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HDFC Children's Fund

Q: What is the NAV of HDFC Children's Fund?

As of 01 Oct 2026, the NAV of HDFC Children's Fund is ₹281.82 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has HDFC Children's Fund delivered?

HDFC Children's Fund has returned -2.80% over 1 year, +7.11% per year over 3 years, +8.94% per year over 5 years and +12.73% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of HDFC Children's Fund?

HDFC Children's Fund charges an expense ratio of 1.81% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of HDFC Children's Fund?

HDFC Children's Fund's largest holdings are ICICI Bank Ltd. (7.1%), HDFC Bank Ltd. (6.0%), Larsen and Toubro Ltd. (3.7%), 7.18% GOI MAT 140833 (3.7%) and State Bank of India (3.1%). Holdings are disclosed monthly and change over time.

Q: How risky is HDFC Children's Fund?

HDFC Children's Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 9.7% and its worst peak-to-trough fall in our sample was -47.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.06 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. HDFC Children's Fund's 0.06 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of HDFC Children's Fund?

HDFC Children's Fund is benchmarked against the NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index). Its alpha and beta on this page are measured against that index.

Q: Who manages HDFC Children's Fund?

HDFC Children's Fund is managed by Chirag Setalvad, Gopal Agrawal and Anil Bamboli at HDFC.

Q: How is HDFC Children's Fund taxed?

HDFC Children's Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

HDFC Mutual Fund · Best Children’s Mutual Funds

NAV

₹281.82

-0.39% 1D

as of 01 Oct 2026

This is the Regular plan of HDFC Children's Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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Performance

-2.22%CAGR

52-week rangePrev NAV ₹282.92

Latest ₹281.82

Low ₹265.5648th percentile of its 52-week rangeHigh ₹299.53

Scorecard

★★★★☆4/5 vs 9 of 10 Children’s Fund peers

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Children’s Fund (same plan and option). 9 of the 10 Children’s Funds in this cohort carry the full record the stars need, so they are the ones ranked against.

PerformanceAverage

3Y CAGR +7.11% · ranks 6 of 9 Children’s Funds

RiskLow

Volatility 9.7% vs 11.8% category avg

CostLow

1.8% expense vs 2.3% category avg

ConsistencyHigh

99% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Less volatile than its Children’s Fund peers (9.7% vs 11.8%)
Low expense ratio (1.81%) vs the Children’s Fund average of 2.31%
Consistent — positive in 99% of rolling 3-year windows

Concerns

1-year return (-2.80%) trails the Children’s Fund average (-0.36%)
3-year return (+7.11%) trails the Children’s Fund average (+8.73%)
Weaker risk-adjusted returns — Sharpe 0.06 below the Children’s Fund average of 0.25

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.81%

Category 2.31%▼0.50%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

18.64

Category —

Excess return per unit of total volatility (rf = 6.5%)

0.06

Category 0.25▼0.19

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

5 yrs

(i) For existing investments by investors including SIP / SWAP registrations, etc (until May 22, 2018). In respect of units subject to lockin period: Nil In case of Units not subject to Lock-in Period: -3% if the Units are redeemed / switched-out within one year from the date of allotment. - 2% if the Units are redeemed / switched-out between first and second year of the date of allotment. - 1% if the Units are redeemed / switched-out between second and third year of the date of allotment. - Nil if the Units are redeemed / switched-out after third year from the date of allotment (ii) Fresh investments by investors including SIP/ SWAP registrations, etc (effective May 23, 2018): Nil

Up to 3.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹100

Smallest one-time (lumpsum) investment the scheme accepts

₹100

NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index)

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

03 Apr 2006

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-3.52%

Absolute return over the last 3 months (not annualized)

-2.43%

Absolute return over the last 6 months (not annualized)

+4.78%

Absolute return since 1 Jan of this year (not annualized)

-5.42%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-2.80%

3-year annualized return (CAGR)

+7.11%

5-year annualized return (CAGR)

+8.94%

10-year annualized return (CAGR)

+11.63%

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+12.73%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

9.66%

Excess return per unit of total volatility (rf = 6.5%)

0.06

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

0.09

Largest peak-to-trough decline over full history

-47.56%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

-1.50%

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

0.67

How much of the fund's movement Nifty 500 TRI explains

91.9%

Excess return per unit of beta (market risk)

1.14

Active return over the benchmark per unit of tracking error

-0.40

Annualized std dev of fund-minus-benchmark returns

6.13%

Fund's share of benchmark gains in up months (100 = matches index)

70.2%

Fund's share of benchmark losses in down months (lower is better)

68.0%

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Children’s Fund)

Period	Fund	Category avg.	Diff
1M abs	-3.52%	-4.42%	+0.90%
3M abs	-2.43%	-2.88%	+0.45%
6M abs	+4.78%	+7.75%	-2.97%
1Y CAGR	-2.80%	-0.36%	-2.44%
3Y CAGR	+7.11%	+8.73%	-1.62%
5Y CAGR	+8.94%	+8.49%	+0.45%

Category average across peers in Children’s Fund (up to 10 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 10 peers in Children’s Fund

1Y return

-2.80%

Beats 30% · rank #8

3Y return

+7.11%

Beats 37.5% · rank #6

5Y return

+8.94%

Beats 62.5% · rank #4

Sharpe

0.06

Beats 37.5% · rank #6

Sortino

0.09

Beats 37.5% · rank #6

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹7.09L

Absolute

+18.21%

XIRR

+6.84%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into HDFC Children's Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-5.42%	-7.18%	+1.76%
2025	+2.33%	+7.94%	-5.61%
2024	+16.06%	+16.43%	-0.37%
2023	+26.88%	+27.43%	-0.55%
2022	+6.77%	+4.34%	+2.43%
2021	+26.46%	+31.59%	-5.13%
2020	+17.47%	+18.33%	-0.86%
2019	+7.17%	+8.95%	-1.78%
2018	-1.32%	-2.33%	+1.01%
2017	+30.69%	+37.35%	-6.66%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

5,047

Expense ratio

1.81%

AUM

₹10,173Cr

Portfolio turnover

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

18.6

P/B ratio

4.3

Avg market cap

₹4,24,627Cr

P/E & P/B are portfolio-weighted harmonic means across 47 of 58 equity holdings (64% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Children’s Fund

Compare all


HDFC Children's FundThis fund HDFC · Regular · Growth	★★★★☆	-2.80%	+7.11%	+8.94%	—	1.81%	—
SBI Children's Fund - Investment SBI · Regular · Growth	★★★★★	+12.81%	+19.41%	+17.99%	—	2.01%	₹6,212Cr
SBI Children'S Fund - Savings SBI · Regular · Growth	★★★★★	+9.20%	+11.04%	+10.16%	—	1.29%	₹138.39Cr
ICICI Prudential Children's Fund ICICI Prudential · Regular · Growth	★★★★☆	-4.24%	+10.62%	+10.26%	—	3.07%	₹1,401Cr
Aditya Birla Sun Life Bal Bhavishya Yojna Aditya Birla Sun Life · Regular · Growth	★★★☆☆	+0.76%	+8.04%	+7.29%	—	2.28%	₹1,174Cr
LIC MF Children's Fund LIC · Regular · Growth	★★☆☆☆	+2.97%	+7.50%	+6.72%	—	2.84%	₹14.96Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap51.4%
Mid cap11.7%
Small cap36.8%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity70.21%
Debt26.81%
Cash & Equivalents2.98%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
HDFC Aggressive Hybrid Fund HDFC · Aggressive Hybrid Fund	52.9% of 69% equity	★★☆☆☆	1.10%	+5.43%
HDFC Retirement Fund - Equity HDFC · Retirement Fund	49.0%	★★★★☆	0.92%	+8.11%
Navi BSE Sensex Index Fund Navi · Index Funds	48.6%	★☆☆☆☆	0.50%	+3.86%
Kotak BSE Sensex Index Fund Kotak Mahindra · Index Funds	48.6%	★☆☆☆☆	0.29%	—
Zerodha BSE SENSEX Index Fund Zerodha · Index Funds	48.6%	—	0.47%	—
Nippon India Index Fund - BSE Sensex Nippon India · Index Funds	48.5%	★★☆☆☆	0.21%	+3.92%
HDFC BSE Sensex Index Fund HDFC · Index Funds	48.5%	★★☆☆☆	0.22%	+3.91%
Tata BSE Sensex Index Fund Tata · Index Funds	48.5%	★★☆☆☆	0.33%	+3.81%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

1 holding — 0.35% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

GMM Pfaudler LimitedShort-term · Stage I0.35%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-47.6%04 Jan 2008 → 09 Mar 2009
Fell over 14 months, back to the old high on 05 Jan 2010 — 10 months under water after the low.
-28.9%24 Jan 2020 → 23 Mar 2020
Fell over 2 months, back to the old high on 28 Aug 2020 — 5 months under water after the low.
-23.5%10 May 2006 → 14 Jun 2006
Fell over 35 days, back to the old high on 06 Nov 2006 — 5 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

HDFC Mutual Fund is run by HDFC Asset Management, part of the HDFC Bank group and listed on the exchanges since 2018. It has been in business since 1999, absorbed Zurich India's schemes in 2003, and is consistently among the two or three largest fund houses by assets.

Launched

09 Dec 1999

Total AUM

₹9,35,100Cr+0.8% QoQ

Avg AUM · April - June 2026

Website

hdfcfund.com

Fund Managers

CSChirag SetalvadManaging since 02 Apr 2007

Role

Head - Equities

Education

• B.Sc. in Business Administration - University of North Carolina, Chapel Hill. • CFA (CFA Institute) • Chartered Accountant

Experience

Collectively over 29 years of experience, of which 25 years in Fund Management investment banking. March 19, 2007 till Date: HDFC Asset Management Limited

Funds managed (2)

All schemes Chirag Setalvad runs →

GAGopal AgrawalManaging since 01 Sep 2026

Education

• B.E., • MBM • B.E (Jadavpur University)

Experience

Collectively over 22 years experience in Fund Management and 2.5 years in Equity Research • July 9, 2020 till Date: HDFC Asset Management Company Limited • July 23, 2018 till June 30, 2020: DSP Investment Managers Private Limited Last Position Held: Senior Fund Manager and Head-Macro strategy • April 03, 2017 till July 16, 2018: TATA Asset Management Company Limited Last Position Held: CIO-Equity • October 01, 2007 till March 31, 2017: Mirae Asset Global Investments (India) Pvt. Ltd.. Last Position Held: CIO-Equity and Chief Strategist

Funds managed (3)

All schemes Gopal Agrawal runs →

ABAnil BamboliManaging since 06 Oct 2022

Role

Senior Fund Manager - Fixed Income

Education

• B. Com, Grad • CWA, • MMS (Finance), • CFA (CFA Institute)

Experience

Collectively over 31 years experience in Fund Management and Research, Fixed Income dealing • July 25, 2003 till Date: HDFC Asset Management Company Limited

Funds managed (12)

All schemes Anil Bamboli runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Chirag Setalvad Gopal Agrawal Anil Bamboli

Top holdings

ICICI Bank Ltd.HDFC Bank Ltd.Larsen and Toubro Ltd.State Bank of India Reliance Industries Ltd.Kotak Mahindra Bank Limited eClerx Services Limited Aster DM Quality Care Limited Axis Bank Ltd.Finolex Cables Ltd.Infosys Limited Voltamp Transformers Ltd.

HDFC in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

Frequently asked questions

What is the NAV of HDFC Children's Fund?

As of 01 Oct 2026, the NAV of HDFC Children's Fund is ₹281.82 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has HDFC Children's Fund delivered?

HDFC Children's Fund has returned -2.80% over 1 year, +7.11% per year over 3 years, +8.94% per year over 5 years and +12.73% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of HDFC Children's Fund?

HDFC Children's Fund charges an expense ratio of 1.81% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of HDFC Children's Fund?

HDFC Children's Fund's largest holdings are ICICI Bank Ltd. (7.1%), HDFC Bank Ltd. (6.0%), Larsen and Toubro Ltd. (3.7%), 7.18% GOI MAT 140833 (3.7%) and State Bank of India (3.1%). Holdings are disclosed monthly and change over time.

How risky is HDFC Children's Fund?

HDFC Children's Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 9.7% and its worst peak-to-trough fall in our sample was -47.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.06 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. HDFC Children's Fund's 0.06 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of HDFC Children's Fund?

HDFC Children's Fund is benchmarked against the NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index). Its alpha and beta on this page are measured against that index.

Who manages HDFC Children's Fund?

HDFC Children's Fund is managed by Chirag Setalvad, Gopal Agrawal and Anil Bamboli at HDFC.

How is HDFC Children's Fund taxed?

HDFC Children's Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.