Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Mutual Fund · Best Ultra Short Duration Mutual Funds
This scheme hasn’t published a NAV since 19 Jun 2026 — it appears to have been discontinued or merged. Trailing return and risk metrics need recent pricing, so they can’t be computed; only the NAV history and lifetime drawdown are shown below.
NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough Ultra Short Duration Fund peers to rank yet
Volatility not available yet
0.9% expense vs 0.6% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
- High expense ratio (0.95%) vs the Ultra Short Duration Fund average of 0.61%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Aditya Birla Sun Life Savings Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +2.60% | |
| 2025 | +6.91% | |
| 2024 | +7.66% | |
| 2023 | +7.24% | |
| 2022 | +4.51% | |
| 2021 | +3.83% | |
| 2020 | +7.21% | |
| 2019 | +8.99% | |
| 2018 | +7.94% | |
| 2017 | +7.17% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Recent changes
Expense-ratio and fund-manager changes we've picked up in the last 30 days.
- Fund manager change — now managed by Lovelish Solanki, Rohit Karan; Mohit Sharma stepped away31 Aug 2026
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Fund size over time
Quarterly average AUM · AMFIDown +11% from its peak of ₹22,071Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Explore from here
Aditya Birla Sun Life in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Moneycontrol.com · 8h ago
Aditya Birla Sun Life Mutual Fund has declared change in the fund managers of its few schemes
Value Research · 8h ago
Piramal Finance raises ₹2,100 cr via QIP; total fundraise at ₹3,850 cr
Business Standard · 10h ago
Piramal Finance raises Rs 2100 Cr via QIP; Rs 1,750 Cr via promoter warrant issuance
bfsi.economictimes.indiatimes.com · 14h ago
Piramal Finance Announces Rs 3,850 Crore Capital Raise; QIP Draws Strong Institutional Interest
NDTV Profit · 15h ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Ultra Short Duration funds
Ultra short duration funds run a Macaulay duration of 3 to 6 months. That is a step out from a liquid fund — slightly more interest-rate sensitivity in exchange for slightly more yield, for money you need in months rather than days.
Frequently asked questions
What is the NAV of Aditya Birla Sun Life Savings Fund?
The last published NAV of Aditya Birla Sun Life Savings Fund was ₹332.74 per unit, on 19 Jun 2026. The scheme has not published a NAV since then — it has likely been merged, wound up or discontinued, so this figure is historical, not a current price.
What is the expense ratio of Aditya Birla Sun Life Savings Fund?
Aditya Birla Sun Life Savings Fund charges an expense ratio of 0.95% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Aditya Birla Sun Life Savings Fund?
Aditya Birla Sun Life Savings Fund's largest holdings are ICICI Bank Ltd (7.8%), HDFC Bank Ltd (5.4%), UPL Ltd (5.1%), Birla Sun Life Cash Plus Direct-Growth (4.6%) and Birla Sun Life Floating Rate Short-term Direct-Growth (3.7%). Holdings are disclosed monthly and change over time.
How risky is Aditya Birla Sun Life Savings Fund?
Aditya Birla Sun Life Savings Fund is rated low on SEBI's risk-o-meter and its worst peak-to-trough fall in our sample was -1.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of Aditya Birla Sun Life Savings Fund?
Aditya Birla Sun Life Savings Fund is benchmarked against the NIFTY Equity Savings Total Return Index. Its alpha and beta on this page are measured against that index.
Who manages Aditya Birla Sun Life Savings Fund?
Aditya Birla Sun Life Savings Fund is managed by Kaustubh Gupta at Aditya Birla Sun Life.
How is Aditya Birla Sun Life Savings Fund taxed?
Aditya Birla Sun Life Savings Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.