EquityFocused FundDirectIDCWVery High

UTI Focused Fund (30 stocks)

Q: What is the NAV of UTI Focused Fund (30 stocks)?

As of 05 Oct 2026, the NAV of UTI Focused Fund (30 stocks) is ₹15.76 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has UTI Focused Fund (30 stocks) delivered?

UTI Focused Fund (30 stocks) has returned -3.96% over 1 year, +9.04% per year over 3 years, +8.83% per year over 5 years and +9.30% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) charges an expense ratio of 1.14% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks)'s largest holdings are ICICI BANK LTD (9.5%), HDFC BANK LIMITED (7.5%), RELIANCE INDUSTRIES LTD. (6.0%), ETERNAL LIMITED (5.9%) and LARSEN & TOUBRO LTD. (4.9%). Holdings are disclosed monthly and change over time.

Q: How risky is UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.5% and its worst peak-to-trough fall in our sample was -19.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.19 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI Focused Fund (30 stocks)'s 0.19 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) is benchmarked against the Nifty 500 TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) is managed by Vishal Chopda at UTI.

Q: How is UTI Focused Fund (30 stocks) taxed?

UTI Focused Fund (30 stocks) is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

UTI Mutual Fund · Best Focused Mutual Funds

NAV

₹15.76

+0.81% 1D

as of 05 Oct 2026

This is the Direct plan of UTI Focused Fund (30 stocks) — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

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Performance

-4.69%absolute

52-week rangePrev NAV ₹15.63

Latest ₹15.76

Low ₹14.5846th percentile of its 52-week rangeHigh ₹17.15

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Equity funds (same plan and option) to rank against yet.

Performance—

Not enough Focused Fund peers to rank yet

Risk—

Volatility 13.5% (no category average yet)

Cost—

1.1% expense (no category average yet)

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.14%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

23.49

Category —

Excess return per unit of total volatility (rf = 6.5%)

0.19

Category —

Scheme Info

Definitions

Plan

Direct · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

W.e.f. 25-08-2021 Exit Load: Less than one year: 1% and Greater than or equal to one year: Nil

1.00%

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

Nifty 500 TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

26 Aug 2021

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-5.62%

Absolute return over the last 3 months (not annualized)

-3.86%

Absolute return over the last 6 months (not annualized)

+6.22%

Absolute return since 1 Jan of this year (not annualized)

-6.72%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-3.96%

3-year annualized return (CAGR)

+9.04%

5-year annualized return (CAGR)

+8.83%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+9.30%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

13.50%

Excess return per unit of total volatility (rf = 6.5%)

0.19

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

0.26

Largest peak-to-trough decline over full history

-19.32%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

-0.57%

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

0.94

How much of the fund's movement Nifty 500 TRI explains

93.3%

Excess return per unit of beta (market risk)

2.53

Active return over the benchmark per unit of tracking error

-0.20

Annualized std dev of fund-minus-benchmark returns

4.09%

Fund's share of benchmark gains in up months (100 = matches index)

96.9%

Fund's share of benchmark losses in down months (lower is better)

99.9%

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Focused Fund)

Period	Fund	Category avg.	Diff
1M abs	-5.62%	—	—
3M abs	-3.86%	—	—
6M abs	+6.22%	—	—
1Y CAGR	-3.96%	—	—
3Y CAGR	+9.04%	—	—
5Y CAGR	+8.83%	—	—

Category average across peers in Focused Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹7.24L

Absolute

+20.73%

XIRR

+7.71%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into UTI Focused Fund (30 stocks), valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-6.72%	-7.18%	+0.46%
2025	+8.03%	+7.94%	+0.09%
2024	+14.36%	+16.43%	-2.07%
2023	+30.85%	+27.43%	+3.42%
2022	+1.36%	+4.34%	-2.98%
2021part	+3.05%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

1,258

Expense ratio

1.14%

Portfolio turnover

80%

Exit load

W.e.f. 25-08-2021 Exit Load: Less than one year: 1% and Greater than or equal to one year: Nil

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

23.5

P/B ratio

5.0

Avg market cap

₹5,14,985Cr

P/E & P/B are portfolio-weighted harmonic means across 28 of 29 equity holdings (95% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Focused Fund

Compare all


UTI Focused Fund (30 stocks)This fund UTI · Direct · IDCW	—	-3.96%	+9.04%	+8.83%	—	1.14%	—
SBI Focused Fund SBI · Direct · IDCW	—	+8.49%	+14.35%	+10.91%	—	0.84%	₹44,948Cr
ITI Focused Fund ITI · Direct · IDCW	—	-1.68%	+13.95%	—	—	0.90%	₹567.11Cr
Kotak Focused Fund Kotak Mahindra · Direct · IDCW	—	+1.89%	+13.81%	+10.87%	—	0.74%	₹4,062Cr
Quant Focused Fund quant · Direct · IDCW	—	+7.80%	+13.74%	+12.62%	—	1.87%	₹814.47Cr
Invesco India Focused Fund Invesco · Direct · IDCW	—	-6.17%	+12.18%	+7.49%	—	0.69%	₹5,225Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap72.9%
Mid cap27.1%
Small cap0.0%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity97.74%
Cash & Equivalents2.25%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
HSBC Large Cap Fund HSBC · Large Cap Fund	53.0%	★★☆☆☆	1.41%	+9.83%
UTI Balanced Advantage Fund UTI · Dynamic Asset Allocation or Balanced Advantage	52.4% of 68% equity	★★☆☆☆	0.91%	+7.68%
Union Largecap Fund Union · Large Cap Fund	52.3%	★☆☆☆☆	1.68%	+6.69%
UTI Children's Equity Fund UTI · Children’s Fund	52.1%	★★★☆☆	1.39%	+6.22%
UTI - Large Cap Fund UTI · Large Cap Fund	51.4%	★★☆☆☆	1.19%	+6.32%
Canara Robeco Large Cap Fund Canara Robeco · Large Cap Fund	51.2%	★★★★☆	0.63%	+9.16%
UTI Children's Hybrid Fund UTI · Children’s Fund	49.7% of 38% equity	★★☆☆☆	1.51%	+5.97%
Groww Large Cap Fund Groww · Large Cap Fund	49.2%	★★☆☆☆	1.69%	+9.30%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

1 holding — 2.39% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

PB Fintech LimitedShort-term · Stage I2.39%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-19.3%26 Sep 2024 → 28 Feb 2025
Still below that high — 5 months down, and no recovery yet.
-17.3%15 Nov 2021 → 17 Jun 2022
Fell over 7 months, back to the old high on 08 Sep 2022 — 3 months under water after the low.
-9.0%13 Sep 2022 → 28 Mar 2023
Fell over 6 months, back to the old high on 12 May 2023 — 1 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

UTI Mutual Fund descends from the Unit Trust of India, which was effectively the whole Indian mutual fund industry from 1963 until private managers were allowed in. It was carved out as a SEBI-registered fund house in 2003, is listed on the exchanges, and is held by SBI, LIC, Bank of Baroda, PNB and T. Rowe Price rather than a single parent.

Launched

13 Nov 2002

Total AUM

₹3,92,691Cr+1.1% QoQ

Avg AUM · April - June 2026

Website

utimf.com

Fund Managers

VCVishal ChopdaManaging since 02 May 2022

Role

Senior Vice President & Fund Manager- Equity

Education

BE, PGDM, CFA

Experience

FMCG, Retail, Consumer Cement, and Building Development Institute (MDI) completed his Bachelor of

Funds managed (2)

All schemes Vishal Chopda runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Vishal Chopda

Top holdings

ICICI BANK LTD HDFC BANK LIMITED RELIANCE INDUSTRIES LTD.ETERNAL LIMITED LARSEN & TOUBRO LTD.STATE BANK OF INDIA BAJAJ FINANCE LTD.COFORGE LTD BHARTI AIRTEL LTD.MAHINDRA & MAHINDRA LTD.SHRIRAM FINANCE LTD LTM Limited

UTI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Focused funds

Focused funds hold a concentrated portfolio of at most 30 stocks. Higher conviction can mean higher returns, but a few positions carry more of the outcome — so more concentration risk.

Frequently asked questions

What is the NAV of UTI Focused Fund (30 stocks)?

As of 05 Oct 2026, the NAV of UTI Focused Fund (30 stocks) is ₹15.76 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has UTI Focused Fund (30 stocks) delivered?

UTI Focused Fund (30 stocks) has returned -3.96% over 1 year, +9.04% per year over 3 years, +8.83% per year over 5 years and +9.30% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) charges an expense ratio of 1.14% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks)'s largest holdings are ICICI BANK LTD (9.5%), HDFC BANK LIMITED (7.5%), RELIANCE INDUSTRIES LTD. (6.0%), ETERNAL LIMITED (5.9%) and LARSEN & TOUBRO LTD. (4.9%). Holdings are disclosed monthly and change over time.

How risky is UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.5% and its worst peak-to-trough fall in our sample was -19.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.19 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. UTI Focused Fund (30 stocks)'s 0.19 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) is benchmarked against the Nifty 500 TRI. Its alpha and beta on this page are measured against that index.

Who manages UTI Focused Fund (30 stocks)?

UTI Focused Fund (30 stocks) is managed by Vishal Chopda at UTI.

How is UTI Focused Fund (30 stocks) taxed?

UTI Focused Fund (30 stocks) is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.