EquityFlexi Cap FundRegularIDCWVery High

Navi Flexi Cap Fund - Regular Plan - DCW

Q: What is the NAV of Navi Flexi Cap Fund - Regular Plan - DCW?

As of 05 Oct 2026, the NAV of Navi Flexi Cap Fund - Regular Plan - DCW is ₹24.11 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Navi Flexi Cap Fund - Regular Plan - DCW delivered?

Navi Flexi Cap Fund - Regular Plan - DCW has returned +5.48% over 1 year, +9.03% per year over 3 years, +8.40% per year over 5 years and +11.25% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What are the top holdings of Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW's largest holdings are ICICI BANK LIMITED (3.8%), AXIS BANK LIMITED (3.7%), HDFC BANK LIMITED (3.1%), USHA MARTIN LTD (3.0%) and SAMVARDHANA MOTHERSON INTERNATIONAL LTD (2.9%). Holdings are disclosed monthly and change over time.

Q: How risky is Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.1% and its worst peak-to-trough fall in our sample was -38.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.18 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Navi Flexi Cap Fund - Regular Plan - DCW's 0.18 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW is benchmarked against the NIFTY 500 TRI Index. Its alpha and beta on this page are measured against that index.

Q: Who manages Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW is managed by Aditya Mulki and Ashutosh Shirwaikar at Navi.

Q: How is Navi Flexi Cap Fund - Regular Plan - DCW taxed?

Navi Flexi Cap Fund - Regular Plan - DCW is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Navi Mutual Fund · Best Flexi Cap Mutual Funds

NAV

₹24.11

+0.53% 1D

as of 05 Oct 2026

This is the Regular plan of Navi Flexi Cap Fund - Regular Plan - DCW — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed and paid out, which is why this NAV sits below the growth plan of the same fund.

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Performance

+5.29%absolute

52-week rangePrev NAV ₹23.98

Latest ₹24.11

Low ₹20.7772nd percentile of its 52-week rangeHigh ₹25.39

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.

Performance—

Not enough Flexi Cap Fund peers to rank yet

Risk—

Volatility 14.1% (no category average yet)

Cost—

Expense ratio not available yet

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

—

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

0.18

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

—

NIFTY 500 TRI Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

10 Jul 2018

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-3.83%

Absolute return over the last 3 months (not annualized)

-2.53%

Absolute return over the last 6 months (not annualized)

+13.01%

Absolute return since 1 Jan of this year (not annualized)

+2.29%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+5.48%

3-year annualized return (CAGR)

+9.03%

5-year annualized return (CAGR)

+8.40%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+11.25%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

14.15%

Excess return per unit of total volatility (rf = 6.5%)

0.18

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

0.25

Largest peak-to-trough decline over full history

-37.96%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

-0.48%

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

0.95

How much of the fund's movement Nifty 500 TRI explains

91.2%

Excess return per unit of beta (market risk)

2.60

Active return over the benchmark per unit of tracking error

-0.15

Annualized std dev of fund-minus-benchmark returns

4.72%

Fund's share of benchmark gains in up months (100 = matches index)

94.2%

Fund's share of benchmark losses in down months (lower is better)

95.2%

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Flexi Cap Fund)

Period	Fund	Category avg.	Diff
1M abs	-3.83%	—	—
3M abs	-2.53%	—	—
6M abs	+13.01%	—	—
1Y CAGR	+5.48%	—	—
3Y CAGR	+9.03%	—	—
5Y CAGR	+8.40%	—	—

Category average across peers in Flexi Cap Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹7.46L

Absolute

+24.39%

XIRR

+8.94%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into Navi Flexi Cap Fund - Regular Plan - DCW, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	+2.29%	-7.18%	+9.47%
2025	+4.66%	+7.94%	-3.28%
2024	+11.37%	+16.43%	-5.06%
2023	+24.21%	+27.43%	-3.22%
2022	+0.44%	+4.34%	-3.90%
2021	+32.85%	+31.59%	+1.26%
2020	+8.82%	+18.33%	-9.51%
2019	+13.13%	+8.95%	+4.18%
2018part	-1.04%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

2,028

Portfolio turnover

42%

Exit load

NIL

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Flexi Cap Fund

Compare all


Navi Flexi Cap Fund - Regular Plan - DCWThis fund Navi · Regular · IDCW	—	+5.48%	+9.03%	+8.40%	—	—	—
Bank of India Flexi Cap Fund Bank of India · Regular · IDCW	—	+7.59%	+17.02%	+14.29%	—	2.28%	₹2,414Cr
360 ONE Flexicap Fund 360 One · Regular · IDCW	—	+6.57%	+15.08%	—	—	2.37%	₹2,018Cr
ITI Flexi Cap Fund ITI · Regular · IDCW	—	+5.70%	+14.96%	—	—	2.31%	₹1,304Cr
Bajaj Finserv Flexi Cap Fund Bajaj Finserv · Regular · IDCW	—	+2.02%	+14.02%	—	—	2.24%	₹7,090Cr
Quant Flexi Cap Fund quant · Regular · IDCW	—	+7.12%	+13.58%	+12.07%	—	2.20%	₹6,713Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity93.31%
Cash & Equivalents5.70%
Debt0.99%

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-38.0%12 Feb 2020 → 23 Mar 2020
Fell over 40 days, back to the old high on 02 Dec 2020 — 8 months under water after the low.
-19.9%27 Sep 2024 → 28 Feb 2025
Fell over 5 months, back to the old high on 22 Jun 2026 — 16 months under water after the low.
-19.1%18 Oct 2021 → 20 Jun 2022
Fell over 8 months, back to the old high on 01 Dec 2022 — 5 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

Navi Mutual Fund is run by Navi AMC, part of the Navi group founded by Sachin Bansal, which acquired Essel Mutual Fund in 2021 and rebranded it. Its line-up centres on low-cost index funds.

Launched

03 Dec 2009

Total AUM

₹9,453Cr+4.9% QoQ

Avg AUM · April - June 2026

Website

navi.com/mutual-fund

Fund Managers

AMAditya MulkiManaging since 05 Feb 2022

Role

Head Investment s & Fund Manager

Total experience

7 years

Education

CFA Charter holder, Bachelor of Commerce from Mumbai university

Experience

Prior to joining September Navi Mutual Fund, Mr. Mulki has worked closed to 6 years at Quantum Advisors Ltd. As an Equity research analyst, covering consumable staples, consumer discretionary, building materials and media sector

Funds managed (10)

All schemes Aditya Mulki runs →

ASAshutosh ShirwaikarManaging since 01 Aug 2023

Role

Fund Manager

Total experience

8 years

Education

MBA (Finance)- JBIMS, Mumbai University - B.E. in Mechanical Engineering (Mumbai University)

Experience

Prior to joining August 01, 2023 Navi Mutual Fund, Mr. Shirwaikar worked for more than 6 years at Quantum Advisors Ltd. During his tenure he has covered sectors like Auto, Chemicals, Pharma, Power, and Media. Mr. Shirwaikar has been associated with Navi AMC since June 2022.

Funds managed (17)

All schemes Ashutosh Shirwaikar runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Aditya Mulki Ashutosh Shirwaikar

Navi in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Flexi Cap funds

Flexi cap funds invest across large, mid and small-cap stocks with no fixed allocation, letting the manager shift with the market cycle. That flexibility can help manage risk and chase growth wherever it is.

Frequently asked questions

What is the NAV of Navi Flexi Cap Fund - Regular Plan - DCW?

As of 05 Oct 2026, the NAV of Navi Flexi Cap Fund - Regular Plan - DCW is ₹24.11 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Navi Flexi Cap Fund - Regular Plan - DCW delivered?

Navi Flexi Cap Fund - Regular Plan - DCW has returned +5.48% over 1 year, +9.03% per year over 3 years, +8.40% per year over 5 years and +11.25% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What are the top holdings of Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW's largest holdings are ICICI BANK LIMITED (3.8%), AXIS BANK LIMITED (3.7%), HDFC BANK LIMITED (3.1%), USHA MARTIN LTD (3.0%) and SAMVARDHANA MOTHERSON INTERNATIONAL LTD (2.9%). Holdings are disclosed monthly and change over time.

How risky is Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.1% and its worst peak-to-trough fall in our sample was -38.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.18 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Navi Flexi Cap Fund - Regular Plan - DCW's 0.18 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW is benchmarked against the NIFTY 500 TRI Index. Its alpha and beta on this page are measured against that index.

Who manages Navi Flexi Cap Fund - Regular Plan - DCW?

Navi Flexi Cap Fund - Regular Plan - DCW is managed by Aditya Mulki and Ashutosh Shirwaikar at Navi.

How is Navi Flexi Cap Fund - Regular Plan - DCW taxed?

Navi Flexi Cap Fund - Regular Plan - DCW is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.