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Navi Nifty 500 Multicap 50:25:25 Index Fund

Q: What is the NAV of Navi Nifty 500 Multicap 50:25:25 Index Fund?

As of 01 Oct 2026, the NAV of Navi Nifty 500 Multicap 50:25:25 Index Fund is ₹9.51 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Navi Nifty 500 Multicap 50:25:25 Index Fund delivered?

Navi Nifty 500 Multicap 50:25:25 Index Fund has returned -2.54% over 1 year and -2.25% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund charges an expense ratio of 1.14% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund's largest holdings are HDFC BANK LIMITED (4.0%), ICICI BANK LIMITED (3.8%), RELIANCE INDUSTRIES LIMITED (3.1%), BHARTI AIRTEL LIMITED (2.0%) and LARSEN & TOUBRO LIMITED (1.7%). Holdings are disclosed monthly and change over time.

Q: How risky is Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.8% and its worst peak-to-trough fall in our sample was -20.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund is benchmarked against the Nifty 500 Multicap 50:25:25 Index. Its alpha and beta on this page are measured against that index.

Q: Who manages Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund is managed by Ashutosh Shirwaikar and Aditya Mulki at Navi.

Q: How is Navi Nifty 500 Multicap 50:25:25 Index Fund taxed?

Navi Nifty 500 Multicap 50:25:25 Index Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Navi Mutual Fund · Best Index Funds

NAV

₹9.51

-1.02% 1D

as of 01 Oct 2026

This is the Regular plan of Navi Nifty 500 Multicap 50:25:25 Index Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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Performance

-1.68%CAGR

52-week rangePrev NAV ₹9.60

Latest ₹9.51

Low ₹8.6752nd percentile of its 52-week rangeHigh ₹10.26

Scorecard

★★☆☆☆2/5 vs 322 of 373 Index Funds peers1Y

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Index Funds (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 322 of the 373 Index Funds in this cohort carry the full record the stars need, so they are the ones ranked against.

Performance—

Not enough Index Funds peers to rank yet

RiskHigh

Volatility 14.8% vs 12.3% category avg

CostHigh

1.1% expense vs 1.0% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

No standout strengths identified.

Concerns

Trails the Index Funds average on 1M/3M/1Y — 1Y by 2.05pp
More volatile than its Index Funds peers (14.8% vs 12.3%)
High expense ratio (1.14%) vs the Index Funds average of 0.96%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.14%

Category 0.96%▲0.18%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

21.36

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.33

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹100

Nifty 500 Multicap 50:25:25 Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

02 Aug 2024

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-6.12%

Absolute return over the last 3 months (not annualized)

-4.74%

Absolute return over the last 6 months (not annualized)

+7.25%

Absolute return since 1 Jan of this year (not annualized)

-5.57%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-2.54%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-2.25%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

14.82%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-20.02%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

—

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty 500 TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Index Funds)

Period	Fund	Category avg.	Diff
1M abs	-6.12%	-4.55%	-1.57%
3M abs	-4.74%	-2.98%	-1.76%
6M abs	+7.25%	+5.24%	+2.01%
1Y CAGR	-2.54%	-0.49%	-2.05%
3Y CAGR	—	+8.54%	—
5Y CAGR	—	+8.02%	—

Category average across peers in Index Funds (365 of 373 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 373 peers in Index Funds

1Y return

-2.54%

Beats 39.6% · rank #195

3Y return

—

5Y return

—

Sharpe

—

Sortino

—

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.20L

Current value

₹1.17L

Absolute

-2.89%

XIRR

-6.21%

Value vs. invested

ValueInvested

12 monthly installments of ₹10,000 into Navi Nifty 500 Multicap 50:25:25 Index Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-5.57%	-7.18%	+1.61%
2025	+4.04%	+7.94%	-3.90%
2024part	-3.11%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

536

Expense ratio

1.14%

Portfolio turnover

32%

Exit load

NIL

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

21.4

P/B ratio

4.2

Avg market cap

₹2,96,052Cr

P/E & P/B are portfolio-weighted harmonic means across 431 of 501 equity holdings (91% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Index Funds

Compare all


Navi Nifty 500 Multicap 50:25:25 Index FundThis fund Navi · Regular · Growth	★★☆☆☆ 1Y	-2.54%	—	—	—	1.14%	—
ICICI Prudential NASDAQ 100 Index Fund ICICI Prudential · Regular · Growth	★★★★★	+32.29%	+33.12%	+20.04%	—	1.06%	₹3,348Cr
Motilal Oswal S&P 500 Index Fund Motilal Oswal · Regular · Growth	★★★★★	+23.73%	+27.06%	+18.06%	—	1.04%	—
ICICI Prudential Nifty Pharma Index Fund ICICI Prudential · Regular · Growth	★★★★★	+20.43%	+18.76%	—	—	1.18%	₹121.63Cr
UTI Nifty 500 Value 50 Index Fund UTI · Regular · Growth	★★★★☆	+3.67%	+18.19%	—	—	1.19%	₹729.68Cr
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund Edelweiss · Regular · Growth	★★★★★	+17.16%	+17.87%	+12.94%	—	1.10%	—

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 99% of the equity sleeve priced.

Large cap50.3%
Mid cap27.8%
Small cap21.9%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity99.97%
Cash & Equivalents0.08%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
HDFC NIFTY500 Multicap 50:25:25 Index Fund HDFC · Index Funds	99.8%	★★★☆☆	0.33%	—
Motilal Oswal Nifty 500 Index Fund Motilal Oswal · Index Funds	81.7%	★★★★☆	0.23%	+8.87%
Axis Nifty 500 Index Fund Axis · Index Funds	81.7%	★★☆☆☆	0.17%	—
SBI Nifty 500 Index Fund SBI · Index Funds	81.7%	★★☆☆☆	0.33%	—
DSP Nifty 500 Index Fund DSP · Index Funds	81.7%	—	0.31%	—
ICICI Prudential Nifty 500 Index Fund ICICI Prudential · Index Funds	81.6%	★★☆☆☆	0.46%	—
Groww Nifty Total Market Index Fund Groww · Index Funds	80.2%	★★☆☆☆	0.66%	—
Mirae Asset Nifty Total Market Index Fund Mirae Asset · Index Funds	80.2%	★★☆☆☆	0.35%	—

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

4 holdings — 1.11% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

PB Fintech LimitedShort-term · Stage I0.39%
Welspun Corp LimitedLong-term · Stage I0.36%
HFCL LimitedLong-term · Stage IV0.29%
Whirlpool of India LimitedShort-term · Stage I0.07%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-20.0%26 Sep 2024 → 03 Mar 2025
Still below that high — 5 months down, and no recovery yet.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

Navi Mutual Fund is run by Navi AMC, part of the Navi group founded by Sachin Bansal, which acquired Essel Mutual Fund in 2021 and rebranded it. Its line-up centres on low-cost index funds.

Launched

03 Dec 2009

Total AUM

₹9,453Cr+4.9% QoQ

Avg AUM · April - June 2026

Website

navi.com/mutual-fund

Fund Managers

ASAshutosh ShirwaikarManaging since 12 Mar 2025

Role

Fund Manager

Total experience

8 years

Education

MBA (Finance)- JBIMS, Mumbai University - B.E. in Mechanical Engineering (Mumbai University)

Experience

Prior to joining August 01, 2023 Navi Mutual Fund, Mr. Shirwaikar worked for more than 6 years at Quantum Advisors Ltd. During his tenure he has covered sectors like Auto, Chemicals, Pharma, Power, and Media. Mr. Shirwaikar has been associated with Navi AMC since June 2022.

Funds managed (17)

All schemes Ashutosh Shirwaikar runs →

AMAditya MulkiStart date not disclosed

Role

Head Investment s & Fund Manager

Total experience

7 years

Education

CFA Charter holder, Bachelor of Commerce from Mumbai university

Experience

Prior to joining September Navi Mutual Fund, Mr. Mulki has worked closed to 6 years at Quantum Advisors Ltd. As an Equity research analyst, covering consumable staples, consumer discretionary, building materials and media sector

Funds managed (9)

All schemes Aditya Mulki runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Ashutosh Shirwaikar Aditya Mulki

Top holdings

HDFC BANK LIMITED ICICI BANK LIMITED RELIANCE INDUSTRIES LIMITED BHARTI AIRTEL LIMITED LARSEN & TOUBRO LIMITED STATE BANK OF INDIA INFOSYS LIMITED AXIS BANK LIMITED KOTAK MAHINDRA BANK LIMITED MAHINDRA & MAHINDRA LIMITED BAJAJ FINANCE LIMITED ITC LIMITED

Navi in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Index funds & ETFs

Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.

Frequently asked questions

What is the NAV of Navi Nifty 500 Multicap 50:25:25 Index Fund?

As of 01 Oct 2026, the NAV of Navi Nifty 500 Multicap 50:25:25 Index Fund is ₹9.51 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Navi Nifty 500 Multicap 50:25:25 Index Fund delivered?

Navi Nifty 500 Multicap 50:25:25 Index Fund has returned -2.54% over 1 year and -2.25% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund charges an expense ratio of 1.14% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund's largest holdings are HDFC BANK LIMITED (4.0%), ICICI BANK LIMITED (3.8%), RELIANCE INDUSTRIES LIMITED (3.1%), BHARTI AIRTEL LIMITED (2.0%) and LARSEN & TOUBRO LIMITED (1.7%). Holdings are disclosed monthly and change over time.

How risky is Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.8% and its worst peak-to-trough fall in our sample was -20.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund is benchmarked against the Nifty 500 Multicap 50:25:25 Index. Its alpha and beta on this page are measured against that index.

Who manages Navi Nifty 500 Multicap 50:25:25 Index Fund?

Navi Nifty 500 Multicap 50:25:25 Index Fund is managed by Ashutosh Shirwaikar and Aditya Mulki at Navi.

How is Navi Nifty 500 Multicap 50:25:25 Index Fund taxed?

Navi Nifty 500 Multicap 50:25:25 Index Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.