SBI Healthcare Opportunities Fund
This is the Direct plan of SBI Healthcare Opportunities Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.
Not enough Sectoral/ Thematic peers to rank yet
Volatility 12.9% (no category average yet)
1.0% expense (no category average yet)
80% of rolling 3Y windows were positive
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Sectoral/ Thematic)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -3.34% | — | — |
| 3M abs | +2.86% | — | — |
| 6M abs | +22.10% | — | — |
| 1Y CAGR | +20.19% | — | — |
| 3Y CAGR | +22.78% | — | — |
| 5Y CAGR | +17.78% | — | — |
Category average across peers in Sectoral/ Thematic, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into SBI Healthcare Opportunities Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 TRI | Diff | |
|---|---|---|---|---|
| 2026part | +20.58% | -7.18% | +27.76% | |
| 2025 | -2.50% | +7.94% | -10.44% | |
| 2024 | +43.75% | +16.43% | +27.32% | |
| 2023 | +39.72% | +27.43% | +12.29% | |
| 2022 | -5.01% | +4.34% | -9.35% | |
| 2021 | +21.48% | +31.59% | -10.11% | |
| 2020 | +67.70% | +18.33% | +49.37% | |
| 2019 | +0.45% | +8.95% | -8.50% | |
| 2018 | -23.02% | -2.33% | -20.69% | |
| 2017 | +3.27% | +37.35% | -34.08% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity96.79%
- Cash & Equivalents3.16%
- Debt0.05%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹4,319Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
SBI Mutual Fund is a joint venture between the State Bank of India and Amundi of France, and was set up in 1987 as the first fund house in India outside UTI. It is the largest by assets, helped by managing a share of the EPFO's ETF investments.
Fund Managers
TDTanmaya DesaiStart date not disclosed
Fund Manager
Qualificatio B.E (Electronics), MBA (Finance), C.F.A(USA) Level III candidate
Mr. Desai has close to 15years of work experience with over 6 years of experience in Indian capital markets. Past experiences: • From May 2008 till date - as Research Analyst - Investments with SBI Funds Management Limited. • From August 2004 to June 2006 - as Lecturer, Electronics Department with D J Sanghvi College of Engineering, Mumbai. • From Sept 2003 – April 2004 – as Software Engineer with Patni Computer Systems Ltd, Mumbai. He is currently managing SBI Healthcare Opportunities Fund
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
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Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Sectoral & Thematic funds
Sectoral and thematic funds must keep at least 80% in the equity of one sector (banking, pharma, technology) or one theme (consumption, manufacturing, ESG). That concentration is the point and the risk: with no mandate to diversify away from the sector, the fund rises and falls with it.
Frequently asked questions
What is the NAV of SBI Healthcare Opportunities Fund?
As of 01 Oct 2026, the NAV of SBI Healthcare Opportunities Fund is ₹406.18 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has SBI Healthcare Opportunities Fund delivered?
SBI Healthcare Opportunities Fund has returned +20.19% over 1 year, +22.78% per year over 3 years, +17.78% per year over 5 years and +16.50% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of SBI Healthcare Opportunities Fund?
SBI Healthcare Opportunities Fund charges an expense ratio of 1.01% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of SBI Healthcare Opportunities Fund?
SBI Healthcare Opportunities Fund's largest holdings are Sun Pharmaceutical Industries Ltd. (12.3%), Divi's Laboratories Ltd. (8.2%), Apollo Hospitals Enterprise Ltd. (4.9%), Acutaas Chemicals Ltd. (4.9%) and Torrent Pharmaceuticals Ltd. (4.7%). Holdings are disclosed monthly and change over time.
How risky is SBI Healthcare Opportunities Fund?
SBI Healthcare Opportunities Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 12.9% and its worst peak-to-trough fall in our sample was -41.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 1.26 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. SBI Healthcare Opportunities Fund's 1.26 means it has rewarded its volatility with excess return. Higher is better.
Who manages SBI Healthcare Opportunities Fund?
SBI Healthcare Opportunities Fund is managed by Tanmaya Desai at SBI.
How is SBI Healthcare Opportunities Fund taxed?
SBI Healthcare Opportunities Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.