Reits & Realty Index fund taxed?

Navi Nifty Reits & Realty Index fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Navi Mutual Fund · Best Index Funds

NAV

₹9.76

+1.02% 1D

as of 03 Nov 2026

This is the Regular plan of Navi Nifty Reits & Realty Index fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

Compare SIP calculator

Performance

-2.61%absolute

52-week rangePrev NAV ₹9.66

Latest ₹9.76

Low ₹9.4640th percentile of its 52-week rangeHigh ₹10.19

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.

Performance—

No 3-year record to rank on yet

RiskLow

Volatility 12.7% vs 16.6% category avg

CostHigh

5.2% expense vs 1.2% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Less volatile than its Index Funds peers (12.7% vs 16.6%)

Concerns

High expense ratio (5.19%) vs the Index Funds average of 1.20%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

5.19%

Direct 4.31% · Regular 5.19%

Category 1.20%▲3.99%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

31.66

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.23

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

NIL Redemption of units would be done on First in First out Basis (FIFO). As per paragraph 11.7 of SEBI Master Circular on Mutual Funds dated March 20, 2026 and Regulation 44(4) of SEBI MF Regulations 2026 no entry or exit load will be charged by the scheme to the investor.

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹100

Benchmark

—

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

17 Sep 2026

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-1.56%

Absolute return over the last 3 months (not annualized)

—

Absolute return over the last 6 months (not annualized)

—

Absolute return since 1 Jan of this year (not annualized)

—

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

—

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-2.61%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

12.67%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-7.16%

Benchmark ratios (vs Nifty Realty TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty Realty TRI

—

Sensitivity to Nifty Realty TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty Realty TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty Realty TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees; price means no free daily yield exists for that index, so the fund's alpha includes roughly the index's dividend yield. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Index Funds)

Period	Fund	Category avg.	Diff
1M abs	-1.56%	+2.75%	-4.31%
3M abs	—	-5.13%	—
6M abs	—	+0.14%	—
1Y CAGR	—	-4.24%	—
3Y CAGR	—	+10.51%	—
5Y CAGR	—	+8.24%	—

Category average across peers in Index Funds (272 of 276 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹10.00K

Current value

₹10.00K

Absolute

0.00%

XIRR

+450.01%

Value vs. invested

ValueInvested

Pick a longer period to plot the path.

1 monthly installments of ₹10,000 into Navi Nifty Reits & Realty Index fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points

Expense ratio

5.19%

AUM

₹1.66Cr

Portfolio turnover

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

31.7

P/B ratio

5.6

Avg market cap

₹88,068Cr

P/E & P/B are portfolio-weighted harmonic means across 9 of 9 equity holdings (39% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Index Funds

Compare all


Navi Nifty Reits & Realty Index fundThis fund Navi · Regular · Growth	—	—	—	—	—	5.19%	₹1.66Cr
ICICI Prudential NASDAQ 100 Index Fund ICICI Prudential · Regular · Growth	—	+15.20%	+27.99%	+16.74%	—	1.06%	₹3,572Cr
Motilal Oswal S&P 500 Index Fund Motilal Oswal · Regular · Growth	—	+17.62%	+25.09%	+15.58%	—	1.04%	₹4,581Cr
ICICI Prudential Nifty Pharma Index Fund ICICI Prudential · Regular · Growth	★★★★★	+20.63%	+21.60%	—	—	1.18%	₹150.77Cr
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund Edelweiss · Regular · Growth	—	+20.69%	+20.98%	+14.20%	—	1.10%	₹195.18Cr
UTI Nifty 500 Value 50 Index Fund UTI · Regular · Growth	★★★★☆	-1.61%	+18.61%	—	—	1.19%	₹830.22Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap20.9%
Mid cap66.6%
Small cap12.5%

Asset allocation

As on 30 Sep 2026 · AMC disclosure

Cash & Equivalents60.72%
Equity39.28%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Nippon India Nifty Realty Index Fund Nippon India · Index Funds	97.4%	★☆☆☆☆	0.60%	—
HDFC Nifty Realty Index Fund HDFC · Index Funds	97.4%	★☆☆☆☆	0.54%	—
Tata Nifty Realty Index Fund Tata · Index Funds	97.4%	★☆☆☆☆	0.58%	—
HDFC BSE REITS and Commercial Real Estate Index Fund HDFC · Index Funds	47.7% of 34% equity	—	5.45%	—
Edelweiss Nifty REITs & Realty Index Fund Edelweiss · Index Funds	40.4%	—	2.06%	—
UTI BSE Housing Index Fund UTI · Index Funds	26.9%	★☆☆☆☆	0.65%	+5.99%
Kotak BSE Housing Index Fund Kotak Mahindra · Index Funds	26.9%	★☆☆☆☆	0.42%	+5.96%
Motilal Oswal Nifty MidSmall India Consumption Index Fund Motilal Oswal · Index Funds	14.2%	★☆☆☆☆	0.80%	—

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-7.2%23 Sep 2026 → 23 Oct 2026
Still below that high — 30 days down, and no recovery yet.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

Navi Mutual Fund is run by Navi AMC, part of the Navi group founded by Sachin Bansal, which acquired Essel Mutual Fund in 2021 and rebranded it. Its line-up centres on low-cost index funds.

Launched

03 Dec 2009

Total AUM

₹9,944Cr+5.2% QoQ

Avg AUM · July - September 2026

Website

navi.com/mutual-fund

Fund Managers

ASAshutosh ShirwaikarStart date not disclosed

Role

Fund Manager

Total experience

8 years

Education

MBA (Finance)- JBIMS, Mumbai University - B.E. in Mechanical Engineering (Mumbai University)

Experience

Prior to joining August 01, 2023 Navi Mutual Fund, Mr. Shirwaikar worked for more than 6 years at Quantum Advisors Ltd. During his tenure he has covered sectors like Auto, Chemicals, Pharma, Power, and Media. Mr. Shirwaikar has been associated with Navi AMC since June 2022.

Funds managed (17)

All schemes Ashutosh Shirwaikar runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Ashutosh Shirwaikar

Top holdings

DLF LIMITED THE PHOENIX MILLS LIMITED LODHA DEVELOPERS LIMITED PRESTIGE ESTATES PROJECTS LIMITED GODREJ PROPERTIES LIMITED OBEROI REALTY LIMITED BRIGADE ENTERPRISES LIMITED ANANT RAJ LIMITED ADITYA BIRLA REAL ESTATE LIMITED

Navi in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Index funds & ETFs

Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.

Frequently asked questions

What is the NAV of Navi Nifty Reits & Realty Index fund?

As of 03 Nov 2026, the NAV of Navi Nifty Reits & Realty Index fund is ₹9.76 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Navi Nifty Reits & Realty Index fund delivered?

Navi Nifty Reits & Realty Index fund has returned -2.61% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund charges an expense ratio of 5.19% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund's largest holdings are DLF LIMITED (8.2%), THE PHOENIX MILLS LIMITED (6.9%), LODHA DEVELOPERS LIMITED (6.4%), PRESTIGE ESTATES PROJECTS LIMITED (4.8%) and GODREJ PROPERTIES LIMITED (4.2%). Holdings are disclosed monthly and change over time.

How risky is Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund sits at the very high level on our estimate of SEBI's risk-o-meter scale, its trailing-3Y volatility (annualised) is 12.7% and its worst peak-to-trough fall in our sample was 7.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Who manages Navi Nifty Reits & Realty Index fund?

Navi Nifty Reits & Realty Index fund is managed by Ashutosh Shirwaikar at Navi.

How is Navi Nifty Reits & Realty Index fund taxed?

Navi Nifty Reits & Realty Index fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.