HybridEquity SavingsRegularIDCWModerately High

Aditya Birla Sun Life Equity Savings Fund

Q: What is the NAV of Aditya Birla Sun Life Equity Savings Fund?

As of 05 Oct 2026, the NAV of Aditya Birla Sun Life Equity Savings Fund is ₹12.76 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Aditya Birla Sun Life Equity Savings Fund delivered?

Aditya Birla Sun Life Equity Savings Fund has returned -3.54% over 1 year, -0.23% per year over 3 years, -1.25% per year over 5 years and +2.08% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund charges an expense ratio of 1.69% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund's largest holdings are ICICI Bank Ltd. (7.8%), HDFC Bank Ltd. (5.1%), UPL Ltd. (4.7%), Aditya Birla Sun Life Liquid Fund Direct Plan Growth (4.6%) and Aditya Birla Sun Life Money Market Fund - Growth - Direct Plan (3.8%). Holdings are disclosed monthly and change over time.

Q: How risky is Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 4.6% and its worst peak-to-trough fall in our sample was -17.9%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of -1.45 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Equity Savings Fund's -1.45 means it has not compensated investors for its volatility over the window. Higher is better.

Q: What is the benchmark of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is benchmarked against the Nifty Equity Savings TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is managed by Lovelish Solanki, Harshil Suvarnkar and Rohit Karan at Aditya Birla Sun Life.

Q: How is Aditya Birla Sun Life Equity Savings Fund taxed?

Aditya Birla Sun Life Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Aditya Birla Sun Life Mutual Fund · Best Equity Savings Mutual Funds

NAV

₹12.76

+0.16% 1D

as of 05 Oct 2026

This is the Regular plan of Aditya Birla Sun Life Equity Savings Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

Compare SIP calculator

This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

View the Growth plan for compounded returns (+7.07% 3Y CAGR)

NAV history

-3.70%absolute

52-week rangePrev NAV ₹12.74

Latest ₹12.76

Low ₹12.742nd percentile of its 52-week rangeHigh ₹13.54

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Hybrid funds (same plan and option) to rank against yet.

Performance—

Not enough Equity Savings peers to rank yet

Risk—

Volatility 4.6% (no category average yet)

Cost—

1.7% expense (no category average yet)

ConsistencyModerate

82% of rolling 3Y windows were positive

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.69%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

16.02

Category —

Excess return per unit of total volatility (rf = 6.5%)

-1.45

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

In respect of each purchase / switch-in of Units: For redemption/switch out of units on or before 7 days from the date of allotment: 0.25% of applicable NAV. For redemption/switch out of units after 7 days from the date of allotment: Nil.

Up to 0.25%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹100

Smallest one-time (lumpsum) investment the scheme accepts

₹1,000

Nifty Equity Savings TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

01 Dec 2014

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-2.97%

Absolute return over the last 3 months (not annualized)

-2.37%

Absolute return over the last 6 months (not annualized)

-0.62%

Absolute return since 1 Jan of this year (not annualized)

-4.13%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-3.54%

3-year annualized return (CAGR)

-0.23%

5-year annualized return (CAGR)

-1.25%

10-year annualized return (CAGR)

+1.04%

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+2.08%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

4.64%

Excess return per unit of total volatility (rf = 6.5%)

-1.45

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

-1.60

Largest peak-to-trough decline over full history

-17.86%

Benchmark ratios

Not shown for Equity Savings — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Equity Savings)

Period	Fund	Category avg.	Diff
1M abs	-2.97%	—	—
3M abs	-2.37%	—	—
6M abs	-0.62%	—	—
1Y CAGR	-3.54%	—	—
3Y CAGR	-0.23%	—	—
5Y CAGR	-1.25%	—	—

Category average across peers in Equity Savings, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹5.88L

Absolute

-2.03%

XIRR

-0.83%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into Aditya Birla Sun Life Equity Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	-4.13%
2025	+1.53%
2024	+0.77%
2023	+4.25%
2022	-6.73%
2021	+6.78%
2020	+6.37%
2019	+6.22%
2018	-5.70%
2017	+8.49%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

2,917

Expense ratio

1.69%

AUM

₹1,097Cr

Portfolio turnover

683%

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

16.0

P/B ratio

3.6

Avg market cap

₹4,68,903Cr

P/E & P/B are portfolio-weighted harmonic means across 76 of 91 equity holdings (70% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Equity Savings

Compare all


Aditya Birla Sun Life Equity Savings FundThis fund Aditya Birla Sun Life · Regular · IDCW	—	-3.54%	-0.23%	-1.25%	—	1.69%	₹1,097Cr
Edelweiss Equity Savings Fund Edelweiss · Regular · IDCW	—	+2.80%	+8.76%	+7.14%	—	2.12%	₹1,344Cr
Kotak Equity Savings Fund Kotak Mahindra · Regular · Monthly IDCW	—	+1.73%	+8.57%	+8.37%	—	2.12%	₹9,931Cr
SBI Equity Savings Fund SBI · Regular · IDCW	—	+1.87%	+6.92%	+7.33%	—	2.03%	₹5,605Cr
SBI Equity Savings Fund SBI · Regular · IDCW	—	+1.87%	+6.92%	+7.33%	—	2.03%	₹5,605Cr
UTI - Equity Savings Fund UTI · Regular · IDCW	—	+0.92%	+6.84%	+7.19%	—	2.06%	₹821.56Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 96% of the equity sleeve priced.

Large cap70.9%
Mid cap25.0%
Small cap4.1%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity75.47%
Other10.37%
Debt8.78%
Cash & Equivalents3.88%
Real Estate / REITs1.51%

Cash & cash-like: 8.38% — the 3.88% above plus treasury bills, certificates of deposit, commercial paper and TREPS, which the allocation files under Debt but the market counts as cash-equivalent.

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Bandhan Nifty 50 Index Fund Bandhan · Index Funds	54.1%	★★★☆☆	0.16%	+5.91%
Navi ELSS Tax Saver Nifty50 Index Fund Navi · ELSS	54.1%	★★☆☆☆	—	+5.85%
Nippon India Index Fund - Nifty 50 Nippon India · Index Funds	54.1%	★★★☆☆	0.13%	+5.93%
Taurus Nifty 50 Index Fund Taurus · Index Funds	54.1%	★★☆☆☆	0.86%	+5.15%
LIC MF Nifty 50 Index Fund LIC · Index Funds	54.1%	★★☆☆☆	0.56%	+5.70%
UTI Nifty 50 ETF UTI · Equity ETF	54.1%	★★★☆☆	—	+6.07%
Nippon India ETF Nifty 50 BeES Nippon India · Other ETFs	54.1%	—	0.04%	+6.07%
Kotak Nifty 50 Index Fund Kotak Mahindra · Index Funds	54.1%	★★★☆☆	0.12%	+5.84%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

1 holding — 0.32% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

Capillary Technologies India LimitedShort-term · Stage I0.32%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-17.9%12 Feb 2020 → 23 Mar 2020
Fell over 40 days, back to the old high on 17 Nov 2020 — 8 months under water after the low.
-13.3%23 Sep 2021 → 28 Mar 2023
Still below that high — 1.5 years down, and no recovery yet.
-10.1%19 Sep 2017 → 23 Oct 2018
Fell over 13 months, back to the old high on 05 Feb 2020 — 15 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹1,097Cr

April - June 2026

+4%

since January - March 2026

+₹65.16Cr

est. net flow, last quarter

At or near its largest, ₹1,097Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Aditya Birla Sun Life Mutual Fund is run by Aditya Birla Sun Life AMC, a joint venture between the Aditya Birla Group and Sun Life Financial of Canada. In business since 1994 and listed on the exchanges since 2021, it is among India's larger houses across equity, debt and hybrid.

Launched

22 Dec 1994

Total AUM

₹4,41,787Cr+3.3% QoQ

Avg AUM · July - September 2026

Website

mutualfund.adityabirlacapital.com

Fund Managers

LSLovelish SolankiManaging since 27 Sep 2024

Education

MMS BMS (Finance)

Experience

He has over 17 years of experience in Trading and Dealing. Prior to joining Aditya Birla Sun Life 15, 2014 AMC Limited, he was Equity /Equity Derivatives - Trader at Union KBC Asset Management Co Limited since February 2011. Before that he worked at Edelweiss Asset Management Co. Ltd since January 2008.

Funds managed (2)

All schemes Lovelish Solanki runs →

HSHarshil SuvarnkarManaging since 22 Mar 2021

Education

Masters Management Studies (Finance), Post Graduate Diploma Securities Law & B. Com.

Experience

years in the financial 2021 to joining he was associated with as Head - Markets, handling treasury Asset Liability (ALM) and capital Fund Management Responsibility jointly with Mr. Chanchal Khandelwal and Dhaval Joshi Mr. Lovelish Solanki and Mr. Rohit Karan Mr. Kaustubh Gupta Mr. Bhupesh Bameta Mr. Abhinav Khandelwal and Dhaval Joshi Mr. Bhupesh Bameta Mr. Mohit Sharma - Mr. Sanjay Godambe - Mr. Kaustubh Gupta and Mr. Vighnesh Gupta

Funds managed (16)

All schemes Harshil Suvarnkar runs →

RKRohit KaranManaging since 02 Apr 2026

Education

PGDM, IIM Ahmedabad, Bachelor of Technology, IIT Kanpur

Experience

Mr. Rohit Karan has over 16 years of experience of Fund management and trading Equities Long Short, options and fixed income portfolios. Prior to joining ABSLAMC, he was associated as a Senior Portfolio Manager with Tara Capital Partners Private Limited, ICICI Prudential AMC (Alternates) and as a systematic trader in ARJ Securities, Franklin Templeton Alternatives, DSP Blackrock Investments, Reliance Industries Limited and few others in the past.

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Lovelish Solanki Harshil Suvarnkar

Top holdings

ICICI Bank Ltd.HDFC Bank Ltd.UPL Ltd.Reliance Industries Ltd.Kotak Mahindra Bank Ltd.Patanjali Foods Ltd.GMR Airports Ltd.Adani Ports and Special Economic Zone Ltd.State Bank of India Axis Bank Ltd.Mahindra & Mahindra Ltd.Bajaj Finance Ltd.

Aditya Birla Sun Life in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Equity Savings funds

Equity savings funds split money across equity, arbitrage and debt. The hedged portion lowers risk, so they sit between hybrid and debt funds on the risk ladder while keeping equity taxation.

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Equity Savings Fund?

As of 05 Oct 2026, the NAV of Aditya Birla Sun Life Equity Savings Fund is ₹12.76 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Aditya Birla Sun Life Equity Savings Fund delivered?

Aditya Birla Sun Life Equity Savings Fund has returned -3.54% over 1 year, -0.23% per year over 3 years, -1.25% per year over 5 years and +2.08% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund charges an expense ratio of 1.69% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund's largest holdings are ICICI Bank Ltd. (7.8%), HDFC Bank Ltd. (5.1%), UPL Ltd. (4.7%), Aditya Birla Sun Life Liquid Fund Direct Plan Growth (4.6%) and Aditya Birla Sun Life Money Market Fund - Growth - Direct Plan (3.8%). Holdings are disclosed monthly and change over time.

How risky is Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is rated moderately high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 4.6% and its worst peak-to-trough fall in our sample was -17.9%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -1.45 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Equity Savings Fund's -1.45 means it has not compensated investors for its volatility over the window. Higher is better.

What is the benchmark of Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is benchmarked against the Nifty Equity Savings TRI. Its alpha and beta on this page are measured against that index.

Who manages Aditya Birla Sun Life Equity Savings Fund?

Aditya Birla Sun Life Equity Savings Fund is managed by Lovelish Solanki, Harshil Suvarnkar and Rohit Karan at Aditya Birla Sun Life.

How is Aditya Birla Sun Life Equity Savings Fund taxed?

Aditya Birla Sun Life Equity Savings Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.