ETFDebt ETFDirectGrowthModerate

UTI Nifty 5 yr Benchmark G-Sec ETF

Q: What is the NAV of UTI Nifty 5 yr Benchmark G-Sec ETF?

As of 05 Oct 2026, the NAV of UTI Nifty 5 yr Benchmark G-Sec ETF is ₹65.75 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has UTI Nifty 5 yr Benchmark G-Sec ETF delivered?

UTI Nifty 5 yr Benchmark G-Sec ETF has returned +3.64% over 1 year and +6.86% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What are the top holdings of UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF's largest holdings are 06.36% GSEC Mat- 16/02/2031 (99.4%). Holdings are disclosed monthly and change over time.

Q: How risky is UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.0% and its worst peak-to-trough fall in our sample was -1.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF is benchmarked against the Nifty 5 yr Benchmark G-Sec Index. Its alpha and beta on this page are measured against that index.

Q: Who manages UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF is managed by Jaydeep Bhowal at UTI.

Q: How is UTI Nifty 5 yr Benchmark G-Sec ETF taxed?

UTI Nifty 5 yr Benchmark G-Sec ETF is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

UTI Mutual Fund

NAV

₹65.75

+0.01% 1D

as of 05 Oct 2026

This is the Direct plan of UTI Nifty 5 yr Benchmark G-Sec ETF — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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NAV history

+3.63%absolute

52-week rangePrev NAV ₹65.74

Latest ₹65.75

Low ₹63.4272nd percentile of its 52-week rangeHigh ₹66.63

Key Metrics

Annual fee charged by the fund, already deducted from NAV

—

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category —

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

—

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Not allowed

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

Nifty 5 yr Benchmark G-Sec Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

01 Feb 2024

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-1.09%

Absolute return over the last 3 months (not annualized)

-0.45%

Absolute return over the last 6 months (not annualized)

+3.46%

Absolute return since 1 Jan of this year (not annualized)

+3.03%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+3.64%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+6.86%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

2.04%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-1.81%

Benchmark ratios

Not shown for Debt ETF — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Debt ETF)

Period	Fund	Category avg.	Diff
1M abs	-1.09%	—	—
3M abs	-0.45%	—	—
6M abs	+3.46%	—	—
1Y CAGR	+3.64%	—	—
3Y CAGR	—	—	—
5Y CAGR	—	—	—

Category average across peers in Debt ETF (up to 3 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.20L

Current value

₹1.22L

Absolute

+1.40%

XIRR

+3.07%

Value vs. invested

ValueInvested

12 monthly installments of ₹10,000 into UTI Nifty 5 yr Benchmark G-Sec ETF, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+3.03%
2025	+7.75%
2024part	+7.56%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

645

AUM

₹2.27Cr

YTM (from holdings)

6.59%

Average maturity

4.45 years

Exit load

Nil

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Debt ETF

Compare all


UTI Nifty 5 yr Benchmark G-Sec ETFThis fund UTI · Direct · Growth	★★★☆☆ 1Y CAT	+3.64%	—	—	—	—	₹2.27Cr
Shriram Nifty 1D Rate Liquid ETF Shriram · Direct · Growth	★★★★☆ 1Y CAT	+4.73%	—	—	—	—	₹38.97Cr
UTI Nifty 10 yr Benchmark G-Sec ETF UTI · Direct · Growth	★★☆☆☆ 1Y CAT	+0.78%	—	—	—	—	₹1.06Cr
UTI Nifty 1D Rate Liquid ETF UTI · Direct · Growth	—	—	—	—	—	—	—
Mirae Asset Nifty 8-13 yr G-Sec ETF Mirae Asset	★★★☆☆ CAT	+2.40%	+6.74%	—	—	0.12%	—
Aditya Birla Sun Life CRISIL Liquid Overnight ETF - IDCW Daily Reinvestment with Aditya Birla Sun Life · Daily IDCW	—	0.00%	0.00%	—	—	—	₹32.14Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt99.36%
Cash & Equivalents0.64%

Fund size over time

Quarterly average AUM · AMFI

₹2.27Cr

April - June 2026

-7%

since January - March 2026

−₹17.69L

est. net flow, last quarter

Down +7% from its peak of ₹2.45Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.

Launched

13 Nov 2002

Total AUM

₹3,92,691Cr+1.1% QoQ

Avg AUM · April - June 2026

Website

utimf.com

Fund Managers

JBJaydeep BhowalManaging since 29 Jan 2024

Role

Vice President– Fixed Income

Education

B.Com, CA, PGDFM

Experience

He began his career with UTI in November 2009. He has more than 15 years of experience at UTI in various roles and currently working as Dealer in Department of Fund Management – Fixed Income.

Funds managed (11)

All schemes Jaydeep Bhowal runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Jaydeep Bhowal

UTI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Index funds & ETFs

Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.

Frequently asked questions

What is the NAV of UTI Nifty 5 yr Benchmark G-Sec ETF?

As of 05 Oct 2026, the NAV of UTI Nifty 5 yr Benchmark G-Sec ETF is ₹65.75 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has UTI Nifty 5 yr Benchmark G-Sec ETF delivered?

UTI Nifty 5 yr Benchmark G-Sec ETF has returned +3.64% over 1 year and +6.86% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What are the top holdings of UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF's largest holdings are 06.36% GSEC Mat- 16/02/2031 (99.4%). Holdings are disclosed monthly and change over time.

How risky is UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.0% and its worst peak-to-trough fall in our sample was -1.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF is benchmarked against the Nifty 5 yr Benchmark G-Sec Index. Its alpha and beta on this page are measured against that index.

Who manages UTI Nifty 5 yr Benchmark G-Sec ETF?

UTI Nifty 5 yr Benchmark G-Sec ETF is managed by Jaydeep Bhowal at UTI.

How is UTI Nifty 5 yr Benchmark G-Sec ETF taxed?

UTI Nifty 5 yr Benchmark G-Sec ETF is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.