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UTI Mutual Fund in 2026: by the numbers

UTI MF managed ₹4,02,337 crore in July–September 2026, 7th of 55, up 6.3% in a year. 235 Direct Growth schemes, ranked on 3-year returns.

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A staircase of rising steps

A large house, growing slower than the industry

UTI managed an average of ₹4,02,337 crore in July–September 2026, excluding domestic fund-of-funds: 4.61% of the industry's ₹87,21,848 crore and 7th of 55 houses on AMFI's quarterly figures. Its fund house page carries the same number.

Quarter Average AUM (₹ crore) Rank Share of industry
July–September 2026 4,02,337 7 of 55 4.61%
April–June 2026 3,92,691 7 of 51 4.72%
July–September 2025 3,78,413 7 of 48 4.91%
July–September 2024 3,42,549 7 of 44 5.17%
July–September 2023 2,66,813 7 of 41 5.68%

Assets grew 6.3% in a year, against 13.1% for the industry, and 2.5% in the last quarter. It is losing share. A year ago it ranked 7th.

The shelf: 235 schemes

UTI has 235 schemes in Direct Growth: 162 debt, 22 equity, 21 index, 12 ETF, 8 other, 7 hybrid, 3 fund-of-funds. By average assets in July–September 2026:

Scheme Average AUM (₹ crore)
UTI Nifty 50 ETF 72,547
UTI BSE Sensex ETF 56,503
UTI - Liquid Fund 30,162
UTI Nifty 50 Index Fund 29,285
UTI - Flexi Cap Fund. 23,664
UTI - Mid Cap Fund 12,421

The three largest account for 41% of the assets we could match to a scheme.

How the equity and hybrid funds rank

Each fund is ranked against every Direct Growth fund in its AMFI category on three-year return, to 23 October 2026. Categories with fewer than eight funds with a three-year record are not ranked.

Fund Category 1 year 3 years 3-year rank in category
UTI - Healthcare Fund Sectoral/ Thematic 7.47% 20.75% 11th of 142
UTI - Transportation and Logistics Fund Sectoral/ Thematic −7.54% 14.73% 48th of 142
UTI Large & Mid Cap Fund Large & Mid Cap −3.59% 13.15% 7th of 26
UTI Multi Asset Allocation Fund Multi Asset Allocation −3.55% 13.14% 8th of 15
UTI - Dividend Yield Fund Dividend Yield −6.70% 11.75% 4th of 9
UTI - Banking and Financial Services Fund Sectoral/ Thematic −4.80% 11.39% 79th of 142
UTI Small Cap Fund Small Cap −1.12% 11.13% 17th of 26
UTI Value Fund Value −8.88% 10.73% 11th of 21
UTI - Infrastructure Fund Sectoral/ Thematic −6.34% 10.64% 85th of 142
UTI - Mid Cap Fund Mid Cap −3.52% 9.85% 25th of 29
UTI Aggressive Hybrid Fund Aggressive Hybrid −4.42% 9.50% 17th of 28
UTI Focused Fund (30 stocks) Focused −7.55% 8.52% 20th of 27
UTI - Equity Savings Fund Equity Savings 0.72% 7.78% 13th of 20
UTI Balanced Advantage Fund Dynamic Asset Allocation or Balanced Advantage −4.94% 7.68% 20th of 30

Of the 23 funds ranked, 1 sit in the top quarter of their category over three years and 7 in the bottom quarter. The best placed is UTI - Healthcare Fund (11th of 142 in Sectoral/ Thematic, 20.75% a year); the lowest placed is UTI Innovation Fund (139th of 142 in Sectoral/ Thematic, 3.23% a year).

What they cost

Fund Direct expense ratio Category median Difference
UTI - Healthcare Fund 1.35% 1.15% +0.20
UTI - Transportation and Logistics Fund 0.98% 1.15% −0.17
UTI Large & Mid Cap Fund 1.14% 1.08% +0.06
UTI Multi Asset Allocation Fund 0.89% 0.85% +0.04
UTI - Dividend Yield Fund 1.54% 1.21% +0.33
UTI - Banking and Financial Services Fund 1.45% 1.15% +0.30
UTI Small Cap Fund 1.06% 0.92% +0.14
UTI Value Fund 1.35% 1.24% +0.11
UTI - Infrastructure Fund 2.00% 1.15% +0.85
UTI - Mid Cap Fund 1.27% 0.95% +0.32

20 of the 23 equity and hybrid funds with a published expense ratio (the table shows the first ten) charge more than their category's median in the Direct plan. Expense ratios come from the fund house's own disclosures and are already inside the returns.

Reading this

  • A fund house's size is not a quality mark. What matters to an investor is the fund they hold, against its own category.
  • Three-year ranks are a snapshot and move. A top-quarter rank today does not mean one next year.
  • Young funds lack a three-year record and are left out of the ranking, so the picture is of the older part of the shelf.
  • Returns are historical, computed from NAVs, and not a forecast. This is not a recommendation to buy or sell any fund.

For other houses, see the largest fund houses by AUM and the rank-change table.

Source: AMFI average AUM for July–September 2026; AMFI NAVs to 23 October 2026; fund houses' TER disclosures.

Frequently asked questions

How big is UTI Mutual Fund?

UTI managed an average of ₹4,02,337 crore in July–September 2026, excluding domestic fund-of-funds. That is 4.61% of the industry and 7th among 55 fund houses on AMFI's figures. Assets grew 6.3% in a year, against 13.1% for the industry.

Which UTI fund has the best 3-year record?

On Direct Growth returns to 23 October 2026, UTI - Healthcare Fund (11th of 142 in Sectoral/ Thematic, 20.75% a year).

Are UTI's equity funds cheap?

20 of the 23 equity and hybrid funds with a published Direct expense ratio and a category of at least five funds charge more than their category's median.

This is commentary on published data, not investment advice. WealthTicker is not a SEBI-registered adviser or distributor. Figures are WealthTicker’s own calculations from public data — AMFI’s fund NAVs and disclosures, NSE’s index and FII/DII files, and the fund houses’ monthly portfolios (how we calculate). They are as of the dates stated and can be revised by their source.

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