DebtFixed Term PlanRegularIDCWModerate

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)

Q: What is the NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

As of 01 Oct 2026, the NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is ₹12.32 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) delivered?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) has returned +5.20% over 1 year, +5.57% per year over 3 years and +5.96% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) charges an expense ratio of 0.53% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: How risky is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.8% and its worst peak-to-trough fall in our sample was -4.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of -0.33 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)'s -0.33 means it has not compensated investors for its volatility over the window. Higher is better.

Q: What is the benchmark of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is benchmarked against the CRISIL Short Duration Debt A-II Index. Its alpha and beta on this page are measured against that index.

Q: Who manages UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is managed by Jaydeep Bhowal at UTI.

Q: How is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) taxed?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

UTI Mutual Fund

NAV

₹12.32

-0.01% 1D

as of 01 Oct 2026

This is the Regular plan of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

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This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

View the Growth plan for compounded returns (+7.16% 3Y CAGR)

NAV history

+5.24%CAGR

52-week rangePrev NAV ₹12.33

Latest ₹12.32

Low ₹11.7199th percentile of its 52-week rangeHigh ₹12.33

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.

Performance—

Not enough Fixed Term Plan peers to rank yet

Risk—

Volatility 2.8% (no category average yet)

Cost—

0.5% expense (no category average yet)

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

0.53%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

-0.33

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Not allowed

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

CRISIL Short Duration Debt A-II Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

03 Mar 2023

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

+0.17%

Absolute return over the last 3 months (not annualized)

+1.05%

Absolute return over the last 6 months (not annualized)

+2.69%

Absolute return since 1 Jan of this year (not annualized)

+3.67%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+5.20%

3-year annualized return (CAGR)

+5.57%

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+5.96%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

2.78%

Excess return per unit of total volatility (rf = 6.5%)

-0.33

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

-0.35

Largest peak-to-trough decline over full history

-4.43%

Benchmark ratios

Not shown for Fixed Term Plan — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Fixed Term Plan)

Period	Fund	Category avg.	Diff
1M abs	+0.17%	—	—
3M abs	+1.05%	—	—
6M abs	+2.69%	—	—
1Y CAGR	+5.20%	—	—
3Y CAGR	+5.57%	—	—
5Y CAGR	—	—	—

Category average across peers in Fixed Term Plan, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹3.60L

Current value

₹3.93L

Absolute

+9.06%

XIRR

+6.03%

Value vs. invested

ValueInvested

36 monthly installments of ₹10,000 into UTI Fixed Term Income Fund Series XXXVI - I (1574 Days), valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+3.67%
2025	+7.87%
2024	+3.19%
2023part	+6.61%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

864

Expense ratio

0.53%

AUM

₹63.65Cr

Exit load

Not Applicable

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Fixed Term Plan

Compare all


UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)This fund UTI · Regular · IDCW	—	+5.20%	+5.57%	—	—	0.53%	₹63.65Cr
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) UTI · Direct · Growth	★★★★★ CAT	+5.60%	+7.58%	—	—	0.17%	₹63.65Cr
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) UTI · Regular · Growth	★★★★☆ CAT	+5.20%	+7.16%	—	—	0.53%	₹63.65Cr
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) UTI · Direct · IDCW	—	+5.60%	+5.99%	—	—	0.17%	₹63.65Cr

Fund size over time

Quarterly average AUM · AMFI

₹63.65Cr

April - June 2026

+1%

since January - March 2026

+₹11.86L

est. net flow, last quarter

At or near its largest, ₹63.65Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.

Launched

13 Nov 2002

Total AUM

₹3,92,691Cr+1.1% QoQ

Avg AUM · April - June 2026

Website

utimf.com

Fund Managers

JBJaydeep BhowalManaging since 03 Nov 2025

Role

Vice President– Fixed Income

Education

B.Com, CA, PGDFM

Experience

He began his career with UTI in November 2009. He has more than 15 years of experience at UTI in various roles and currently working as Dealer in Department of Fund Management – Fixed Income.

Funds managed (12)

All schemes Jaydeep Bhowal runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Jaydeep Bhowal

UTI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Debt funds

Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.

Frequently asked questions

What is the NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

As of 01 Oct 2026, the NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is ₹12.32 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) delivered?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) has returned +5.20% over 1 year, +5.57% per year over 3 years and +5.96% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) charges an expense ratio of 0.53% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

How risky is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.8% and its worst peak-to-trough fall in our sample was -4.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -0.33 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)'s -0.33 means it has not compensated investors for its volatility over the window. Higher is better.

What is the benchmark of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is benchmarked against the CRISIL Short Duration Debt A-II Index. Its alpha and beta on this page are measured against that index.

Who manages UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is managed by Jaydeep Bhowal at UTI.

How is UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) taxed?

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.