Unifi Flexi Cap Fund
This is the Direct plan of Unifi Flexi Cap Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
★★★★★5/5 vs 42 of 45 Flexi Cap Fund peers1Y- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Flexi Cap Fund (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 42 of the 45 Flexi Cap Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
Not enough Flexi Cap Fund peers to rank yet
Volatility 12.7% vs 14.2% category avg
1.4% expense vs 1.1% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Ahead of the Flexi Cap Fund average on 1M/3M/6M/1Y — 1Y by 4.61pp
- Less volatile than its Flexi Cap Fund peers (12.7% vs 14.2%)
Concerns
- High expense ratio (1.42%) vs the Flexi Cap Fund average of 1.11%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Flexi Cap Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -3.39% | -5.13% | +1.74% |
| 3M abs | -0.74% | -2.30% | +1.56% |
| 6M abs | +12.45% | +9.92% | +2.53% |
| 1Y CAGR | +4.72% | +0.11% | +4.61% |
| 3Y CAGR | — | +11.69% | — |
| 5Y CAGR | — | +10.42% | — |
Category average across peers in Flexi Cap Fund (up to 45 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 45 peers in Flexi Cap Fund
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
12 monthly installments of ₹10,000 into Unifi Flexi Cap Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 TRI | Diff | |
|---|---|---|---|---|
| 2026part | +0.73% | -7.18% | +7.91% | |
| 2025part | +2.96% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity91.24%
- Cash & Equivalents4.53%
- Other4.24%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹190.57Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Unifi Mutual Fund is the mutual fund arm of Unifi Capital, a Chennai-based manager with a long record in portfolio management and alternative investment funds focused on small and mid-sized companies.
Fund Managers
KSKarthik SrinivasStart date not disclosed
Debt Fund Manager
• Chartered Accountant from ICAI • CFA
Karthik will be managing the debt portfolio of the scheme. He comes with about 11 years of financial services experience across fund management, research, audit and taxation. He has 3 years of fund management and debt markets research in Unifi Capital wherein he co-managed the debt-oriented Cat III Alternative Investment Fund. He was also responsible for identifying investment opportunities, evaluation and monitoring. Earlier, he was part of The Sanmar Group, working in their Founders' Office, focusing on growth strategy and financing initiatives, and was part of the IPO process of a group company. Prior to that, he was with Deloitte in their Risk Advisory practice.
SVSaravanan VStart date not disclosed
B. Com., C.A.
Sarvanan holds the position of Chief Investment Officer in M/s. Unifi Asset Management Private Limited. He is responsible for overall investments of the scheme. He has about 25 years of financial services experience and has been associated with the Unifi group since August 2006. He has 12 years of fund management experience in managing both equity and debt AIFs launched by Unifi Capital. He has managed the multi asset class Unifi High Yield Fund (monthly open-ended Category III AIF) from April 2013 to July 2024 and co-managed the Unifi Blend & BCAD equity AIFs (Cat III) from Feb 2019 to March 2024. He has 7 years of equity research experience at Unifi Capital from August 2006 to March 2013 specifically covering Pharmaceuticals, Specialty Chemicals, Banks and NBFCs and providing sector & company specific recommendations to the equity fund management team. Prior to joining Unifi group, he worked for ICICI Bank, Aithent technologies and PWC in their compliance, risk management and audit departments, respectively.
ALAejas LakhaniStart date not disclosed
Equity Fund Manager
• MA (Economics) • M. Com • MBA
Aejas Lakhani manages the equity portfolio of the scheme. He has 14 years of experience across fund management, equity research, governance advisory and investment banking. He has 4 years of Fund Management and Research experience in Unifi Capital wherein he managed the consumption themed equity PMS Scheme. He was also tracking sectors such as pharma, logistics, retail and capital markets. Earlier he has worked as an Analyst in the Institutional Investor Advisory Services, SEBI registered proxy advisory firm. Prior to that, he was associated with Edelweiss Asset Management Limited as the lead analyst.
AKAman Reddy KakaniStart date not disclosed
Fund Manager- Overseas Securities
Aman will be managing the overseas portfolio of the scheme. He was an Investment Analyst in Unifi Capital covering international equities, tracked international markets and sectors to identify investable emerging trends. He was also worked with Northern Arc Capital Ltd as credit analyst. Earlier he was associated with Multiples Alternate Asset Management Pvt. Ltd. & Indium Software.
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Unifi in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
AGI Greenpac NSE:AGI Analyst Meet Unifi Mutual Fund Sep 2026
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Groww · 20 May 2025
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Flexi Cap funds
Flexi cap funds invest across large, mid and small-cap stocks with no fixed allocation, letting the manager shift with the market cycle. That flexibility can help manage risk and chase growth wherever it is.
Frequently asked questions
What is the NAV of Unifi Flexi Cap Fund?
As of 01 Oct 2026, the NAV of Unifi Flexi Cap Fund is ₹10.48 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Unifi Flexi Cap Fund delivered?
Unifi Flexi Cap Fund has returned +4.72% over 1 year and +2.81% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Unifi Flexi Cap Fund?
Unifi Flexi Cap Fund charges an expense ratio of 1.42% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Unifi Flexi Cap Fund?
Unifi Flexi Cap Fund's largest holdings are The South Indian Bank Limited (4.5%), Share Application Money Pending Allotment (4.2%), Bharti Airtel Limited (3.9%), ICICI Bank Limited (3.8%) and Fedbank Financial Ser Ltd (3.5%). Holdings are disclosed monthly and change over time.
How risky is Unifi Flexi Cap Fund?
Unifi Flexi Cap Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 12.7% and its worst peak-to-trough fall in our sample was -13.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of Unifi Flexi Cap Fund?
Unifi Flexi Cap Fund is benchmarked against the Tier 1- Nifty 500 TRI. Its alpha and beta on this page are measured against that index.
Who manages Unifi Flexi Cap Fund?
Unifi Flexi Cap Fund is managed by Karthik Srinivas, Saravanan V, Aejas Lakhani and Aman Reddy Kakani at Unifi.
How is Unifi Flexi Cap Fund taxed?
Unifi Flexi Cap Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.