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Motilal Oswal Balanced Advantage Fund

Motilal Oswal Mutual Fund · Best Balanced Advantage Mutual Funds

NAV
₹21.59
-0.45% 1D
as of 01 Oct 2026
CompareSIP calculator

Performance

+1.64%CAGR
52-week rangePrev NAV ₹21.69
Latest ₹21.59
Low ₹18.8267th percentile of its 52-week rangeHigh ₹22.94

Scorecard

★☆☆☆☆1/5 vs 30 of 36 Dynamic Asset Allocation or Balanced Advantage peers
  • Performance 60%
  • Risk 15%
  • Cost 10%
  • Downside 15%
How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Dynamic Asset Allocation or Balanced Advantage (same plan and option). 30 of the 36 Dynamic Asset Allocation or Balanced Advantage funds in this cohort carry the full record the stars need, so they are the ones ranked against.

PerformanceBelow avg

3Y CAGR +2.24% · ranks 30 of 30 Dynamic Asset Allocation or Balanced Advantage funds

RiskHigh

Volatility 12.3% vs 8.3% category avg

CostHigh

1.6% expense vs 1.1% category avg

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

  • Ahead of the Dynamic Asset Allocation or Balanced Advantage average on 1M/3M/6M
  • Consistent — positive in 100% of rolling 3-year windows

Concerns

  • 3-year return (+2.24%) trails the Dynamic Asset Allocation or Balanced Advantage average (+8.87%)
  • 5-year return (+5.58%) trails the Dynamic Asset Allocation or Balanced Advantage average (+8.61%)
  • Weaker risk-adjusted returns — Sharpe -0.34 below the Dynamic Asset Allocation or Balanced Advantage average of 0.28
  • More volatile than its Dynamic Asset Allocation or Balanced Advantage peers (12.3% vs 8.3%)
  • High expense ratio (1.55%) vs the Dynamic Asset Allocation or Balanced Advantage average of 1.07%

Key Metrics

1.55%
Category 1.07%▲0.48%
39.85
Category 22.30▲17.55
-0.34
Category 0.28▼0.63

Scheme Info

Definitions
Plan
Direct · Growth
None
Up to 1.00%
tiered — see the full terms
0.005%
SIP Inv.
Allowed
₹6,000
₹500
CRISIL Hybrid 50+50 - Moderate TRI
28 Sep 2016

Period returns (<1Y, absolute — not annualized)

Definitions
-2.17%
+3.51%
+13.49%
+0.31%

Annualized returns (≥1Y — CAGR)

Definitions
+0.31%
+2.24%
+5.58%
+8.06%
+7.95%
Advanced metrics — risk and benchmark ratios

Fund vs category average (Dynamic Asset Allocation or Balanced Advantage)

PeriodFundCategory avg.Diff
1M abs-2.17%-3.58%+1.41%
3M abs+3.51%-2.18%+5.69%
6M abs+13.49%+4.40%+9.09%
1Y CAGR+0.31%+0.37%-0.06%
3Y CAGR+2.24%+8.87%-6.63%
5Y CAGR+5.58%+8.61%-3.03%

Category average across peers in Dynamic Asset Allocation or Balanced Advantage (up to 36 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 36 peers in Dynamic Asset Allocation or Balanced Advantage

1Y return
+0.31%
Beats 45.7% · rank #20
3Y return
+2.24%
Beats 0% · rank #30
5Y return
+5.58%
Beats 0% · rank #20
Sharpe
-0.34
Beats 0% · rank #30
Sortino
-0.46
Beats 0% · rank #30

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Period
Invested
₹6.00L
Current value
₹6.72L
Absolute
+12.04%
XIRR
+4.64%
Value vs. invested
ValueInvested

60 monthly installments of ₹10,000 into Motilal Oswal Balanced Advantage Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

YearFundNifty 50 TRIDiff
2026part+0.31%-12.85%+13.16%
2025-5.86%+11.97%-17.83%
2024+10.76%+10.16%+0.60%
2023+25.60%+21.69%+3.91%
2022+0.14%+5.68%-5.54%
2021+8.74%+25.49%-16.75%
2020+10.23%+16.57%-6.34%
2019+12.09%+13.43%-1.34%
2018+0.12%+4.40%-4.28%
2017+25.87%+30.12%-4.25%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points
2,466
Expense ratio
1.55%
AUM
₹5.07Cr
Portfolio turnover
168%
Exit load
1% - If redeemed on or before 365 days from the date of allotment Nil - If redeemed after 365 days from the date of allotment Exit Load will be applicable on switch amongst the Schemes of MOMF. No Load shall be imposed for switching between Options within the Scheme. Further, it is clarified that there will be no exit load charged on a switch-out amongst the plans within the same scheme. For detai
P/E ratio
39.9
P/B ratio
5.1
Avg market cap
₹1,85,674Cr
P/E & P/B are portfolio-weighted harmonic means across 19 of 26 equity holdings (53% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)
20%
Held under 1 year

Flat, on the whole gain

Long-term (LTCG)
12.5%
Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Asset allocation

As on 31 Aug 2026 · AMC disclosure
  • Equity70.47%
  • Debt16.59%
  • Cash & Equivalents12.94%

Fund size over time

Quarterly average AUM · AMFI
₹5.07Cr
April - June 2026
+1%
since January - March 2026
+₹12.01L
est. net flow, last quarter

At or near its largest, ₹5.07Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

Motilal Oswal Mutual Fund logo

AMC Profile

Motilal Oswal Mutual Fund is the asset management arm of the broker Motilal Oswal Financial Services and launched its first scheme in 2010. It is known for a concentrated 'buy right, sit tight' equity philosophy and for a large passive and international range.

Launched
28 Dec 2009
Total AUM
₹1,58,858Cr+11.5% QoQ
Avg AUM · July - September 2026
Website
motilaloswalmf.com

Fund Managers

RSRakesh ShettyManaging since 22 Nov 2022
Education

Bachelors of Commerce (B.Com)

Experience

• Mr. Rakesh Shetty has more than 15 years of overall experience and expertise in trading in equity, debt segment, Exchange Trade Fund’s management, Corporate Treasury and Banking. • Prior to joining Motilal Oswal Asset Management Company Limited, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Funds managed (80)
All schemes Rakesh Shetty runs →
AKAjay KhandelwalStart date not disclosed
Education

1. CFA Level 3 2. PGDM – MBA - TAPMI, Manipal 3. B.E. Electrical Engineer MITS, Gwalior

Experience

• Mr Ajay Khandelwal has around 19 years of experience in fund management and research activity. Earlier he was associated with Canara Robeco Asset Management Company as Fund Manager, where he used to take active part in fund management activity of Small Cap Fund. • He started his professional journey as a Research Analyst in BOI AXA Investment Managers, where he used to research on Information Technology (IT) and Banking, Financial Services and Insurance (BFSI) industry, understanding the sector and company specification through data analysis.

All schemes Ajay Khandelwal runs →
AMAtul MehraManaging since 01 Oct 2024
Education

CFA Charterholder, CFA Institute, Charlottesville, Virginia, USA Masters in commerce; Mumbai University Bachelor’s in commerce, Mumbai University, HR College of Commerce and Economics

Experience

• Atul has over 16 years of overall experience. He is associated with Motilal Oswal Asset Management Company Ltd – Senior Vice President, Fund Manager – Equity. • Prior to this he is associated as Senior Vice President, Fund Manager – PMS and AIFs. (December 2013 – December 2023). Further, prior to this he was associated with Edelweiss Capital Ltd – Research Analyst (2008 - 2013).

All schemes Atul Mehra runs →
SSSunil SawantStart date not disclosed
Education

Master of Commerce (M. Com)

All schemes Sunil Sawant runs →
VSVarun SharmaStart date not disclosed
Education

• CFA Level 2 PGDM from Indian Institute of Management – Kolkata

Experience

• Mr. Varun Sharma has an impressive career with over 15 years of extensive experience in Investment Management. • Mr. Sharma’s professional journey includes significant tenures at esteemed organizations such as ICICI Securities and Franklin Templeton Asset Management Company. • Prior to his current role at MOAMC, Mr. Sharma dedicated more than a decade of his expertise to Franklin Templeton, where he excelled as a Fund Manager.

All schemes Varun Sharma runs →
AAAnkit AgarwalStart date not disclosed
Education

• PGDM, Indian Institute of Management (IIM) Bangalore • B.Tech National Institute of Technology, Trichy

Experience

• Mr. Ankit Agarwal has an impressive career with over 20 years of investment experience across asset management, portfolio management, equity research, and capital markets. • Mr. Agarwal was engaged with UTI AMC, where he gained extensive experience in equity research across healthcare, telecom, technology and midcap sectors. He also contributed to Barclays Wealth, providing investment research and insights tailored for high-net-worth clients. • • Mr. Agarwal’s professional journey includes global exposure through roles at Lehman Brothers (London), BNP Paribas (Hong Kong) and D. E. Shaw (Proprietary trading systems).

All schemes Ankit Agarwal runs →
SJSandeep JainStart date not disclosed
Education

1. Chartered Accountant

Experience

Mr. Sandeep Jain is currently employed with MOAMC and has an overall experience of 18 years in research and fund management. His last stint was with Baroda BNP Paribas Mutual Fund as Fund Manager and Senior Research Analyst (BFSI Sector). Prior to that, he has worked with various companies viz., Aditya Birla Sun life Insurance, Sundaram Asset Management Company Limited, TATA Securities., IDBI Capital Markets & Securities Limited. Mr. Jain is a Chartered Accountant by qualification

All schemes Sandeep Jain runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers
Rakesh ShettyAjay KhandelwalAtul MehraSunil SawantVarun SharmaAnkit AgarwalSandeep Jain
Top holdings
Coforge LimitedShriram Finance LimitedEternal LimitedKotak Mahindra Bank LtdIndusInd Bank LimitedICICI Prudential Asset Management Company LimitedTorrent Pharmaceuticals LimitedDiamond Power Infrastructure Ltd.Lenskart Solutions LimitedShaily Engineering Plastics LimitedAxis Bank LimitedAther Energy Limited
Run SIP calculatorAdd to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Balanced Advantage funds

Balanced advantage (dynamic asset allocation) funds move between equity and debt based on market valuations, adding more stocks when they look cheap and trimming when they look dear. The goal is a smoother ride.

From the blog

Frequently asked questions

What is the NAV of Motilal Oswal Balanced Advantage Fund?

As of 01 Oct 2026, the NAV of Motilal Oswal Balanced Advantage Fund is ₹21.59 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Motilal Oswal Balanced Advantage Fund delivered?

Motilal Oswal Balanced Advantage Fund has returned +0.31% over 1 year, +2.24% per year over 3 years, +5.58% per year over 5 years and +7.95% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Motilal Oswal Balanced Advantage Fund?

Motilal Oswal Balanced Advantage Fund charges an expense ratio of 1.55% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Motilal Oswal Balanced Advantage Fund?

Motilal Oswal Balanced Advantage Fund's largest holdings are Coforge Limited (4.4%), Shriram Finance Limited (3.6%), Eternal Limited (3.5%), Kotak Mahindra Bank Ltd (3.5%) and IndusInd Bank Limited (3.5%). Holdings are disclosed monthly and change over time.

How risky is Motilal Oswal Balanced Advantage Fund?

Motilal Oswal Balanced Advantage Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 12.3% and its worst peak-to-trough fall in our sample was -26.5%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -0.34 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Motilal Oswal Balanced Advantage Fund's -0.34 means it has not compensated investors for its volatility over the window. Higher is better.

What is the benchmark of Motilal Oswal Balanced Advantage Fund?

Motilal Oswal Balanced Advantage Fund is benchmarked against the CRISIL Hybrid 50+50 - Moderate Total Return Index. Its alpha and beta on this page are measured against that index.

Who manages Motilal Oswal Balanced Advantage Fund?

Motilal Oswal Balanced Advantage Fund is managed by Rakesh Shetty, Ajay Khandelwal, Atul Mehra, Sunil Sawant, Varun Sharma, Ankit Agarwal and Sandeep Jain at Motilal Oswal.

How is Motilal Oswal Balanced Advantage Fund taxed?

Motilal Oswal Balanced Advantage Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.