Sundaram Long Term Tax Advantage Fund Series IV
This is the Direct plan of Sundaram Long Term Tax Advantage Fund Series IV — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed and paid out, which is why this NAV sits below the growth plan of the same fund.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.
Not enough ELSS peers to rank yet
Volatility 16.6% (no category average yet)
1.0% expense (no category average yet)
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (ELSS)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -3.84% | — | — |
| 3M abs | -3.69% | — | — |
| 6M abs | +15.76% | — | — |
| 1Y CAGR | +6.88% | — | — |
| 3Y CAGR | +10.19% | — | — |
| 5Y CAGR | +14.98% | — | — |
Category average across peers in ELSS, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Sundaram Long Term Tax Advantage Fund Series IV, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 TRI | Diff | |
|---|---|---|---|---|
| 2026part | +5.04% | -7.18% | +12.22% | |
| 2025 | +5.21% | +7.94% | -2.73% | |
| 2024 | +12.46% | +16.43% | -3.97% | |
| 2023 | +43.67% | +27.43% | +16.24% | |
| 2022 | +5.36% | +4.34% | +1.02% | |
| 2021 | +63.23% | +31.59% | +31.64% | |
| 2020 | +17.85% | +18.33% | -0.48% | |
| 2019 | -7.49% | +8.95% | -16.44% | |
| 2018part | -1.26% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity96.06%
- Cash & Equivalents3.95%
Fund size over time
Quarterly average AUM · AMFIDown +21% from its peak of ₹21.25Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Sundaram Mutual Fund is run by Sundaram Asset Management, part of the Chennai-based Sundaram Finance group, and has been in business since 1996. It absorbed Principal Mutual Fund's schemes in 2021 and has a long-standing small- and mid-cap franchise.
Fund Managers
RSRohit SeksariaManaging since 31 Dec 2021
B.Com, PGDM, CFA BE, PGPM
Sundaram Asset Management Co. Jan 2017 to till date Assistant Fund Manager – Equity Progress Capital Pte, Singapore Sundaram Financial Services Jun 2013 to Dec 2016 Senior Analyst Matchpoint Investment Management Asia, Hong Kong Jul 2010 to Mar 2013 Progress Capital Pte, Singapore Sundaram Long Term Micro Cap Tax Jul 2007 to Jul 2010 Senior Analyst Irevna Research Services Dec 2002 to Jul 2007 Head of Research UTI Mutual Fund May 2002 to Dec 2002 Manager Jan 2022 to Present Sundaram Asset Management - Fund Manager - Equity 2015 to Oct 2019 - Principal MF,: Sr Analyst, Oct 2014 to August 2015 - Antique Stock Broking- AVP- Institutional Research-IT Services, Nov 2009 to Oct 2014 Tata Securities AVP- Institutional Research-IT Services, Telecom
- Sundaram Arbitrage Fund
- Sundaram ELSS Tax Saver Fund
- Sundaram Financial Services Opportunities Fund
- Sundaram Flexicap Fund
- Sundaram Long Term Micro Cap Tax Advantage Fund Series III
- Sundaram Long Term Micro Cap Tax Advantage Fund Series IV
- Sundaram Long Term Micro Cap Tax Advantage Fund Series V
- Sundaram Long Term Micro cap Tax Advantage Fund Series VI
- Sundaram Long Term Tax Advantage Fund Series III
- Sundaram Multi Asset Allocation Fund
- Sundaram Nifty 100 Equal Weight Fund
- Sundaram Services Fund
- Sundaram Small Cap Fund
- Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - GROWTH
- Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - GROWTH
Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Sundaram in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Kirloskar Pneumatic schedules virtual meetings with two mutual funds
scanx.trade · 19d ago
Sundaram Ultra Short Term Fund - Direct Plan
CNBC TV18 · 23d ago
Sundaram Ultra Short Term Fund(Ex) Direct-IDCW Weekly
The Economic Times · 24d ago
Sundaram Ultra Short Term Fund(Ex) Direct-IDCW Monthly
The Economic Times · 30 Aug 2026
Sundaram Ultra Short Term Fund Direct dividend payout
Upstox · 29 Aug 2026
Sundaram Banking and PSU Debt Fund Direct growth
Upstox · 29 Aug 2026
Sundaram Ultra Short to Short Term Fund
CNBC TV18 · 27 Aug 2026
Sundaram Banking and PSU Debt Fund - Direct Plan
CNBC TV18 · 27 Aug 2026
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About ELSS (tax-saving) funds
ELSS funds are equity funds that qualify for a Section 80C deduction (up to ₹1.5 lakh a year) under the old tax regime. They carry a 3-year lock-in — the shortest of any 80C option.
Frequently asked questions
What is the NAV of Sundaram Long Term Tax Advantage Fund Series IV?
As of 01 Oct 2026, the NAV of Sundaram Long Term Tax Advantage Fund Series IV is ₹33.13 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Sundaram Long Term Tax Advantage Fund Series IV delivered?
Sundaram Long Term Tax Advantage Fund Series IV has returned +6.88% over 1 year, +10.19% per year over 3 years, +14.98% per year over 5 years and +15.61% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Sundaram Long Term Tax Advantage Fund Series IV?
Sundaram Long Term Tax Advantage Fund Series IV charges an expense ratio of 1.03% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Sundaram Long Term Tax Advantage Fund Series IV?
Sundaram Long Term Tax Advantage Fund Series IV's largest holdings are Aster DM Healthcare Ltd (7.1%), MTAR Technologies Ltd (6.6%), Affle (India) Ltd (4.6%), Ujjivan Small Finance Bank Ltd (4.3%) and TVS Holdings Ltd (4.1%). Holdings are disclosed monthly and change over time.
How risky is Sundaram Long Term Tax Advantage Fund Series IV?
Sundaram Long Term Tax Advantage Fund Series IV is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 16.6% and its worst peak-to-trough fall in our sample was -42.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.22 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Sundaram Long Term Tax Advantage Fund Series IV's 0.22 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Sundaram Long Term Tax Advantage Fund Series IV?
Sundaram Long Term Tax Advantage Fund Series IV is benchmarked against the S&P BSE 500 TRI. Its alpha and beta on this page are measured against that index.
Who manages Sundaram Long Term Tax Advantage Fund Series IV?
Sundaram Long Term Tax Advantage Fund Series IV is managed by Rohit Seksaria at Sundaram.
How is Sundaram Long Term Tax Advantage Fund Series IV taxed?
Sundaram Long Term Tax Advantage Fund Series IV is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.