Samco Dynamic Asset Allocation Fund
This is the Regular plan of Samco Dynamic Asset Allocation Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
★★☆☆☆2/5 vs 36 Dynamic Asset Allocation or Balanced Advantage peers1Y- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Dynamic Asset Allocation or Balanced Advantage (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers.
Not enough Dynamic Asset Allocation or Balanced Advantage peers to rank yet
Volatility 11.2% vs 8.4% category avg
3.4% expense vs 2.3% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
No standout strengths identified.
Concerns
- 1-year return (-3.00%) trails the Dynamic Asset Allocation or Balanced Advantage average (-0.78%)
- More volatile than its Dynamic Asset Allocation or Balanced Advantage peers (11.2% vs 8.4%)
- High expense ratio (3.42%) vs the Dynamic Asset Allocation or Balanced Advantage average of 2.27%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Fund vs category average (Dynamic Asset Allocation or Balanced Advantage)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -1.96% | -3.69% | +1.73% |
| 3M abs | -2.72% | -2.32% | -0.40% |
| 6M abs | +3.09% | +4.02% | -0.93% |
| 1Y CAGR | -3.00% | -0.78% | -2.22% |
| 3Y CAGR | — | +7.28% | — |
| 5Y CAGR | — | +7.15% | — |
Category average across peers in Dynamic Asset Allocation or Balanced Advantage (up to 36 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 36 peers in Dynamic Asset Allocation or Balanced Advantage
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
12 monthly installments of ₹10,000 into Samco Dynamic Asset Allocation Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 50 TRI | Diff | |
|---|---|---|---|---|
| 2026part | -3.84% | -12.85% | +9.01% | |
| 2025 | -4.49% | +11.97% | -16.46% | |
| 2024part | +8.77% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Equity67.51%
- Cash & Equivalents17.43%
- Debt15.06%
Fund size over time
Quarterly average AUM · AMFIDown +13% from its peak of ₹227.36Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Samco Mutual Fund is the asset management arm of the broker Samco Securities. It runs a small line-up built around the group's in-house stock-selection framework.
Fund Managers
UMUmeshkumar MehtaStart date not disclosed
Director & Investment Officer
B. Com, CA, MBA
Mr. Umeshkumar Mehta has over 26 years of experience in Indian Capital Markets. His Samco ELSS Tax Saver role involves overseeing investment strategies and managing assets across diverse portfolios. He has profound knowledge of financial markets, believes in Dynamic data driven approach to investments and draws lessons from financial markets histories. He used to lead the Samco group’s Research team. He has been associated with the group for the last fifteen years. He is an CA and MBA by qualification.
NBNirali BhansaliManaging since 19 Feb 2025
Fund
B.E., MBA
Mrs. Nirali Bhansali has over 11 years of work experience with more than 8 years spanning capital markets and investment research. Her deep understanding of fundamental analysis has enabled her to provide cutting edge insights in conceptualizing and developing Samco Mutual Fund's proprietary research and Investment technology product – The HexaShield Framework. She believes in the “Buy Right Sit Tight” philosophy and her endeavour is to generate long term wealth for her investors through the Funds. She is Mid Cap Fund. a regular panelist on media & business news channels such as Bloomberg Quint, Money9 Live, CNBC TV18 etc. She has completed her Engineering, MBA, CFA level 2 at first attempts. With a strong background in Finance and passion for Stock Markets, Nirali has always aimed at being the best at whatever she does and believes in cracking the code to become a value creator. Prior to joining Samco Asset Management Private Limited, she was associated with various companies i.e. Samco Securities Limited, Aranca India Private Limited and STG Heating Private Limited. Mr. Dhawal Ghanshyam Dhanani started
DDDhawal Ghanshyam DhananiStart date not disclosed
Fund
B.Com, C.A.
out as an equity research analyst at Samco Securities Ltd. He has around 6 years of work experience with more than 4 years spanning capital markets and investment research and has been known for in-depth examination into the business models and computational crux of varied Indian companies. His multi-disciplinary Fund, Samco Multi Cap approach and working knowledge of fundamentals have aided the prime objective of guiding investors through insightful ideas for the long term. Scheme Category Flexi Cap Fund Multi Cap Fund Large & Mid Cap Fund ELSS Thematic Funds Dynamic Asset Allocation Multi Asset Allocation Fund Arbitrage Fund Overnight Fund of the aforesaid schemes
VSVishal ShindeManaging since 01 Jul 2026
Fund
Bachelor of Management Studies (BMS) in Finance & Master of Management Studies (MMS) in Finance.
Mr. Vishal Shinde has over 12 years of experience in the equity markets and portfolio management domain, with expertise in quantitative analysis, portfolio management, technical and valuation research, and risk management. He has completed Bachelor of Management Studies (Finance) from S.K. Somaiya College, Mumbai and Master of Management Studies (Finance) from the University of Mumbai. Past experience: Prior to joining Samco Asset Management Private Limited, he was associated with the following: •DRChoksey Finserv, Mumbai: Quantitative Analyst in Portfolio Management - November 2017 to June 2026 •Batlivala & Karani Securities, Mumbai: Quants Associate - April 2015 to November 2017 •Accord Fintech, Navi Mumbai: Research Analyst - February 2013 to April 2015 •AVS Investments, Chembur: Equity Analyst - August 2011 to February 2013
Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Samco in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Balanced Advantage funds
Balanced advantage (dynamic asset allocation) funds move between equity and debt based on market valuations, adding more stocks when they look cheap and trimming when they look dear. The goal is a smoother ride.
Frequently asked questions
What is the NAV of Samco Dynamic Asset Allocation Fund?
As of 01 Oct 2026, the NAV of Samco Dynamic Asset Allocation Fund is ₹10.02 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Samco Dynamic Asset Allocation Fund delivered?
Samco Dynamic Asset Allocation Fund has returned -3.00% over 1 year and -0.04% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund charges an expense ratio of 3.42% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund's largest holdings are 7.38% Government of India (20/06/2027) (15.1%), Religare Enterprises Limited (8.7%), Torrent Pharmaceuticals Limited (2.4%), Adani Power Limited (2.1%) and Cummins India Limited (1.7%). Holdings are disclosed monthly and change over time.
How risky is Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 11.2% and its worst peak-to-trough fall in our sample was -17.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund is benchmarked against the Nifty50 Hybrid Composite Debt 50:50 Index. Its alpha and beta on this page are measured against that index.
Who manages Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund is managed by Umeshkumar Mehta, Nirali Bhansali, Dhawal Ghanshyam Dhanani and Vishal Shinde at Samco.
How is Samco Dynamic Asset Allocation Fund taxed?
Samco Dynamic Asset Allocation Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.