EquitySectoral/ ThematicRegularIDCWVery High

Sundaram Financial Services Opportunities Fund

Q: What is the NAV of Sundaram Financial Services Opportunities Fund?

As of 01 Oct 2026, the NAV of Sundaram Financial Services Opportunities Fund is ₹27.52 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Sundaram Financial Services Opportunities Fund delivered?

Sundaram Financial Services Opportunities Fund has returned -12.67% over 1 year, -0.72% per year over 3 years, +3.54% per year over 5 years and +5.67% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund charges an expense ratio of 2.21% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund's largest holdings are ICICI Bank Ltd (11.5%), Axis Bank Ltd (10.1%), State Bank of India (8.2%), HDFC Bank Ltd (7.9%) and Kotak Mahindra Bank Ltd (5.5%). Holdings are disclosed monthly and change over time.

Q: How risky is Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 19.2% and its worst peak-to-trough fall in our sample was -54.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of -0.38 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Sundaram Financial Services Opportunities Fund's -0.38 means it has not compensated investors for its volatility over the window. Higher is better.

Q: What is the benchmark of Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund is benchmarked against the Nifty Financial Services TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund is managed by Rohit Seksaria and Shalav Saket at Sundaram.

Q: How is Sundaram Financial Services Opportunities Fund taxed?

Sundaram Financial Services Opportunities Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Sundaram Mutual Fund · Best Sectoral & Thematic Mutual Funds

NAV

₹27.52

-0.91% 1D

as of 01 Oct 2026

This is the Regular plan of Sundaram Financial Services Opportunities Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

Compare SIP calculator

This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

View the Growth plan for compounded returns (+9.47% 3Y CAGR)

Performance

-11.34%CAGR

52-week rangePrev NAV ₹27.77

Latest ₹27.52

Low ₹26.978th percentile of its 52-week rangeHigh ₹34.16

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.

Performance—

Not enough Sectoral/ Thematic peers to rank yet

Risk—

Volatility 19.2% (no category average yet)

Cost—

2.2% expense (no category average yet)

ConsistencyModerate

82% of rolling 3Y windows were positive

Key Metrics

Annual fee charged by the fund, already deducted from NAV

2.21%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

12.61

Category —

Excess return per unit of total volatility (rf = 6.5%)

-0.38

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch/STP within 30 days from the date of allotment. NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment. Further, exit load will be waived on Intra-scheme Switch-outs/STP. Generally, the exit load will be calculated on First in First out (FIFO) basis.

Up to 0.50%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹100

Smallest one-time (lumpsum) investment the scheme accepts

₹100

Nifty Financial Services TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

16 Jun 2008

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-5.88%

Absolute return over the last 3 months (not annualized)

-6.20%

Absolute return over the last 6 months (not annualized)

-0.72%

Absolute return since 1 Jan of this year (not annualized)

-13.47%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-12.67%

3-year annualized return (CAGR)

-0.72%

5-year annualized return (CAGR)

+3.54%

10-year annualized return (CAGR)

+4.59%

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+5.67%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

19.20%

Excess return per unit of total volatility (rf = 6.5%)

-0.38

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

-0.47

Largest peak-to-trough decline over full history

-54.28%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

-9.11%

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

0.96

How much of the fund's movement Nifty 500 TRI explains

69.0%

Excess return per unit of beta (market risk)

-7.22

Active return over the benchmark per unit of tracking error

-1.00

Annualized std dev of fund-minus-benchmark returns

10.16%

Fund's share of benchmark gains in up months (100 = matches index)

87.2%

Fund's share of benchmark losses in down months (lower is better)

139.0%

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Sectoral/ Thematic)

Period	Fund	Category avg.	Diff
1M abs	-5.88%	—	—
3M abs	-6.20%	—	—
6M abs	-0.72%	—	—
1Y CAGR	-12.67%	—	—
3Y CAGR	-0.72%	—	—
5Y CAGR	+3.54%	—	—

Category average across peers in Sectoral/ Thematic, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹6.06L

Absolute

+1.06%

XIRR

+0.43%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into Sundaram Financial Services Opportunities Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-13.47%	-7.18%	-6.29%
2025	+9.09%	+7.94%	+1.15%
2024	-0.74%	+16.43%	-17.17%
2023	+21.96%	+27.43%	-5.47%
2022	+8.66%	+4.34%	+4.32%
2021	+7.34%	+31.59%	-24.25%
2020	-1.29%	+18.33%	-19.62%
2019	+18.76%	+8.95%	+9.81%
2018	-15.77%	-2.33%	-13.44%
2017	+26.79%	+37.35%	-10.56%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

4,501

Expense ratio

2.21%

AUM

₹1,584Cr

Portfolio turnover

34%

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

12.6

P/B ratio

2.3

Avg market cap

₹3,84,995Cr

P/E & P/B are portfolio-weighted harmonic means across 20 of 27 equity holdings (79% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Sectoral/ Thematic

Compare all


Sundaram Financial Services Opportunities FundThis fund Sundaram · Regular · IDCW	—	-12.67%	-0.72%	+3.54%	—	2.21%	₹1,584Cr
Nippon India Taiwan Equity Fund Nippon India · Regular · IDCW	—	+118.60%	+60.45%	—	—	2.34%	₹1,110Cr
HDFC Defence Fund HDFC · Regular · IDCW	—	+21.45%	+34.62%	—	—	1.79%	₹9,371Cr
HDFC Pharma and Healthcare Fund HDFC · Regular · IDCW	—	+25.19%	+28.72%	—	—	2.11%	₹2,282Cr
Nippon India Japan Equity Fund Nippon India · Regular · IDCW	—	+29.10%	+21.80%	+10.22%	—	2.50%	₹330.20Cr
HDFC Transportation and Logistics Fund HDFC · Regular · IDCW	—	+3.61%	+21.77%	—	—	2.15%	₹1,685Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap62.8%
Mid cap6.8%
Small cap30.3%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity97.59%
Cash & Equivalents1.40%
Debt1.00%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Tata Banking & Financial Services Fund Tata · Sectoral/ Thematic	60.7%	★★★☆☆	0.93%	+10.02%
UTI - Banking and Financial Services Fund UTI · Sectoral/ Thematic	55.6%	★★☆☆☆	1.44%	+11.62%
Nippon India Banking & Financial Services Fund Nippon India · Sectoral/ Thematic	55.2%	★★★☆☆	1.07%	+10.18%
HDFC Banking & Financial Services Fund HDFC · Sectoral/ Thematic	55.1%	★★★☆☆	0.98%	+11.00%
ITI Banking and Financial Services Fund ITI · Sectoral/ Thematic	55.0%	★★☆☆☆	1.10%	+10.06%
MahindraManulife Banking & Financial Services Fund Mahindra Manulife · Sectoral/ Thematic	54.7%	★★★☆☆	1.13%	—
WhiteOak Capital Banking & Financial Services Fund WhiteOak Capital · Sectoral/ Thematic	54.5%	★★★☆☆	1.05%	—
Tata Nifty Financial Services Index Fund Tata · Index Funds	53.3%	★☆☆☆☆	0.58%	—

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

1 holding — 2.15% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

PB Fintech LimitedShort-term · Stage I2.15%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-54.3%09 Nov 2010 → 03 Sep 2013
Fell over 2.8 years, back to the old high on 30 Mar 2017 — 3.6 years under water after the low.
-48.0%23 Jan 2018 → 23 Mar 2020
Fell over 2.2 years, back to the old high on 02 Feb 2021 — 10 months under water after the low.
-37.8%11 Aug 2008 → 09 Mar 2009
Fell over 7 months, back to the old high on 19 May 2009 — 2 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹1,584Cr

April - June 2026

-3%

since January - March 2026

+₹170.32Cr

est. net flow, last quarter

At or near its largest, ₹1,637Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Sundaram Mutual Fund is run by Sundaram Asset Management, part of the Chennai-based Sundaram Finance group, and has been in business since 1996. It absorbed Principal Mutual Fund's schemes in 2021 and has a long-standing small- and mid-cap franchise.

Launched

25 Feb 1996

Total AUM

₹76,929Cr+2.7% QoQ

Avg AUM · April - June 2026

Website

sundarammutual.com

Fund Managers

RSRohit SeksariaStart date not disclosed

Education

B.Com, PGDM, CFA BE, PGPM

Experience

Sundaram Asset Management Co. Jan 2017 to till date Assistant Fund Manager – Equity Progress Capital Pte, Singapore Sundaram Financial Services Jun 2013 to Dec 2016 Senior Analyst Matchpoint Investment Management Asia, Hong Kong Jul 2010 to Mar 2013 Progress Capital Pte, Singapore Sundaram Long Term Micro Cap Tax Jul 2007 to Jul 2010 Senior Analyst Irevna Research Services Dec 2002 to Jul 2007 Head of Research UTI Mutual Fund May 2002 to Dec 2002 Manager Jan 2022 to Present Sundaram Asset Management - Fund Manager - Equity 2015 to Oct 2019 - Principal MF,: Sr Analyst, Oct 2014 to August 2015 - Antique Stock Broking- AVP- Institutional Research-IT Services, Nov 2009 to Oct 2014 Tata Securities AVP- Institutional Research-IT Services, Telecom

Funds managed (15)

All schemes Rohit Seksaria runs →

SSShalav SaketStart date not disclosed

Role

Overseas Investment s Associate

Experience

America Securities Ltd • 2020 - 2022 - Consulting in Pricewaterhouse Coopers Ltd • 2017 - 2018 - Software Engineering in Samsung R & D Insitute Ltd • 2015 - 2017 - Software Engireering - Wipro Technologies Ltd • 2024 - Till Date - Associate Fund Manager - Sundaram Asset Management Company Limited • 2021 - 2024 - Assistant Fund Manager & BFSI sector analyst - Canara HSBC Life Insurance

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Rohit Seksaria

Top holdings

ICICI Bank Ltd Axis Bank Ltd State Bank of India HDFC Bank Ltd Kotak Mahindra Bank Ltd Bajaj Finserv Ltd DCB Bank Ltd Shriram Finance Ltd PNB Housing Finance Ltd Bank of Baroda Cholamandalam Financial Holdings Ltd One 97 Communications Ltd

Sundaram in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Sectoral & Thematic funds

Sectoral and thematic funds must keep at least 80% in the equity of one sector (banking, pharma, technology) or one theme (consumption, manufacturing, ESG). That concentration is the point and the risk: with no mandate to diversify away from the sector, the fund rises and falls with it.

Frequently asked questions

What is the NAV of Sundaram Financial Services Opportunities Fund?

As of 01 Oct 2026, the NAV of Sundaram Financial Services Opportunities Fund is ₹27.52 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Sundaram Financial Services Opportunities Fund delivered?

Sundaram Financial Services Opportunities Fund has returned -12.67% over 1 year, -0.72% per year over 3 years, +3.54% per year over 5 years and +5.67% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund charges an expense ratio of 2.21% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund's largest holdings are ICICI Bank Ltd (11.5%), Axis Bank Ltd (10.1%), State Bank of India (8.2%), HDFC Bank Ltd (7.9%) and Kotak Mahindra Bank Ltd (5.5%). Holdings are disclosed monthly and change over time.

How risky is Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 19.2% and its worst peak-to-trough fall in our sample was -54.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -0.38 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Sundaram Financial Services Opportunities Fund's -0.38 means it has not compensated investors for its volatility over the window. Higher is better.

What is the benchmark of Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund is benchmarked against the Nifty Financial Services TRI. Its alpha and beta on this page are measured against that index.

Who manages Sundaram Financial Services Opportunities Fund?

Sundaram Financial Services Opportunities Fund is managed by Rohit Seksaria and Shalav Saket at Sundaram.

How is Sundaram Financial Services Opportunities Fund taxed?

Sundaram Financial Services Opportunities Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.