EquityELSSRegularGrowthVery High

SBI Long Term Advantage Fund - Series VI

Q: What is the NAV of SBI Long Term Advantage Fund - Series VI?

As of 05 Oct 2026, the NAV of SBI Long Term Advantage Fund - Series VI is ₹29.52 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has SBI Long Term Advantage Fund - Series VI delivered?

SBI Long Term Advantage Fund - Series VI has returned -3.39% over 1 year, +8.06% per year over 3 years, +10.81% per year over 5 years and +14.07% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI charges an expense ratio of 1.50% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI's largest holdings are Foseco India Ltd. (5.8%), Deepak Nitrite Ltd. (4.7%), Tata Motors Ltd. (4.5%), Larsen & Toubro Ltd. (4.3%) and Kotak Mahindra Bank Ltd. (4.2%). Holdings are disclosed monthly and change over time.

Q: How risky is SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.9% and its worst peak-to-trough fall in our sample was -36.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.10 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. SBI Long Term Advantage Fund - Series VI's 0.10 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI is benchmarked against the S&P BSE 500 Index The Funds collected under the Scheme shall be invested consistent with the objective of the Scheme in. Its alpha and beta on this page are measured against that index.

Q: Who manages SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI is managed by Anup Upadhyay at SBI.

Q: How is SBI Long Term Advantage Fund - Series VI taxed?

SBI Long Term Advantage Fund - Series VI is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

SBI Mutual Fund · Best ELSS (Tax Saving) Mutual Funds

NAV

₹29.52

+0.14% 1D

as of 05 Oct 2026

This is the Regular plan of SBI Long Term Advantage Fund - Series VI — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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Performance

-3.92%absolute

52-week rangePrev NAV ₹29.47

Latest ₹29.52

Low ₹25.9865th percentile of its 52-week rangeHigh ₹31.43

Scorecard

★★★☆☆3/5 vs 51 ELSS peers

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within ELSS (same plan and option).

PerformanceBelow avg

3Y CAGR +8.06% · ranks 34 of 49 ELSS funds

RiskModerate

Volatility 14.9% vs 14.7% category avg

CostLow

1.5% expense vs 2.0% category avg

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

5-year return (+10.81%) beats the ELSS average (+9.58%)
Low expense ratio (1.50%) vs the ELSS average of 2.03%
Consistent — positive in 100% of rolling 3-year windows

Concerns

1-year return (-3.39%) trails the ELSS average (-2.15%)
3-year return (+8.06%) trails the ELSS average (+9.81%)
Weaker risk-adjusted returns — Sharpe 0.10 below the ELSS average of 0.21

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.50%

Category 2.03%▼0.53%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

27.16

Category —

Excess return per unit of total volatility (rf = 6.5%)

0.10

Category 0.21▼0.10

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

3 yrs

Exit Load

—

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

—

S&P BSE 500 Index The Funds collected under the Scheme shall be invested consistent with the objective of the Scheme in

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

24 Jul 2018

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-4.61%

Absolute return over the last 3 months (not annualized)

-3.98%

Absolute return over the last 6 months (not annualized)

+11.05%

Absolute return since 1 Jan of this year (not annualized)

-4.64%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-3.39%

3-year annualized return (CAGR)

+8.06%

5-year annualized return (CAGR)

+10.81%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+14.07%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

14.91%

Excess return per unit of total volatility (rf = 6.5%)

0.10

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

0.14

Largest peak-to-trough decline over full history

-36.12%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

-1.14%

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

1.06

How much of the fund's movement Nifty 500 TRI explains

90.5%

Excess return per unit of beta (market risk)

1.81

Active return over the benchmark per unit of tracking error

-0.24

Annualized std dev of fund-minus-benchmark returns

5.47%

Fund's share of benchmark gains in up months (100 = matches index)

99.5%

Fund's share of benchmark losses in down months (lower is better)

106.4%

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (ELSS)

Period	Fund	Category avg.	Diff
1M abs	-4.61%	-4.72%	+0.11%
3M abs	-3.98%	-4.00%	+0.02%
6M abs	+11.05%	+8.38%	+2.67%
1Y CAGR	-3.39%	-2.15%	-1.24%
3Y CAGR	+8.06%	+9.81%	-1.75%
5Y CAGR	+10.81%	+9.58%	+1.23%

Category average across peers in ELSS (up to 49 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 49 peers in ELSS

1Y return

-3.39%

Beats 40.8% · rank #30

3Y return

+8.06%

Beats 31.3% · rank #34

5Y return

+10.81%

Beats 68.3% · rank #14

Sharpe

0.10

Beats 31.3% · rank #34

Sortino

0.14

Beats 31.3% · rank #34

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹7.47L

Absolute

+24.54%

XIRR

+8.99%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into SBI Long Term Advantage Fund - Series VI, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-4.64%	-7.18%	+2.54%
2025	-0.46%	+7.94%	-8.40%
2024	+23.18%	+16.43%	+6.75%
2023	+38.20%	+27.43%	+10.77%
2022	+1.93%	+4.34%	-2.41%
2021	+33.47%	+31.59%	+1.88%
2020	+20.50%	+18.33%	+2.17%
2019	+11.94%	+8.95%	+2.99%
2018part	-0.77%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

2,026

Expense ratio

1.50%

AUM

₹243.92Cr

Portfolio turnover

78%

Exit load

: A charge paid by the investor at the time of exit from the scheme.

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

27.2

P/B ratio

4.4

Avg market cap

₹1,60,517Cr

P/E & P/B are portfolio-weighted harmonic means across 30 of 34 equity holdings (84% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · ELSS

Compare all


SBI Long Term Advantage Fund - Series VIThis fund SBI · Regular · Growth	★★★☆☆	-3.39%	+8.06%	+10.81%	—	1.50%	₹243.92Cr
SBI Long Term Advantage Fund - Series V SBI · Regular · Growth	★★★★★	-1.21%	+19.11%	+13.78%	—	1.38%	₹345.73Cr
Motilal Oswal ELSS Tax Saver Fund Motilal Oswal · Regular · Growth	★★★☆☆	+5.53%	+19.09%	+15.16%	—	2.10%	₹4,627Cr
Bank of India Mid Cap Tax Fund Series 1 Bank of India · Regular · Growth	★★★★☆	+8.41%	+14.33%	+10.89%	—	1.38%	₹62.74Cr
JM ELSS - Tax Saver Fund JM Financial · Regular · Growth	★★★☆☆	+3.76%	+14.32%	+11.79%	—	2.68%	₹220.95Cr
HSBC ELSS Tax saver Fund HSBC · Regular · Growth	★★★★☆	+0.84%	+14.16%	—	—	1.99%	₹3,957Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap25.5%
Mid cap21.6%
Small cap52.9%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity96.14%
Cash & Equivalents3.86%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
SBI Long Term Advantage Fund - Series V SBI · ELSS	53.3%	★★★★★	1.28%	+19.52%
SBI Long Term Advantage Fund - Series IV SBI · ELSS	33.5%	★★★☆☆	1.24%	+6.50%
SBI Conservative Hybrid Fund SBI · Conservative Hybrid Fund	23.7% of 24% equity	★★★★☆	0.99%	+8.18%
SBI ELSS Tax Saver Fund SBI · ELSS	22.9%	★★★★☆	1.25%	+12.53%
Franklin India Large Cap Fund Franklin Templeton · Large Cap Fund	22.6%	★★☆☆☆	1.45%	+8.71%
HDFC Large Cap Fund HDFC · Large Cap Fund	21.8%	★★★☆☆	1.03%	+7.88%
UTI - Large Cap Fund UTI · Large Cap Fund	21.4%	★★☆☆☆	1.19%	+6.32%
SBI Retirement Benefit Fund - Conservative SBI · Retirement Fund	21.3% of 20% equity	★★☆☆☆	0.98%	+6.41%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-36.1%20 Feb 2020 → 23 Mar 2020
Fell over 32 days, back to the old high on 09 Nov 2020 — 8 months under water after the low.
-22.6%23 Sep 2024 → 31 Mar 2026
Still below that high — 1.5 years down, and no recovery yet.
-18.7%17 Jan 2022 → 20 Jun 2022
Fell over 5 months, back to the old high on 03 May 2023 — 10 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹243.92Cr

April - June 2026

-4%

since January - March 2026

−₹2.54Cr

est. net flow, last quarter

At or near its largest, ₹254.67Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

SBI Mutual Fund is a joint venture between the State Bank of India and Amundi of France, and was set up in 1987 as the first fund house in India outside UTI. It is the largest by assets, helped by managing a share of the EPFO's ETF investments.

Launched

28 Jun 1987

Total AUM

₹12,57,352Cr+0.7% QoQ

Avg AUM · April - June 2026

Website

sbimf.com

Fund Managers

AUAnup UpadhyayStart date not disclosed

Role

Fund Manager

Education

B. Tech.(Hons.); PGDM

Experience

Mr. Anup Upadhyay joined SBIFML in November 2024. He has earlier worked with SBIFML from May 2007 till December 2021 in the roles of Head of Research, Fund Manager and Equity Analyst. He has more than 14 years of experience in financial services. Mr. Anup Upadhyay manages

Funds managed (2)

All schemes Anup Upadhyay runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Anup Upadhyay

Top holdings

Foseco India Ltd.Deepak Nitrite Ltd.Tata Motors Ltd.Larsen & Toubro Ltd.Kotak Mahindra Bank Ltd.Hatsun Agro Product Ltd.Bharti Airtel Ltd.West Coast Paper Mills Ltd.Sona Blw Precision Forgings Ltd.Manappuram Finance Ltd.Astral Ltd.Delhivery Ltd.

SBI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About ELSS (tax-saving) funds

ELSS funds are equity funds that qualify for a Section 80C deduction (up to ₹1.5 lakh a year) under the old tax regime. They carry a 3-year lock-in — the shortest of any 80C option.

Frequently asked questions

What is the NAV of SBI Long Term Advantage Fund - Series VI?

As of 05 Oct 2026, the NAV of SBI Long Term Advantage Fund - Series VI is ₹29.52 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has SBI Long Term Advantage Fund - Series VI delivered?

SBI Long Term Advantage Fund - Series VI has returned -3.39% over 1 year, +8.06% per year over 3 years, +10.81% per year over 5 years and +14.07% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI charges an expense ratio of 1.50% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI's largest holdings are Foseco India Ltd. (5.8%), Deepak Nitrite Ltd. (4.7%), Tata Motors Ltd. (4.5%), Larsen & Toubro Ltd. (4.3%) and Kotak Mahindra Bank Ltd. (4.2%). Holdings are disclosed monthly and change over time.

How risky is SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 14.9% and its worst peak-to-trough fall in our sample was -36.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.10 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. SBI Long Term Advantage Fund - Series VI's 0.10 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI is benchmarked against the S&P BSE 500 Index The Funds collected under the Scheme shall be invested consistent with the objective of the Scheme in. Its alpha and beta on this page are measured against that index.

Who manages SBI Long Term Advantage Fund - Series VI?

SBI Long Term Advantage Fund - Series VI is managed by Anup Upadhyay at SBI.

How is SBI Long Term Advantage Fund - Series VI taxed?

SBI Long Term Advantage Fund - Series VI is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.